📈 USA to Kiribati Money Transfer Snapshot Today
- Most AUD received for USD 1,000 today: ≈ AUD 1,447.10
ⓘ Includes an estimated fee. Remitly does not publish its fee, so we have estimated it from the fees other providers publish. with Remitly (Bank Account → Bank Account) - Best USD to AUD exchange rate today: AUD 1.4495, offered by Remitly
- Number of money transfer providers compared: 11 providers offering 32 ways to send
- Exchange rate range: AUD 1.4495 to AUD 1.4056
- Potential savings on USD 1,000: up to ≈ AUD 41.46
ⓘ Includes an estimated fee. Not every provider publishes its fee, so we have estimated the missing ones from the fees other providers publish. , fees included - Zero fee transfers: 7 of 10 providers charge no fee for USD 1,000
- Number of deals and promo codes: 5, all exclusive to RemitFinder
- Mid-market
ⓘ The mid-market exchange rate (also called the interbank rate) is the real USD to AUD exchange rate before providers add their margin or fees. exchange rate: 1 USD = AUD 1.4256 (Updated about 1 hours ago)
See detailed USA to Kiribati money transfer comparison below.
USA to Kiribati money transfer providers that matched the search criteria
This provider doesn’t accept USD 1,000, so it’s shown at the nearest amount it accepts.
Doesn't accept 1,000 USD. Prices shown for 6,707.5 USD.
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💡What these rates mean for sending money to Kiribati from United States today
Compare top-rated money transfer providers to find the best way to remit money to Kiribati from United States. Check today's USD to AUD exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 11 providers offering 32 ways to send for USA to Kiribati money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to Kiribati from USA
🥇 Remitly with ≈ AUD 1,447.10
🥈 Revolut offering AUD 1,431.50.
🥉 Airwallex & XE Money Transfer are also offering good value on USD-AUD transfers today.
The 10 providers that accept USD 1,000 today offer exchange rates from AUD 1.4056 to AUD 1.4495. Once fees are included, a USD 1,000 transfer from USA to Kiribati delivers between AUD 1,405.64 and ≈ AUD 1,447.10
How you pay matters too: paying by Credit Card instead of Bank Account costs AUD 79.20 more with Wise, for the same Bank Account delivery.
US Dollar to Australian Dollar exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much AUD your recipient receives in Kiribati.
Compare the providers above to maximize every USD you send to Kiribati. The provider that pays the most for US Dollar to Australian Dollar transfers changes daily, so comparing today matters.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from USA.
Sending money from USA to Kiribati: what today's data shows
RemitFinder compares 11 providers and 32 ways to send money from USA to Kiribati. The mid-market rate is AUD 1.4256 per USD. 8 providers have no-fee options. The fastest published delivery is instant.
🧭 What is the best way to send money to Kiribati from USA?
It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 32 ways to send US Dollar (USD) to Australian Dollar (AUD).
💰 Most AUD received today, by amount sent:
| You send | Top three providers: what your recipient gets |
|---|---|
| USD 200 |
|
| USD 1,000 |
|
| USD 5,000 |
|
Four providers rank in the top three at one or more of these amounts: Remitly, Revolut, Airwallex and XE Money Transfer.
At USD 1,000, the top three providers are Remitly, Revolut and Airwallex, giving ≈ AUD 1,447.10, AUD 1,431.50 and AUD 1,428.10 respectively. AUD 19.00 separates Remitly in first place from Airwallex in third.
The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.
🔀 Ways to receive, with the most received at USD 1,000:
| Receive by | Providers | Most received (top 3) |
|---|---|---|
| Bank Account | 11 |
|
| Cash Pickup | 1 |
|
| Debit Card | 1 |
|
| Revolut Account | 1 |
|
Bank Account is the most widely offered way to receive, with 11 providers, followed by Cash Pickup (1), Debit Card (1) and Revolut Account (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to ≈ AUD 1,447.10.
💱 How to get the best USD to AUD exchange rate?
The mid-market US Dollar to Australian Dollar rate today is AUD 1.4256 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.
