Best Way to Send Money to Poland from USA (USD to PLN)

Sending money from USA to Poland: what today's data shows

RemitFinder compares 15 providers and 48 ways to send money from USA to Poland. The mid-market rate is PLN 3.9105 per USD. 11 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Poland from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 15 providers offering 48 ways to send US Dollar (USD) to Polish Zloty (PLN).

💰 Most PLN received today, by amount sent:

Five providers rank in the top three at one or more of these amounts: MoneyGram, Revolut, Regency FX, Remitly and Wise.

At USD 1,000, the top three providers are MoneyGram, Revolut and Remitly, giving PLN 4,009.90, PLN 3,931.40 and ≈ PLN 3,930.36 respectively. PLN 79.54 separates MoneyGram in first place from Remitly in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 15 providers, followed by Cash Pickup (3), Debit Card (1) and Revolut Account (1). At USD 1,000, receiving as Cash Pickup gets your recipient the most: up to PLN 4,009.90.

💱 How to get the best USD to PLN exchange rate?

The mid-market US Dollar to Polish Zloty rate today is PLN 3.9105 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is PLN 3,910.50, and each 1% of markup costs about PLN 39.11.

• 📊 Rates run from PLN 3.8558 to PLN 4.0099 per USD across all amounts. The top three rates are from MoneyGram (PLN 4.0099 for transfers up to USD 1,000), Wise (PLN 3.9442 for transfers of USD 7.30 to USD 1,000,000) and Remitly (PLN 3.9355 for transfers up to USD 20,000).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 5 providers offer a rate above the mid-market rate on some amounts: MoneyGram, OFX, Remitly, Revolut and Wise.
• 📈 Bigger transfers get better rates with 4 providers.
  • Cambridge Currencies gives PLN 3.9066 per USD for transfers from USD 25,001, compared with PLN 3.9007 for transfers up to USD 5,000.
  • Currency Solutions gives PLN 3.8968 per USD for transfers from USD 150,001, compared with PLN 3.8812 for transfers up to USD 25,000.
  • Rutland FX gives PLN 3.9066 per USD for transfers from USD 3,353.75, compared with PLN 3.9007 for transfers up to USD 3,352.41.
  • TorFX gives PLN 3.9035 per USD for transfers from USD 200,001, compared with PLN 3.8558 for transfers up to USD 2,000.
• 💳 How you pay rarely changes the rate. At USD 1,000, 5 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 2.49% above the mid-market rate for money received on a Debit Card, 0.53% above it by Revolut Account, 0.10% below it in a Bank Account and 0.50% below it as Cash Pickup.

💸 What is the cheapest way to send money to Poland from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received as Cash Pickup), Revolut (paying by Revolut Account, received by Revolut Account) and Remitly (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets PLN 4,009.90, PLN 3,931.40 and ≈ PLN 3,930.36 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 1.50% at USD 200, 0.71% at USD 1,000 and 0.55% at USD 5,000, so larger transfers cost less. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−2.52%), and paying by Revolut Account the highest (3.22%). On USD 1,000, that difference is worth about PLN 224 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (−2.49%), and receiving as Cash Pickup the highest (0.80%). On USD 1,000, that difference is worth about PLN 129 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying in Cash, received as Cash Pickup, with a typical total cost of −2.54%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 6.97%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets PLN 4,009.90 with the cheapest combination and PLN 3,636.55 with the most expensive: PLN 373.36 more with the cheapest combination.

Choosing well is worth PLN 373.36 more on USD 1,000. The most your recipient can get today is PLN 4,009.90, and the least is PLN 3,636.55.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 3 is 1.50% of USD 200 but only 0.06% of USD 5,000.
• 🆓 11 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Poland through a bank?

13 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 15 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.24% paying from a Bank Account, 0.70% paying by Debit Card, 0.71% paying by ACH and 3.00% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Poland.

