Best Way to Send Money to Argentina from USA (USD to ARS)

Sending money from USA to Argentina: what today's data shows

RemitFinder compares 10 providers and 51 ways to send money from USA to Argentina. The mid-market rate is ARS 1,550.6949 per USD. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Argentina from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 10 providers offering 51 ways to send US Dollar (USD) to Argentine Peso (ARS).

💰 Most ARS received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: MoneyGram, Western Union, Taptap Send and Remitly.

At USD 1,000, the top three providers are MoneyGram, Western Union and Taptap Send, giving ARS 1,663,768.20, ARS 1,656,250.00 and ARS 1,651,706.55 respectively. ARS 12,061.65 separates MoneyGram in first place from Taptap Send in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 9 providers, followed by Cash Pickup (3) and Mobile Wallet (3). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to ARS 1,663,768.20.

💱 How to get the best USD to ARS exchange rate?

The mid-market US Dollar to Argentine Peso rate today is ARS 1,550.6949 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is ARS 1,550,694.90, and each 1% of markup costs about ARS 15,506.95.

• 📊 Rates run from ARS 1,516.2519 to ARS 1,663.7682 per USD across all amounts. The top three rates are from MoneyGram (ARS 1,663.7682 for transfers up to USD 1,000), Western Union (ARS 1,656.25) and Taptap Send (ARS 1,655.00 for transfers up to USD 10,000).
• 📏 No typical markup. The median provider's best rate is 0.81% above the mid-market rate.
• ✅ 7 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Panda Remit, Remitly, Ria Money Transfer, Taptap Send, Western Union and XE Money Transfer.
• 💳 How you pay rarely changes the rate. At USD 1,000, 7 of the 7 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 6.81% above the mid-market rate for money received as Cash Pickup, 6.81% above it in a Mobile Wallet and 0.23% above it in a Bank Account.

💸 What is the cheapest way to send money to Argentina from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Western Union (paying by Debit Card, received in a Bank Account) and Taptap Send (paying by Debit Card, received in a Mobile Wallet). With these providers, your recipient gets ARS 1,663,768.20, ARS 1,656,250.00 and ARS 1,651,706.55 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is −2.30% at USD 200, −3.81% at USD 1,000 and −1.49% at USD 5,000. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−7.29%), and paying from a Bank Account the highest (0.60%). On USD 1,000, that difference is worth about ARS 122,420 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (−6.81%), and receiving in a Bank Account the highest (−0.11%). On USD 1,000, that difference is worth about ARS 103,900 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −7.29%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Credit Card, received in a Bank Account, at 2.01%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets ARS 1,663,768.20 with the cheapest combination and ARS 1,518,816.68 with the most expensive: ARS 144,951.52 more with the cheapest combination.

Choosing well is worth ARS 230,872.10 more on USD 1,000. The most your recipient can get today is ARS 1,663,768.20, and the least is ARS 1,432,896.10.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 3.99 is 2.00% of USD 200 but only 0.08% of USD 5,000.
• 🆓 5 providers charge no fee on some ways to send or some amounts: Airwallex, Instarem, MoneyGram, Western Union and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Argentina through a bank?

8 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is −6.67% paying by Debit Card, −3.80% paying by Credit Card, −3.46% paying by ACH and 0.60% paying from a Bank Account.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 15 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Argentina.

⚡ How to send money from USA to Argentina fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive in about 15 minutes in a Bank Account, instantly as Cash Pickup and within 30 minutes in a Mobile Wallet.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 15 minutes when you pay by Debit Card, compared with about 3 days when you pay by ACH.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Argentina from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Western Union and Taptap Send give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Western Union and Taptap Send offer the highest exchange rates, from ARS 1,655.00 to ARS 1,663.7682 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (9).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Argentina.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 10 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 10 providers accept the transfer. Among them, your recipient gets between ARS 1,516,265.97 and ARS 1,663,768.20, and half of the providers give at least ARS 1,560,818.34.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to ARS exchange rate today

• 💱 Airwallex's US Dollar to Argentine Peso exchange rate is ARS 1,526.2116 per USD, 1.58% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets ARS 1,526,211.60 with Airwallex (paying from a Bank Account, received in a Bank Account).

Instarem USD to ARS exchange rate today

• 💱 Instarem's US Dollar to Argentine Peso exchange rate is ARS 1,541.197 per USD, 0.61% below the mid-market rate.
• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay from a Bank Account or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With Instarem, money arrives in a Bank Account within 2 days.
• 💰 On USD 1,000, your recipient gets ARS 1,541,197.00 with Instarem (paying from a Bank Account, received in a Bank Account).

MoneyGram USD to ARS exchange rate today

• 💱 MoneyGram's US Dollar to Argentine Peso exchange rate runs from ARS 1,617.1119 to ARS 1,663.7682 per USD. Its best rate applies to transfers up to USD 1,000 and is 7.29% above the mid-market rate.
• 💸 MoneyGram's fee depends on how you pay and how much you send.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets ARS 1,663,768.20 with MoneyGram (paying by Debit Card, received in a Bank Account).