At that rate, USD 1,000 is AUD 1,425.60, and each 1% of markup costs about AUD 14.26.
- 📊 Rates run from AUD 1.3924 to AUD 1.4495 per USD across all amounts. The top three rates are from Remitly (AUD 1.4495 for transfers up to USD 20,000), Wise (AUD 1.4359 for transfers of USD 7.17 to USD 1,000,000) and XE Money Transfer (AUD 1.435 for transfers of USD 300 to USD 500).
- 📏 No typical markup. The median provider's best rate is 0.06% above the mid-market rate.
- ✅ 7 providers offer a rate above the mid-market rate on some amounts: Airwallex, OFX, Remitly, Revolut, Western Union, Wise and XE Money Transfer.
- 📈 Bigger transfers get better rates with 3 providers.
- Cambridge Currencies gives AUD 1.4242 per USD for transfers from USD 25,001, compared with AUD 1.422 for transfers up to USD 5,000.
- Currency Solutions gives AUD 1.4206 per USD for transfers from USD 150,001, compared with AUD 1.4149 for transfers up to USD 25,000.
- TorFX gives AUD 1.423 per USD for transfers from USD 200,001, compared with AUD 1.4056 for transfers up to USD 2,000.
- 💳 How you pay often changes the rate. At USD 1,000, 1 of the 3 providers that offer more than one way to pay gives the same rate whichever you choose. Payment methods differ mostly in their fees.
How your recipient gets the money changes the rate. The median provider's best rate is 0.41% above the mid-market rate for money received by Revolut Account, 0.06% above it in a Bank Account, 1.23% below it as Cash Pickup and 2.33% below it on a Debit Card.
💸 What is the cheapest way to send money to Kiribati from USA?
At USD 1,000, the three cheapest providers today are Remitly (paying from a Bank Account, received in a Bank Account), Revolut (paying by Revolut Account, received by Revolut Account) and Airwallex (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets ≈ AUD 1,447.10, AUD 1,431.50 and AUD 1,428.10 respectively.
💸 Total cost (fee + exchange-rate markup) by amount:
| You send | Three cheapest providers (total cost) | Typical total cost |
|---|---|---|
| USD 200 |
| 1.35% |
| USD 1,000 |
| 1.23% |
| USD 5,000 |
| 1.23% |
Below zero (−) is better than the mid-market rate
The typical total cost is 1.35% at USD 200, 1.23% at USD 1,000 and 1.23% at USD 5,000. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.
Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.
💳 Cheapest way to pay, at USD 1,000:
| Pay with | Typical total cost | Cheapest providers |
|---|---|---|
| Bank Account | 0.18% | Remitly, Airwallex and XE Money Transfer |
| ACH | 0.60% | XE Money Transfer and Western Union |
| Debit Card | 1.23% | XE Money Transfer, Wise and Western Union |
| Apple Pay | 1.78% | Western Union and Wise |
| Revolut Account | 3.34% | Revolut |
| Credit Card | 4.23% | XE Money Transfer, Western Union and Wise |
| Google Pay | 4.23% | Western Union |
Paying from a Bank Account has the lowest typical total cost at USD 1,000 (0.18%), and paying with Google Pay the highest (4.23%). On USD 1,000, that difference is worth about AUD 58 more to your recipient.
🏦 Cheapest way to receive, at USD 1,000:
| Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Revolut Account | −0.41% | Revolut |
| Bank Account | 0.82% | Remitly, Airwallex and XE Money Transfer |
| Cash Pickup | 1.23% | Western Union |
| Debit Card | 2.33% | Western Union |
Below zero (−) is better than the mid-market rate
Receiving by Revolut Account has the lowest typical total cost at USD 1,000 (−0.41%), and receiving on a Debit Card the highest (2.33%). On USD 1,000, that difference is worth about AUD 39 more to your recipient.
