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📈 Singapore to South Africa Money Transfer Snapshot Today

  • Most ZAR received for SGD 1,000 today: ZAR 12,875.47 with Wise (Bank Account → Bank Account)
  • Best SGD to ZAR exchange rate today: ZAR 12.9700, offered by Wise
  • Number of money transfer providers compared: 14 providers offering 22 ways to send
  • Exchange rate range: ZAR 12.9700 to ZAR 12.3544
  • Potential savings on SGD 1,000: up to ZAR 521.07, fees included
  • Zero fee transfers: 6 of 11 providers charge no fee for SGD 1,000
  • Number of deals and promo codes: 2, all exclusive to RemitFinder
  • Mid-marketⓘ The mid-market exchange rate (also called the interbank rate) is the real SGD to ZAR exchange rate before providers add their margin or fees. exchange rate: 1 SGD = ZAR 12.8479 (Updated about an hour ago)

See detailed Singapore to South Africa money transfer comparison below.

Singapore to South Africa money transfer providers that matched the search criteria

Best value
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Wise
1,000 SGD =
12 875.47 ZAR
Better than mid-market by 2.22 SGD (0.22%), after fees ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about OFX
1,000 SGD =
≈12 864.06 ZARⓘ This provider does not publish its fee. We have estimated it from the average fee other providers charge for the same payment and delivery methods.
Better than mid-market by ≈ 1.26 SGD (0.13%), after fees ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
1,000 SGD =
≈12 851.37 ZARⓘ This provider does not publish its fee. We have estimated it from the average fee other providers charge for the same payment and delivery methods.
Better than mid-market by ≈ 0.27 SGD (0.03%), after fees ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Regency FX
1,000 SGD =
12 835.05 ZAR
Total cost 1.00 SGD (0.10%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Airwallex
1,000 SGD =
12 831.00 ZAR
Total cost 1.32 SGD (0.13%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 B2B transfers only

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Cambridge Currencies
1,000 SGD =
12 815.78 ZAR
Total cost 2.50 SGD (0.25%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ ( )★★ ( )★★
Read more about XE Money Transfer
1,000 SGD =
12 793.30 ZAR
Total cost 4.25 SGD (0.42%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 New! Cash pickup available

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about TorFX
1,000 SGD =
12 668.03 ZAR
Total cost 14.00 SGD (1.40%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about MoneyGram
1,000 SGD =
12 562.80 ZAR
Total cost 22.25 SGD (2.22%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about Remitly
1,000 SGD =
≈12 454.85 ZARⓘ This provider does not publish its fee. We have estimated it from the average fee other providers charge for the same payment and delivery methods.
Total cost ≈ 30.63 SGD (3.06%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 Special exchange rate applied for first transfer

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Western Union
1,000 SGD =
12 354.40 ZAR
Total cost 38.41 SGD (3.84%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
Other ways to send money from Singapore to South Africa

These providers don’t accept SGD 1,000, so each is shown at the nearest amount it accepts.

Doesn't accept 1,000 SGD. Prices shown for 1,161.19 SGD.

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Revolut
1,161.19 SGD =
12 667.76 ZAR
Total cost 173.50 SGD (14.94%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

Doesn't accept 1,000 SGD. Prices shown for 8,593.5 SGD.

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Key Currency
8,593.5 SGD =
110 298.02 ZAR
Total cost 8.59 SGD (0.10%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

Doesn't accept 1,000 SGD. Prices shown for 10,000 SGD.

10,000 SGD =
127 515.41 ZAR
Total cost 75.00 SGD (0.75%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

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💡What these rates mean for sending money to South Africa from Singapore today

Compare top-rated money transfer providers to find the best way to remit money to South Africa from Singapore. Check today's SGD to ZAR exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.

RemitFinder compared 14 providers offering 22 ways to send for Singapore to South Africa money transfers today. Here is what the competition looks like right now:

Today's Most Competitive Providers to Transfer Money to South Africa from Singapore

🥇 Wise with ZAR 12,875.47 for SGD 1,000 (most ZAR received today).

🥈 OFX offering ≈ ZAR 12,864.06ⓘ Includes an estimated fee. OFX does not publish its fee, so we have estimated it from the fees other providers publish. .

🥉 CurrencyFair & Regency FX are also offering good value on SGD-ZAR transfers today.

