Best Way to Send Money to Malta from New Zealand (NZD to EUR)

Sending money from New Zealand to Malta: what today's data shows

RemitFinder compares 16 providers and 33 ways to send money from New Zealand to Malta. The mid-market rate is EUR 0.5004 per NZD. 10 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Malta from New Zealand?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 16 providers offering 33 ways to send New Zealand Dollar (NZD) to Euro (EUR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 16 providers, followed by Cash Pickup (2), Debit Card (1) and Revolut Account (1).

💱 How to get the best NZD to EUR exchange rate?

The mid-market New Zealand Dollar to Euro rate today is EUR 0.5004 per NZD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, NZD 1,000 is EUR 500.40, and each 1% of markup costs about EUR 5.00.

• 📊 Rates run from EUR 0.4753 to EUR 0.4999 per NZD across all amounts. The top three rates are from Cambridge Currencies (EUR 0.4999 for transfers from NZD 25,001), Key Currency (EUR 0.4999 for transfers from NZD 12,011) and Regency FX (EUR 0.4999).
• 📏 Typical markup: 0.59%. The median provider's best rate is 0.59% below the mid-market rate.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives EUR 0.4999 per NZD for transfers from NZD 25,001, compared with EUR 0.4991 for transfers up to NZD 5,000.
  • Currency Solutions gives EUR 0.4986 per NZD for transfers from NZD 1,000,001, compared with EUR 0.4966 for transfers up to NZD 150,000.
  • TorFX gives EUR 0.4995 per NZD for transfers from NZD 200,001, compared with EUR 0.4934 for transfers up to NZD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.59% below the mid-market rate for money received in a Bank Account, 0.68% below it on a Debit Card, 0.68% below it by Revolut Account and 1.54% below it as Cash Pickup.

💸 What is the cheapest way to send money to Malta from New Zealand?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Skrill Money Transfer, TorFX and XE Money Transfer.

🏦 How to send money from New Zealand to Malta through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 16 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Malta.

⚡ How to send money from New Zealand to Malta fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup), Revolut (Revolut Account) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account, as Cash Pickup or by Revolut Account and in about 15 minutes on a Debit Card.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 4 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Malta from New Zealand?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Cambridge Currencies, Key Currency and Regency FX offer the highest exchange rates, EUR 0.4999 per NZD.
• 🔀 Ria Money Transfer offers the most ways to send (6), followed by Wise (5) and MoneyGram (4).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Malta.
• 🆓 10 providers have no-fee options.
• ⚡ MoneyGram, Revolut and Wise publish the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex NZD to EUR exchange rate today

• 💱 Airwallex's New Zealand Dollar to Euro exchange rate is EUR 0.4957 per NZD, 0.94% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies NZD to EUR exchange rate today

• 💱 Cambridge Currencies' New Zealand Dollar to Euro exchange rate runs from EUR 0.4991 to EUR 0.4999 per NZD. Its best rate applies to transfers from NZD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions NZD to EUR exchange rate today

• 💱 Currency Solutions' New Zealand Dollar to Euro exchange rate runs from EUR 0.4966 to EUR 0.4986 per NZD. Its best rate applies to transfers from NZD 1,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from NZD 20,000 per transfer.

CurrencyFair NZD to EUR exchange rate today

• 💱 CurrencyFair's New Zealand Dollar to Euro exchange rate is EUR 0.495 per NZD, 1.08% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for NZD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts NZD 100 to NZD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency NZD to EUR exchange rate today

• 💱 Key Currency's New Zealand Dollar to Euro exchange rate is EUR 0.4999 per NZD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from NZD 12,011 per transfer.

MoneyGram NZD to EUR exchange rate today

• 💱 MoneyGram's New Zealand Dollar to Euro exchange rate runs from EUR 0.4914 to EUR 0.4997 per NZD. Its best rate applies to transfers up to NZD 1,500 and is 0.14% below the mid-market rate.
• 💸 MoneyGram charges 3% + NZD 4 when you pay by Credit Card and no fee when you pay by Debit Card.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
• 📏 MoneyGram accepts up to NZD 5,000 per transfer.