🔗 Cheapest pay and receive combinations, at USD 1,000:
| Pay with → Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Revolut Account → Revolut Account | −0.41% | Revolut |
| ACH → Bank Account | −0.07% | XE Money Transfer and Western Union |
| Bank Account → Bank Account | 0.18% | Remitly, Airwallex and XE Money Transfer |
| Debit Card → Bank Account | 0.89% | XE Money Transfer, Wise and Western Union |
| Debit Card → Cash Pickup | 1.23% | Western Union |
| Apple Pay → Cash Pickup | 1.23% | Western Union |
| ACH → Cash Pickup | 1.23% | Western Union |
| Debit Card → Debit Card | 2.33% | Western Union |
| Apple Pay → Debit Card | 2.33% | Western Union |
| ACH → Debit Card | 2.33% | Western Union |
| Apple Pay → Bank Account | 3.51% | Western Union and Wise |
| Credit Card → Bank Account | 4.23% | XE Money Transfer, Western Union and Wise |
| Credit Card → Cash Pickup | 4.23% | Western Union |
| Google Pay → Bank Account | 4.23% | Western Union |
| Google Pay → Cash Pickup | 4.23% | Western Union |
| Credit Card → Debit Card | 5.33% | Western Union |
| Google Pay → Debit Card | 5.33% | Western Union |
| Revolut Account → Bank Account | 7.09% | Revolut |
Below zero (−) is better than the mid-market rate
The cheapest combination is paying by Revolut Account, received by Revolut Account, with a typical total cost of −0.41%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 7.09%.
On USD 1,000, your recipient typically gets AUD 1,431.50 with the cheapest combination and AUD 1,324.14 with the most expensive: AUD 107.36 more with the cheapest combination.
Choosing well is worth AUD 122.96 more on USD 1,000. The most your recipient can get today is ≈ AUD 1,447.10, and the least is AUD 1,324.14.
- 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 1.03 is 0.52% of USD 200 but only 0.02% of USD 5,000.
- 🆓 8 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Revolut, TorFX, Western Union and XE Money Transfer.
≈ marks amounts that include an estimated fee, where a provider does not publish its own.
🏦 How to send money from USA to Kiribati through a bank?
10 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 11 providers.
Bank Transfer or Card? At USD 1,000, the typical total cost is 0.18% paying from a Bank Account, 0.60% paying by ACH, 1.23% paying by Debit Card and 4.23% paying by Credit Card.
- ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes delivery in about 30 minutes.
- 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.
Find the bank code: SWIFT codes for banks in Kiribati.
⚡ How to send money from USA to Kiribati fast?
The fastest published delivery arrives instantly, with Revolut (Revolut Account).
| Receive by | Typically | Fastest published (top 3) |
|---|---|---|
| Bank Account | 2–4 days |
|
| Cash Pickup | within 2 hours | not published |
| Debit Card | 1–2 days | not published |
| Revolut Account | within 30 minutes |
|
By the times providers publish, money can arrive in about 30 minutes in a Bank Account and instantly by Revolut Account. Where no time is published, money typically arrives as Cash Pickup within 2 hours and on a Debit Card in 1–2 days.
What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is Revolut (paying by Revolut Account, received by Revolut Account), with a total cost of −0.41%. The cheapest way overall has a total cost of −1.51%, 1.10 percentage points less.
- ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 30 minutes when you pay by Credit Card, compared with about 16 hours when you pay from a Bank Account.
Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.
🏆 Which are the best money transfer companies to send money to Kiribati from USA?
There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.
- 🥇 Remitly, Revolut and Airwallex give your recipient the most on USD 1,000 today.
- 💱 Remitly, Wise and XE Money Transfer offer the highest exchange rates, from AUD 1.435 to AUD 1.4495 per USD.
- 🔀 Western Union offers the most ways to send (15), followed by Wise (4) and XE Money Transfer (4).
- 💵 Western Union offers Cash Pickup in Kiribati.
- 🆓 8 providers have no-fee options.
- ⚡ Revolut publishes the fastest delivery: instant.
- 🎁 4 providers have RemitFinder deals for this corridor.
