Best Way to Send Money to China from Poland (PLN to CNY)

Sending money from Poland to China: what today's data shows

RemitFinder compares 15 providers and 51 ways to send money from Poland to China. The mid-market rate is CNY 1.7086 per PLN. 9 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to China from Poland?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 15 providers offering 51 ways to send Polish Zloty (PLN) to Chinese Yuan (CNY).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 14 providers, followed by Mobile Wallet (4), Debit Card (3), Cash Pickup (2), UnionPay (2) and Interac e-Transfer (1).

💱 How to get the best PLN to CNY exchange rate?

The mid-market Polish Zloty to Chinese Yuan rate today is CNY 1.7086 per PLN. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, PLN 1,000 is CNY 1,708.60, and each 1% of markup costs about CNY 17.09.

• 📊 Rates run from CNY 0.2394 to CNY 1.7094 per PLN across all amounts. The top three rates are from Panda Remit (CNY 1.7094 for transfers of PLN 100 to PLN 18,000), Cambridge Currencies (CNY 1.7069 for transfers from PLN 25,001) and Key Currency (CNY 1.7069 for transfers from PLN 26,445).
• 📏 Typical markup: 0.76%. The median provider's best rate is 0.76% below the mid-market rate.
• ✅ Panda Remit offers a rate above the mid-market rate on some amounts.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives CNY 1.7069 per PLN for transfers from PLN 25,001, compared with CNY 1.7043 for transfers up to PLN 5,000.
  • Currency Solutions gives CNY 1.7026 per PLN for transfers from PLN 2,000,001, compared with CNY 1.6958 for transfers up to PLN 100,000.
  • Rutland FX gives CNY 1.7069 per PLN for transfers from PLN 13,222.50, compared with CNY 1.7043 for transfers up to PLN 13,217.21.

How your recipient gets the money changes the rate. The median provider's best rate is 0.05% above the mid-market rate for money received by Interac e-Transfer, 0.76% below it on a Debit Card, 0.76% below it in a Bank Account, 1.54% below it in a Mobile Wallet, 1.88% below it on a UnionPay and 44.69% below it as Cash Pickup.

💸 What is the cheapest way to send money to China from Poland?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 9 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, Taptap Send and Western Union.

🏦 How to send money from Poland to China through a bank?

11 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 14 providers or by Interac e-Transfer with 1 provider.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in China.

⚡ How to send money from Poland to China fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account or as Cash Pickup, in about 2 minutes in a Mobile Wallet, on a Debit Card or by Interac e-Transfer and within 30 minutes on a UnionPay.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 9 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to China from Poland?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Panda Remit, Cambridge Currencies and Key Currency offer the highest exchange rates, from CNY 1.7069 to CNY 1.7094 per PLN.
• 🔀 Panda Remit offers the most ways to send (12), followed by MoneyGram (6) and Profee (6).
• 💵 MoneyGram and Western Union offer Cash Pickup in China.
• 🆓 9 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex PLN to CNY exchange rate today

• 💱 Airwallex's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6764 per PLN, 1.88% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies PLN to CNY exchange rate today

• 💱 Cambridge Currencies' Polish Zloty to Chinese Yuan exchange rate runs from CNY 1.7043 to CNY 1.7069 per PLN. Its best rate applies to transfers from PLN 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions PLN to CNY exchange rate today

• 💱 Currency Solutions' Polish Zloty to Chinese Yuan exchange rate runs from CNY 1.6958 to CNY 1.7026 per PLN. Its best rate applies to transfers from PLN 2,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from PLN 10,000 per transfer.

Key Currency PLN to CNY exchange rate today

• 💱 Key Currency's Polish Zloty to Chinese Yuan exchange rate is CNY 1.7069 per PLN, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from PLN 26,445 per transfer.

MoneyGram PLN to CNY exchange rate today

• 💱 MoneyGram's Polish Zloty to Chinese Yuan exchange rate runs from CNY 0.2394 to CNY 1.6716 per PLN. Its best rate applies to transfers up to PLN 10,000 and is 2.17% below the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money as Cash Pickup, in a Mobile Wallet or on a UnionPay.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly, in a Mobile Wallet within 30 minutes and on a UnionPay within 30 minutes.
• 📏 MoneyGram accepts up to PLN 41,770 per transfer.

OFX PLN to CNY exchange rate today

• 💱 OFX's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6689 per PLN, 2.32% below the mid-market rate.
• 💸 OFX's fee is not published for PLN to CNY transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit PLN to CNY exchange rate today

• 💱 Panda Remit's Polish Zloty to Chinese Yuan exchange rate is CNY 1.7094 per PLN, 0.05% above the mid-market rate.
• 💸 Panda Remit charges PLN 25.
• 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card or by Panda Remit Wallet, and your recipient gets the money in a Bank Account, in a Mobile Wallet, on a Debit Card or by Interac e-Transfer.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 2 minutes, in a Mobile Wallet in about 2 minutes, on a Debit Card in about 2 minutes and by Interac e-Transfer in about 2 minutes.
• 📏 Panda Remit accepts PLN 100 to PLN 18,000 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee PLN to CNY exchange rate today