Panda Remit USD to ARS exchange rate today

• 💱 Panda Remit's US Dollar to Argentine Peso exchange rate is ARS 1,554.195 per USD, 0.23% above the mid-market rate.
• 💸 Panda Remit charges USD 3.99.
• 🏦 With Panda Remit, you pay by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
• 📏 Panda Remit accepts USD 100 to USD 2,999 per transfer.
• 💰 On USD 1,000, your recipient gets ARS 1,547,993.76 with Panda Remit (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Remitly USD to ARS exchange rate today

• 💱 Remitly's US Dollar to Argentine Peso exchange rate is ARS 1,633.92 per USD, 5.37% above the mid-market rate.
• 💸 Remitly's fee is not published for USD to ARS transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about ARS 1,626,032.41 with Remitly (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Remitly: Get one 0 fee transfer.

Ria Money Transfer USD to ARS exchange rate today

• 💱 Ria Money Transfer's US Dollar to Argentine Peso exchange rate runs from ARS 1,544.45 to ARS 1,572.274 per USD. Its best rate applies to transfers of USD 100 to USD 29,999.99 and is 1.39% above the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets ARS 1,569,286.68 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Taptap Send USD to ARS exchange rate today

• 💱 Taptap Send's US Dollar to Argentine Peso exchange rate is ARS 1,655.00 per USD, 6.73% above the mid-market rate.
• 💸 Taptap Send charges USD 1.99.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets ARS 1,651,706.55 with Taptap Send (paying by Debit Card, received in a Mobile Wallet).

Western Union USD to ARS exchange rate today

• 💱 Western Union's US Dollar to Argentine Peso exchange rate is ARS 1,656.25 per USD, 6.81% above the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets ARS 1,656,250.00 with Western Union (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Wise USD to ARS exchange rate today

• 💱 Wise's US Dollar to Argentine Peso exchange rate is ARS 1,550.75 per USD, the same as the mid-market rate.
• 💸 Wise charges 1.55% + USD 6.78 when you pay from a Bank Account, 7.53% + USD 0.72 when you pay by Credit Card or with Apple Pay and 2.74% + USD 0.76 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 10 hours.
• 📏 Wise accepts USD 3 to USD 16,200 per transfer.
• 💰 On USD 1,000, your recipient gets ARS 1,516,265.97 with Wise (paying from a Bank Account, received in a Bank Account).

XE Money Transfer USD to ARS exchange rate today

• 💱 XE Money Transfer's US Dollar to Argentine Peso exchange rate runs from ARS 1,516.2519 to ARS 1,552.35 per USD. Its best rate applies to transfers up to USD 5,000 and is 0.11% above the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets ARS 1,552,350.00 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Argentina

1. Compare providers. RemitFinder lists 10 providers and 51 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−7.29%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Bank Account (9 providers), Cash Pickup (3 providers) or Mobile Wallet (3 providers).
4. Check the limits. Published maximums start at USD 2,999 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Argentina.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Argentina from USA

These FAQs use data from RemitFinder's live comparison of 10 providers for USA to Argentina money transfers.

• How do I send money from USA to Argentina?

  Compare 10 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Argentina from USA?

  At USD 1,000, MoneyGram, Western Union and Taptap Send give your recipient the most today: ARS 1,663,768.20, ARS 1,656,250.00 and ARS 1,651,706.55 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Argentina?

  At USD 1,000, the cheapest providers today are MoneyGram, Western Union and Taptap Send. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −7.29%. 5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Argentina?

  At USD 1,000, your recipient gets between ARS 1,432,896.10 and ARS 1,663,768.20, depending on the provider and how you send. Comparing can get them ARS 230,872.10 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to ARS exchange rate today?

  The mid-market rate is ARS 1,550.6949 per USD. Providers' rates run from ARS 1,516.2519 to ARS 1,663.7682.

• Can I get a better rate than the mid-market USD to ARS rate?

  Yes. Seven providers, led by MoneyGram, Western Union and Taptap Send, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Argentina?

  At USD 200, the typical fee is 1.58% of the amount, and the typical exchange rate is 6.73% above the mid-market rate. At USD 5,000, the typical fee is 0.05% of the amount, and the typical exchange rate is 3.00% above the mid-market rate. So the fee matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Argentina lower the cost?

  Not always. The typical total cost is −2.30% at USD 200, −3.81% at USD 1,000 and −1.49% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Argentina?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−7.29%), and paying from a Bank Account the highest (0.60%). On USD 1,000, that difference is worth about ARS 122,420 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Argentina?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of −6.67%, compared with −3.80% paying by Credit Card. On USD 1,000, that difference is worth about ARS 44,469 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Argentina from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (−6.81%), and receiving in a Bank Account the highest (−0.11%). On USD 1,000, that difference is worth about ARS 103,900 more to your recipient. The providers giving your recipient the most when receiving in a Mobile Wallet are MoneyGram, Western Union and Taptap Send.

• Is Bank Account cheaper than Cash Pickup for sending money to Argentina?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of −0.11%, compared with −3.81% receiving as Cash Pickup. On USD 1,000, that difference is worth about ARS 57,379 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Argentina from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Argentina. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Argentina?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Argentina instantly?

  Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is ARS 1,663,768.20, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Argentina from USA?

  Each provider sets its own limits. The lowest published maximum is USD 2,999, and 4 of 10 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Argentina without fees?

  Yes, with Airwallex, Instarem, MoneyGram, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Argentina?

  RemitFinder compares 10 providers: Airwallex, Instarem, MoneyGram, Panda Remit, Remitly, Ria Money Transfer, Taptap Send, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Argentina?

  It depends on your amount and how you pay. RemitFinder compares 10 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Argentina?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 7 providers that offer more than one way to pay change the rate with it.