📋 All 11 providers, by what your recipient gets for USD 1,000:
| Provider | They receive | Ways |
|---|---|---|
| Remitly | ≈ AUD 1,447.10 | 1 |
| Revolut | AUD 1,431.50 | 2 |
| Airwallex | AUD 1,428.10 | 1 |
| XE Money Transfer | AUD 1,427.10 | 4 |
| Western Union | AUD 1,426.10 | 15 |
| OFX | ≈ AUD 1,424.04 | 1 |
| Cambridge Currencies | AUD 1,422.04 | 1 |
| Wise | AUD 1,421.64 | 4 |
| Currency Solutions | AUD 1,414.91 | 1 |
| TorFX | AUD 1,405.64 | 1 |
| Key Currency | not at this amount | 1 |
At USD 1,000, 10 of the 11 providers accept the transfer. Among them, your recipient gets between AUD 1,405.64 and AUD 1,447.10, and half of the providers give at least AUD 1,425.07.
Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.
Airwallex USD to AUD exchange rate today
- 💱 Airwallex's US Dollar to Australian Dollar exchange rate is AUD 1.4281 per USD, 0.18% above the mid-market rate.
- 💸 Airwallex charges no fee.
- 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
- 💰 On USD 1,000, your recipient gets AUD 1,428.10 with Airwallex (paying from a Bank Account, received in a Bank Account).
Cambridge Currencies USD to AUD exchange rate today
- 💱 Cambridge Currencies' US Dollar to Australian Dollar exchange rate runs from AUD 1.422 to AUD 1.4242 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
- 💸 Cambridge Currencies charges no fee.
- 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AUD 1,422.04 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).
Currency Solutions USD to AUD exchange rate today
- 💱 Currency Solutions' US Dollar to Australian Dollar exchange rate runs from AUD 1.4149 to AUD 1.4206 per USD. Its best rate applies to transfers from USD 150,001 and is 0.35% below the mid-market rate.
- 💸 Currency Solutions charges no fee.
- 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
- 📏 Currency Solutions accepts transfers from USD 1,000 per transfer.
- 💰 On USD 1,000, your recipient gets AUD 1,414.91 with Currency Solutions (paying from a Bank Account, received in a Bank Account).
Key Currency USD to AUD exchange rate today
- 💱 Key Currency's US Dollar to Australian Dollar exchange rate is AUD 1.4242 per USD, 0.10% below the mid-market rate.
- 💸 Key Currency charges no fee.
- 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
- 📏 Key Currency accepts transfers from USD 6,707.50 per transfer.
OFX USD to AUD exchange rate today
- 💱 OFX's US Dollar to Australian Dollar exchange rate is AUD 1.4264 per USD, 0.06% above the mid-market rate.
- 💸 OFX's fee is not published for USD to AUD transfers, so amounts here include an estimated fee.
- 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets about AUD 1,424.04 with OFX (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.
Remitly USD to AUD exchange rate today
- 💱 Remitly's US Dollar to Australian Dollar exchange rate is AUD 1.4495 per USD, 1.68% above the mid-market rate.
- 💸 Remitly's fee is not published for USD to AUD transfers, so amounts here include an estimated fee.
- 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
- 📏 Remitly accepts up to USD 20,000 per transfer.
- 💰 On USD 1,000, your recipient gets about AUD 1,447.10 with Remitly (paying from a Bank Account, received in a Bank Account).
Revolut USD to AUD exchange rate today
- 💱 Revolut's US Dollar to Australian Dollar exchange rate is AUD 1.4315 per USD, 0.41% above the mid-market rate.
- 💸 When you pay by Revolut Account, Revolut charges USD 75 (0.15% from USD 50,000) when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
- 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
- ⏱️ With Revolut, money arrives in a Bank Account in 1–3 days and by Revolut Account instantly.
- 📏 Revolut accepts USD 69.86 to USD 100,000 per transfer.
- 💰 On USD 1,000, your recipient gets AUD 1,431.50 with Revolut (paying by Revolut Account, received by Revolut Account).
- 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.
TorFX USD to AUD exchange rate today
- 💱 TorFX's US Dollar to Australian Dollar exchange rate runs from AUD 1.4056 to AUD 1.423 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
- 💸 TorFX charges no fee.
- 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
- 📏 TorFX accepts up to USD 999,999,999 per transfer.