OFX NZD to EUR exchange rate today

• 💱 OFX's New Zealand Dollar to Euro exchange rate is EUR 0.4951 per NZD, 1.06% below the mid-market rate.
• 💸 OFX's fee is not published for NZD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit NZD to EUR exchange rate today

• 💱 Panda Remit's New Zealand Dollar to Euro exchange rate is EUR 0.4947 per NZD, 1.14% below the mid-market rate.
• 💸 Panda Remit charges NZD 4.
• 🏦 With Panda Remit, you pay from a Bank Account or by POLi, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 1 hour.
• 📏 Panda Remit accepts NZD 100 to NZD 4,999 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Regency FX NZD to EUR exchange rate today

• 💱 Regency FX's New Zealand Dollar to Euro exchange rate is EUR 0.4999 per NZD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly NZD to EUR exchange rate today

• 💱 Remitly's New Zealand Dollar to Euro exchange rate is EUR 0.4847 per NZD, 3.14% below the mid-market rate.
• 💸 Remitly's fee is not published for NZD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to NZD 20,000 per transfer.

Revolut NZD to EUR exchange rate today

• 💱 Revolut's New Zealand Dollar to Euro exchange rate is EUR 0.497 per NZD, 0.68% below the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges NZD 75 when your recipient gets the money in a Bank Account, NZD 300 (1.5% from NZD 20,000) when your recipient gets the money on a Debit Card and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account, on a Debit Card or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 24 hours, on a Debit Card in about 15 minutes and by Revolut Account instantly.
• 📏 Revolut accepts NZD 201.20 to NZD 100,000 per transfer.

Ria Money Transfer NZD to EUR exchange rate today

• 💱 Ria Money Transfer's New Zealand Dollar to Euro exchange rate is EUR 0.489 per NZD, 2.28% below the mid-market rate.
• 💸 Ria Money Transfer charges NZD 3.99.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts NZD 100 to NZD 20,000 per transfer.

Skrill Money Transfer NZD to EUR exchange rate today

• 💱 Skrill Money Transfer's New Zealand Dollar to Euro exchange rate is EUR 0.4753 per NZD, 5.02% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts NZD 4.01 to NZD 20,038 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get NZD 15 bonus for first transfer.

TorFX NZD to EUR exchange rate today

• 💱 TorFX's New Zealand Dollar to Euro exchange rate runs from EUR 0.4934 to EUR 0.4995 per NZD. Its best rate applies to transfers of NZD 200,001 to NZD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to NZD 999,999,999 per transfer.

Wise NZD to EUR exchange rate today

• 💱 Wise's New Zealand Dollar to Euro exchange rate is EUR 0.4985 per NZD, 0.38% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by POLi, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts NZD 1.16 to NZD 1,000,000 per transfer.

XE Money Transfer NZD to EUR exchange rate today

• 💱 XE Money Transfer's New Zealand Dollar to Euro exchange rate runs from EUR 0.4974 to EUR 0.4979 per NZD. Its best rate applies to transfers up to NZD 1,000 and is 0.50% below the mid-market rate.
• 💸 XE Money Transfer charges no fee when you pay from a Bank Account, 0.9% when you pay by Credit Card and 0.4% when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from New Zealand to Malta

1. Compare providers. RemitFinder lists 16 providers and 33 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by POLi, by Credit Card, by Debit Card, with Apple Pay or by Revolut Account.
3. Choose how your recipient gets the money. Bank Account (16 providers), Cash Pickup (2 providers), Debit Card (1 provider) or Revolut Account (1 provider).
4. Check the limits. Published maximums start at NZD 4,999 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Malta.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Malta from New Zealand

These FAQs use data from RemitFinder's live comparison of 16 providers for New Zealand to Malta money transfers.

• How do I send money from New Zealand to Malta?

  Compare 16 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Malta from New Zealand?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Malta?

  10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the NZD to EUR exchange rate today?

  The mid-market rate is EUR 0.5004 per NZD. Providers' rates run from EUR 0.4753 to EUR 0.4999.

• How can I send cash to Malta from New Zealand?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Malta. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Malta?

  By their published times, MoneyGram, Revolut and Wise deliver fastest, instantly.

• Can I send money from New Zealand to Malta instantly?

  Yes. Four providers publish delivery within an hour on some ways to send.

• How much money can I send to Malta from New Zealand?

  Each provider sets its own limits. The lowest published maximum is NZD 4,999, and 7 of 16 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Malta without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Skrill Money Transfer, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from New Zealand to Malta?

  RemitFinder compares 16 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Key Currency, MoneyGram, OFX, Panda Remit, Regency FX, Remitly, Revolut, Ria Money Transfer, Skrill Money Transfer, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to Malta?

  It depends on your amount and how you pay. RemitFinder compares 16 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Malta?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.