The 11 providers that accept SGD 1,000 today offer exchange rates from ZAR 12.3544 to ZAR 12.9700. Once fees are included, a SGD 1,000 transfer from Singapore to South Africa delivers between ZAR 12,354.40 and ZAR 12,875.47. That means up to ZAR 521.07 more for your recipient — simply by choosing the right provider.

How you pay matters too: paying by Debit Card instead of Bank Account costs ZAR 588.84 more with Wise, for the same Bank Account delivery.

Singapore Dollar to South African Rand exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much ZAR your recipient receives in South Africa.

Compare the providers above to maximize every SGD you send to South Africa. The provider that pays the most for Singapore Dollar to South African Rand transfers changes daily, so comparing today matters.


🔄 Looking for the reverse corridor? Send money from South Africa to Singapore instead.

Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Singapore.




Sending money from Singapore to South Africa: what today's data shows

RemitFinder compares 14 providers and 22 ways to send money from Singapore to South Africa. The mid-market rate is ZAR 12.8479 per SGD. 8 providers have no-fee options. The fastest published delivery is instant.


🧭 What is the best way to send money to South Africa from Singapore?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 14 providers offering 22 ways to send Singapore Dollar (SGD) to South African Rand (ZAR).


🔀 Ways to receive:

Receive byProviders
Bank Account14
Cash Pickup1
Debit Card1

Bank Account is the most widely offered way to receive, with 14 providers, followed by Cash Pickup (1) and Debit Card (1).


💱 How to get the best SGD to ZAR exchange rate?

The mid-market Singapore Dollar to South African Rand rate today is ZAR 12.8479 per SGD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SGD 1,000 is ZAR 12,847.90, and each 1% of markup costs about ZAR 128.48.

  • 📊 Rates run from ZAR 12.1576 to ZAR 12.97 per SGD across all amounts. The top three rates are from Wise (ZAR 12.97 for transfers of SGD 7.68 to SGD 1,000,000), Revolut (ZAR 12.9673 for transfers of SGD 1,393.97 to SGD 100,000) and OFX (ZAR 12.8797).
  • 📏 Typical markup: 0.12%. The median provider's best rate is 0.12% below the mid-market rate.
  • ✅ 4 providers offer a rate above the mid-market rate on some amounts: CurrencyFair, OFX, Revolut and Wise.
  • 📈 Bigger transfers get better rates with 3 providers.
    • Cambridge Currencies gives ZAR 12.8351 per SGD for transfers from SGD 25,001, compared with ZAR 12.8158 for transfers up to SGD 5,000.
    • Currency Solutions gives ZAR 12.8029 per SGD for transfers from SGD 2,000,001, compared with ZAR 12.7515 for transfers up to SGD 100,000.
    • TorFX gives ZAR 12.8248 per SGD for transfers from SGD 200,001, compared with ZAR 12.668 for transfers up to SGD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.93% above the mid-market rate for money received on a Debit Card, 0.12% below it in a Bank Account and 5.37% below it as Cash Pickup.


💸 What is the cheapest way to send money to South Africa from Singapore?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

  • 🆓 8 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Singapore to South Africa through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 14 providers.

  • ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
  • 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in South Africa.


⚡ How to send money from Singapore to South Africa fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

Receive byTypicallyFastest published (top 3)
Bank Account2–4 days
  1. MoneyGram within 30 minutes
  2. Airwallex about 2 hours
  3. Wise about 6 hours
Cash Pickupwithin 2 hours
  1. MoneyGram instant
Debit Card1–2 days
  1. Revolut about 15 minutes

By the times providers publish, money can arrive within 30 minutes in a Bank Account, instantly as Cash Pickup and in about 15 minutes on a Debit Card.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.


🏆 Which are the best money transfer companies to send money to South Africa from Singapore?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

  • 💱 Wise, Revolut and OFX offer the highest exchange rates, from ZAR 12.8797 to ZAR 12.97 per SGD.
  • 🔀 MoneyGram offers the most ways to send (4), followed by Wise (4) and Revolut (2).
  • 💵 MoneyGram offers Cash Pickup in South Africa.
  • 🆓 8 providers have no-fee options.
  • ⚡ MoneyGram publishes the fastest delivery: instant.
  • 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex SGD to ZAR exchange rate today

  • 💱 Airwallex's Singapore Dollar to South African Rand exchange rate is ZAR 12.831 per SGD, 0.13% below the mid-market rate.
  • 💸 Airwallex charges no fee.
  • 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies SGD to ZAR exchange rate today