- 💰 On USD 1,000, your recipient gets AUD 1,405.64 with TorFX (paying from a Bank Account, received in a Bank Account).
Western Union USD to AUD exchange rate today
- 💱 Western Union's US Dollar to Australian Dollar exchange rate runs from AUD 1.3924 to AUD 1.4261 per USD. Its best rate applies to all amounts and is 0.04% above the mid-market rate.
- 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
- 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
- ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
- 💰 On USD 1,000, your recipient gets AUD 1,426.10 with Western Union (paying by ACH, received in a Bank Account).
- 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.
Wise USD to AUD exchange rate today
- 💱 Wise's US Dollar to Australian Dollar exchange rate is AUD 1.4359 per USD, 0.72% above the mid-market rate.
- 💸 Wise charges 0.28% + USD 7.14 (0.18% + USD 32.11 from USD 25,088.06) when you pay from a Bank Account, 6.41% + USD 0.98 when you pay by Credit Card or with Apple Pay and 1.51% + USD 1.03 when you pay by Debit Card.
- 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
- ⏱️ With Wise, money arrives in a Bank Account in about 30 minutes.
- 📏 Wise accepts USD 1.05 to USD 1,000,000 per transfer.
- 💰 On USD 1,000, your recipient gets AUD 1,421.64 with Wise (paying from a Bank Account, received in a Bank Account).
XE Money Transfer USD to AUD exchange rate today
- 💱 XE Money Transfer's US Dollar to Australian Dollar exchange rate runs from AUD 1.4239 to AUD 1.435 per USD. Its best rate applies to transfers of USD 300 to USD 500 and is 0.66% above the mid-market rate.
- 💸 XE Money Transfer charges no fee when you pay from a Bank Account or by ACH, 3% when you pay by Credit Card and 0.5% when you pay by Debit Card.
- 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AUD 1,427.10 with XE Money Transfer (paying by ACH, received in a Bank Account).
- 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.
Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.
🪜 Step by step guide to send money from USA to Kiribati
- Compare providers. RemitFinder lists 11 providers and 32 ways to send; the cards above rank them for your amount.
- Choose how to pay. At USD 1,000, paying from a Bank Account has the lowest typical total cost (0.18%).
- Choose how your recipient gets the money. Bank Account (11 providers), Cash Pickup (1 provider), Debit Card (1 provider) or Revolut Account (1 provider).
- Check the limits. Published maximums start at USD 20,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
- Sign up and verify your identity. Providers need ID before your first transfer.
- Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Kiribati.
- Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.
Frequently Asked Questions: Sending money to Kiribati from USA
These FAQs use data from RemitFinder's live comparison of 11 providers for USA to Kiribati money transfers.
How do I send money from USA to Kiribati?
Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.
What is the best way to send money to Kiribati from USA?
At USD 1,000, Remitly, Revolut and Airwallex give your recipient the most today: ≈ AUD 1,447.10, AUD 1,431.50 and AUD 1,428.10 respectively. The best way changes with the amount, so compare at yours.
What is the cheapest way to send money to Kiribati?
At USD 1,000, the cheapest providers today are Remitly, Revolut and Airwallex. The cheapest combination is paying by Revolut Account, received by Revolut Account, with a typical total cost of −0.41%. 8 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.
How much can I save by comparing providers to send money to Kiribati?
At USD 1,000, your recipient gets between AUD 1,324.14 and ≈ AUD 1,447.10, depending on the provider and how you send. Comparing can get them AUD 122.96 more on one transfer. Remitly gives the most today, paying from a Bank Account, received in a Bank Account.
What is the USD to AUD exchange rate today?
The mid-market rate is AUD 1.4256 per USD. Providers' rates run from AUD 1.3924 to AUD 1.4495.
Can I get a better rate than the mid-market USD to AUD rate?
Yes. Seven providers, led by Remitly, Wise and XE Money Transfer, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.
Exchange rate or fee: what matters more when you send money to Kiribati?