• 💱 Profee's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6957 per PLN, 0.76% below the mid-market rate.
• 💸 When you pay by Debit Card, Profee charges PLN 11 when your recipient gets the money in a Bank Account and 0.1% + PLN 5 when your recipient gets the money on a Debit Card. When you pay with Google Pay, Profee charges PLN 11 when your recipient gets the money in a Bank Account and 0.1% + PLN 5 when your recipient gets the money on a Debit Card. When you pay with Apple Pay, Profee charges PLN 11 when your recipient gets the money in a Bank Account and 0.1% + PLN 5 when your recipient gets the money on a Debit Card.
• 🏦 With Profee, you pay by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days and on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from PLN 5.01 per transfer.
• 🎁 RemitFinder exclusives for Profee: Get 0 fee on first transfer; Refer a friend: earn EUR 25, they earn EUR 5.

Regency FX PLN to CNY exchange rate today

• 💱 Regency FX's Polish Zloty to Chinese Yuan exchange rate is CNY 1.7069 per PLN, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly PLN to CNY exchange rate today

• 💱 Remitly's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6934 per PLN, 0.89% below the mid-market rate.
• 💸 Remitly's fee is not published for PLN to CNY transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to PLN 20,000 per transfer.

Ria Money Transfer PLN to CNY exchange rate today

• 💱 Ria Money Transfer's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6335 per PLN, 4.40% below the mid-market rate.
• 💸 Ria Money Transfer charges PLN 10 (2% from PLN 600.01).
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 Ria Money Transfer accepts PLN 100 to PLN 128,250 per transfer.

Rutland FX PLN to CNY exchange rate today

• 💱 Rutland FX's Polish Zloty to Chinese Yuan exchange rate runs from CNY 1.7043 to CNY 1.7069 per PLN. Its best rate applies to transfers from PLN 13,222.50 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.

Taptap Send PLN to CNY exchange rate today

• 💱 Taptap Send's Polish Zloty to Chinese Yuan exchange rate is CNY 1.69 per PLN, 1.09% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account, in a Mobile Wallet, on a Debit Card or on a UnionPay.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days, in a Mobile Wallet typically within 30 minutes, on a Debit Card typically in 1–2 days and on a UnionPay typically in 1–2 days.
• 📏 Taptap Send accepts up to PLN 680,000 per transfer.

Western Union PLN to CNY exchange rate today

• 💱 Western Union's Polish Zloty to Chinese Yuan exchange rate runs from CNY 1.6082 to CNY 1.6745 per PLN. Its best rate applies to all amounts and is 2.00% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and PLN 9.90 (0.6% from PLN 1,650) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and PLN 9.90 (0.6% from PLN 1,650) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card or with Google Pay, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

Wise PLN to CNY exchange rate today

• 💱 Wise's Polish Zloty to Chinese Yuan exchange rate is CNY 1.6956 per PLN, 0.76% below the mid-market rate.
• 💸 Wise charges 1.19% + PLN 12.17 when you pay from a Bank Account, 2.84% + PLN 11.97 when you pay by Credit Card or with Apple Pay and 2.27% + PLN 12.05 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts PLN 12.92 to PLN 26,539 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Poland to China

1. Compare providers. RemitFinder lists 15 providers and 51 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay, with Google Pay or by Panda Remit Wallet.
3. Choose how your recipient gets the money. Bank Account (14 providers), Mobile Wallet (4 providers), Debit Card (3 providers), Cash Pickup (2 providers), UnionPay (2 providers) or Interac e-Transfer (1 provider), including Alipay, UnionPay Mobile, WeChat and WeChat/Weixin.
4. Check the limits. Published maximums start at PLN 18,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in China.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to China from Poland

These FAQs use data from RemitFinder's live comparison of 15 providers for Poland to China money transfers.

• How do I send money from Poland to China?

  Compare 15 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to China from Poland?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to China?

  9 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the PLN to CNY exchange rate today?

  The mid-market rate is CNY 1.7086 per PLN. Providers' rates run from CNY 0.2394 to CNY 1.7094.

• Can I get a better rate than the mid-market PLN to CNY rate?

  Yes. Panda Remit offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to China from Poland?

  MoneyGram and Western Union offer Cash Pickup in China. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in China?

  MoneyGram, Panda Remit, Taptap Send and Western Union send to Mobile Wallet accounts in China, including Alipay, UnionPay Mobile, WeChat and WeChat/Weixin.

• What is the fastest way to send money to China?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from Poland to China instantly?

  Yes. Three providers publish delivery within an hour on some ways to send.

• How much money can I send to China from Poland?

  Each provider sets its own limits. The lowest published maximum is PLN 18,000, and 9 of 15 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to China without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, Taptap Send and Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Poland to China?

  RemitFinder compares 15 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, OFX, Panda Remit, Profee, Regency FX, Remitly, Ria Money Transfer, Rutland FX, Taptap Send, Western Union and Wise.

• Which app is best to send money to China?

  It depends on your amount and how you pay. RemitFinder compares 15 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to China?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.