  • 💱 Cambridge Currencies' Singapore Dollar to South African Rand exchange rate runs from ZAR 12.8158 to ZAR 12.8351 per SGD. Its best rate applies to transfers from SGD 25,001 and is 0.10% below the mid-market rate.
  • 💸 Cambridge Currencies charges no fee.
  • 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions SGD to ZAR exchange rate today

  • 💱 Currency Solutions' Singapore Dollar to South African Rand exchange rate runs from ZAR 12.7515 to ZAR 12.8029 per SGD. Its best rate applies to transfers from SGD 2,000,001 and is 0.35% below the mid-market rate.
  • 💸 Currency Solutions charges no fee.
  • 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
  • 📏 Currency Solutions accepts transfers from SGD 10,000 per transfer.

CurrencyFair SGD to ZAR exchange rate today

  • 💱 CurrencyFair's Singapore Dollar to South African Rand exchange rate is ZAR 12.867 per SGD, 0.15% above the mid-market rate.
  • 💸 CurrencyFair's fee is not published for SGD to ZAR transfers, so amounts here include an estimated fee.
  • 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
  • 📏 CurrencyFair accepts SGD 100 to SGD 99,000,000 per transfer.
  • 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency SGD to ZAR exchange rate today

  • 💱 Key Currency's Singapore Dollar to South African Rand exchange rate is ZAR 12.8351 per SGD, 0.10% below the mid-market rate.
  • 💸 Key Currency charges no fee.
  • 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
  • 📏 Key Currency accepts transfers from SGD 8,593.50 per transfer.

MoneyGram SGD to ZAR exchange rate today

  • 💱 MoneyGram's Singapore Dollar to South African Rand exchange rate runs from ZAR 12.1576 to ZAR 12.6006 per SGD. Its best rate applies to transfers up to SGD 3,960 and is 1.92% below the mid-market rate.
  • 💸 MoneyGram charges 3% + SGD 3 when you pay by Credit Card and SGD 3 when you pay by Debit Card.
  • 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account or as Cash Pickup.
  • ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
  • 📏 MoneyGram accepts up to SGD 10,000 per transfer.

OFX SGD to ZAR exchange rate today

  • 💱 OFX's Singapore Dollar to South African Rand exchange rate is ZAR 12.8797 per SGD, 0.25% above the mid-market rate.
  • 💸 OFX's fee is not published for SGD to ZAR transfers, so amounts here include an estimated fee.
  • 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
  • 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX SGD to ZAR exchange rate today

  • 💱 Regency FX's Singapore Dollar to South African Rand exchange rate is ZAR 12.8351 per SGD, 0.10% below the mid-market rate.
  • 💸 Regency FX charges no fee.
  • 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly SGD to ZAR exchange rate today

  • 💱 Remitly's Singapore Dollar to South African Rand exchange rate is ZAR 12.47 per SGD, 2.94% below the mid-market rate.
  • 💸 Remitly's fee is not published for SGD to ZAR transfers, so amounts here include an estimated fee.
  • 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
  • 📏 Remitly accepts up to SGD 20,000 per transfer.

Revolut SGD to ZAR exchange rate today

  • 💱 Revolut's Singapore Dollar to South African Rand exchange rate is ZAR 12.9673 per SGD, 0.93% above the mid-market rate.
  • 💸 When you pay by Revolut Account, Revolut charges SGD 430 when your recipient gets the money in a Bank Account and 0.8% + SGD 175 when your recipient gets the money on a Debit Card.
  • 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or on a Debit Card.
  • ⏱️ With Revolut, money arrives in a Bank Account within 23 hours and on a Debit Card in about 15 minutes.
  • 📏 Revolut accepts SGD 1,161.19 to SGD 100,000 per transfer.

TorFX SGD to ZAR exchange rate today

  • 💱 TorFX's Singapore Dollar to South African Rand exchange rate runs from ZAR 12.668 to ZAR 12.8248 per SGD. Its best rate applies to transfers of SGD 200,001 to SGD 999,999,999 and is 0.18% below the mid-market rate.
  • 💸 TorFX charges no fee.
  • 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
  • 📏 TorFX accepts up to SGD 999,999,999 per transfer.

Western Union SGD to ZAR exchange rate today

  • 💱 Western Union's Singapore Dollar to South African Rand exchange rate is ZAR 12.3544 per SGD, 3.84% below the mid-market rate.
  • 💸 Western Union charges no fee.
  • 🏦 With Western Union, you pay by PayNow or with WU Pay, and your recipient gets the money in a Bank Account.
  • ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days.