At USD 200, the typical fee is 0.25% of the amount, and the typical exchange rate has a markup of 0.74%. At USD 5,000, the typical fee is 0.00% of the amount, and the typical exchange rate has a markup of 0.99%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.
Does sending more money to Kiribati lower the cost?
Not always. The typical total cost is 1.35% at USD 200, 1.23% at USD 1,000 and 1.23% at USD 5,000. Cambridge Currencies, Currency Solutions and TorFX give a better exchange rate on larger transfers.
Which payment method is cheapest for sending money from USA to Kiribati?
Paying from a Bank Account has the lowest typical total cost at USD 1,000 (0.18%), and paying with Google Pay the highest (4.23%). On USD 1,000, that difference is worth about AUD 58 more to your recipient. The providers giving your recipient the most when paying from a Bank Account are Remitly, Airwallex and XE Money Transfer.
Is Debit Card cheaper than Credit Card for sending money to Kiribati?
Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.23%, compared with 4.23% paying by Credit Card. On USD 1,000, that difference is worth about AUD 43 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.
Which delivery method is cheapest for sending money to Kiribati from USA?
Receiving by Revolut Account has the lowest typical total cost at USD 1,000 (−0.41%), and receiving on a Debit Card the highest (2.33%). On USD 1,000, that difference is worth about AUD 39 more to your recipient. The provider giving your recipient the most when receiving by Revolut Account is Revolut.
Is Bank Account cheaper than Cash Pickup for sending money to Kiribati?
Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 0.82%, compared with 1.23% receiving as Cash Pickup. On USD 1,000, that difference is worth about AUD 6 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.
How can I send cash to Kiribati from USA?
Western Union offers Cash Pickup in Kiribati. Cash Pickup is typically ready within 2 hours.
What is the fastest way to send money to Kiribati?
By their published times, Revolut delivers fastest, instantly.
Can I send money from USA to Kiribati instantly?
Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is AUD 1,431.50, with Revolut (paying by Revolut Account, received by Revolut Account).
How much money can I send to Kiribati from USA?
Each provider sets its own limits. The lowest published maximum is USD 20,000, and 7 of 11 providers publish no maximum. Checks and the rules in both countries also apply.
Can I send money to Kiribati without fees?
Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Revolut, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.
Which providers send money from USA to Kiribati?
RemitFinder compares 11 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, OFX, Remitly, Revolut, TorFX, Western Union, Wise and XE Money Transfer.
Which app is best to send money to Kiribati?
It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.
Why do providers charge different amounts to send money to Kiribati?
Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, 2 of the 3 providers that offer more than one way to pay change the rate with it.
Latest Exchange Rates for Sending Money to Kiribati from USA
Here are some latest USD to AUD (US Dollar to Australian Dollar) exchange rates for popular conversion amounts*.
| 1 USD | 1.43 AUD |
| 5 USD | 7.13 AUD |
| 10 USD | 14.26 AUD |
| 25 USD | 35.64 AUD |
| 50 USD | 71.28 AUD |
| 100 USD | 142.56 AUD |
| 150 USD | 213.84 AUD |
| 200 USD | 285.12 AUD |
| 250 USD | 356.40 AUD |
| 300 USD | 427.68 AUD |
| 400 USD | 570.24 AUD |
| 500 USD | 712.80 AUD |
| 600 USD | 855.36 AUD |
| 700 USD | 997.92 AUD |
| 800 USD | 1,140.48 AUD |
| 1000 USD | 1,425.60 AUD |
| 1500 USD | 2,138.40 AUD |
| 2000 USD | 2,851.20 AUD |
| 2500 USD | 3,564.00 AUD |
| 3000 USD | 4,276.80 AUD |
| 4000 USD | 5,702.40 AUD |
| 5000 USD | 7,128.00 AUD |
| 10000 USD | 14,256.00 AUD |
| 15000 USD | 21,384.00 AUD |
| 20000 USD | 28,512.00 AUD |
| 30000 USD | 42,768.00 AUD |
| 40000 USD | 57,024.00 AUD |
| 50000 USD | 71,280.00 AUD |
| 100000 USD | 142,560.00 AUD |
*Based on the Mid-market Exchange Rate