Wise SGD to ZAR exchange rate today

  • 💱 Wise's Singapore Dollar to South African Rand exchange rate is ZAR 12.97 per SGD, 0.95% above the mid-market rate.
  • 💸 Wise charges 0.35% + SGD 3.80 (0.25% + SGD 32.71 from SGD 30,000) when you pay from a Bank Account or by PayNow and 4.91% + SGD 3.62 when you pay by Debit Card or with Apple Pay.
  • 🏦 With Wise, you pay from a Bank Account, by Debit Card, with Apple Pay or by PayNow, and your recipient gets the money in a Bank Account.
  • ⏱️ With Wise, money arrives in a Bank Account in about 6 hours.
  • 📏 Wise accepts SGD 7.68 to SGD 1,000,000 per transfer.

XE Money Transfer SGD to ZAR exchange rate today

  • 💱 XE Money Transfer's Singapore Dollar to South African Rand exchange rate runs from ZAR 12.7929 to ZAR 12.7933 per SGD. Its best rate applies to transfers up to SGD 1,000 and is 0.42% below the mid-market rate.
  • 💸 XE Money Transfer charges no fee.
  • 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.



🪜 Step by step guide to send money from Singapore to South Africa

  1. Compare providers. RemitFinder lists 14 providers and 22 ways to send; the cards above rank them for your amount.
  2. Choose how to pay. You can pay from a Bank Account, by PayNow, with Apple Pay, with WU Pay, by Revolut Account, by Credit Card or by Debit Card.
  3. Choose how your recipient gets the money. Bank Account (14 providers), Cash Pickup (1 provider) or Debit Card (1 provider).
  4. Check the limits. Published maximums start at SGD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
  5. Sign up and verify your identity. Providers need ID before your first transfer.
  6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in South Africa.
  7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.


Frequently Asked Questions: Sending money to South Africa from Singapore

These FAQs use data from RemitFinder's live comparison of 14 providers for Singapore to South Africa money transfers.

  • How do I send money from Singapore to South Africa?

  • What is the best way to send money to South Africa from Singapore?

  • What is the cheapest way to send money to South Africa?

  • What is the SGD to ZAR exchange rate today?

  • Can I get a better rate than the mid-market SGD to ZAR rate?

  • How can I send cash to South Africa from Singapore?

  • What is the fastest way to send money to South Africa?

  • Can I send money from Singapore to South Africa instantly?

  • How much money can I send to South Africa from Singapore?

  • Can I send money to South Africa without fees?

  • Which providers send money from Singapore to South Africa?

  • Which app is best to send money to South Africa?

  • Why do providers charge different amounts to send money to South Africa?



Latest Exchange Rates for Sending Money to South Africa from Singapore

Here are some latest SGD to ZAR (Singapore Dollar to South African Rand) exchange rates for popular conversion amounts*.

1 SGD12.85 ZAR
5 SGD64.24 ZAR
10 SGD128.48 ZAR
25 SGD321.20 ZAR
50 SGD642.40 ZAR
100 SGD1,284.79 ZAR
150 SGD1,927.19 ZAR
200 SGD2,569.58 ZAR
250 SGD3,211.98 ZAR
300 SGD3,854.37 ZAR
400 SGD5,139.16 ZAR
500 SGD6,423.95 ZAR
600 SGD7,708.74 ZAR
700 SGD8,993.53 ZAR
800 SGD10,278.32 ZAR
1000 SGD12,847.90 ZAR
1500 SGD19,271.85 ZAR
2000 SGD25,695.80 ZAR
2500 SGD32,119.75 ZAR
3000 SGD38,543.70 ZAR
4000 SGD51,391.60 ZAR
5000 SGD64,239.50 ZAR
10000 SGD128,479.00 ZAR
15000 SGD192,718.50 ZAR
20000 SGD256,958.00 ZAR
30000 SGD385,437.00 ZAR
40000 SGD513,916.00 ZAR
50000 SGD642,395.00 ZAR
100000 SGD1,284,790.00 ZAR

*Based on the Mid-market Exchange Rateⓘ The mid-market exchange rate (also called the interbank rate) is the real SGD to ZAR exchange rate before providers add their margin or fees. . Actual payout may vary based on the chosen money transfer provider.