⚡ How to send money from USA to Poland fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Revolut (Revolut Account).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup, on a Debit Card or by Revolut Account.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 2 days when you pay by Credit Card, compared with about 3 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Poland from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Revolut and Remitly give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Wise and Remitly offer the highest exchange rates, from PLN 3.9355 to PLN 4.0099 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (12), followed by Western Union (10) and MoneyGram (7).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland.
• 🆓 11 providers have no-fee options.
• ⚡ MoneyGram and Revolut publish the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 15 providers, by what your recipient gets for USD 1,000:

At USD 1,000, 14 of the 15 providers accept the transfer. Among them, your recipient gets between PLN 3,855.75 and PLN 4,009.90, and half of the providers give at least PLN 3,901.53.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to PLN exchange rate today

• 💱 Airwallex's US Dollar to Polish Zloty exchange rate is PLN 3.9013 per USD, 0.24% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets PLN 3,901.30 with Airwallex (paying from a Bank Account, received in a Bank Account).

Cambridge Currencies USD to PLN exchange rate today

• 💱 Cambridge Currencies' US Dollar to Polish Zloty exchange rate runs from PLN 3.9007 to PLN 3.9066 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets PLN 3,900.72 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).

Currency Solutions USD to PLN exchange rate today

• 💱 Currency Solutions' US Dollar to Polish Zloty exchange rate runs from PLN 3.8812 to PLN 3.8968 per USD. Its best rate applies to transfers from USD 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from USD 1,000 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 3,881.17 with Currency Solutions (paying from a Bank Account, received in a Bank Account).

Key Currency USD to PLN exchange rate today

• 💱 Key Currency's US Dollar to Polish Zloty exchange rate is PLN 3.9066 per USD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from USD 6,707.50 per transfer.

MoneyGram USD to PLN exchange rate today

• 💱 MoneyGram's US Dollar to Polish Zloty exchange rate runs from PLN 3.9024 to PLN 4.0099 per USD. Its best rate applies to transfers up to USD 1,000 and is 2.54% above the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 4,009.90 with MoneyGram (paying by Debit Card, received as Cash Pickup).

OFX USD to PLN exchange rate today

• 💱 OFX's US Dollar to Polish Zloty exchange rate is PLN 3.9146 per USD, 0.10% above the mid-market rate.
• 💸 OFX's fee is not published for USD to PLN transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets about PLN 3,909.49 with OFX (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX USD to PLN exchange rate today

• 💱 Regency FX's US Dollar to Polish Zloty exchange rate is PLN 3.9066 per USD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets PLN 3,906.59 with Regency FX (paying from a Bank Account, received in a Bank Account).

Remitly USD to PLN exchange rate today

• 💱 Remitly's US Dollar to Polish Zloty exchange rate is PLN 3.9355 per USD, 0.64% above the mid-market rate.
• 💸 Remitly's fee is not published for USD to PLN transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about PLN 3,930.36 with Remitly (paying from a Bank Account, received in a Bank Account).

Revolut USD to PLN exchange rate today

• 💱 Revolut's US Dollar to Polish Zloty exchange rate is PLN 3.9314 per USD, 0.53% above the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges USD 75 (0.15% from USD 50,000) when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 2 days and by Revolut Account instantly.
• 📏 Revolut accepts USD 127.18 to USD 100,000 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 3,931.40 with Revolut (paying by Revolut Account, received by Revolut Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to PLN exchange rate today

• 💱 Ria Money Transfer's US Dollar to Polish Zloty exchange rate is PLN 3.8908 per USD, 0.50% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 3,886.91 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Rutland FX USD to PLN exchange rate today

• 💱 Rutland FX's US Dollar to Polish Zloty exchange rate runs from PLN 3.9007 to PLN 3.9066 per USD. Its best rate applies to transfers from USD 3,353.75 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets PLN 3,900.72 with Rutland FX (paying from a Bank Account, received in a Bank Account).

TorFX USD to PLN exchange rate today

• 💱 TorFX's US Dollar to Polish Zloty exchange rate runs from PLN 3.8558 to PLN 3.9035 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to USD 999,999,999 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 3,855.75 with TorFX (paying from a Bank Account, received in a Bank Account).

Western Union USD to PLN exchange rate today

• 💱 Western Union's US Dollar to Polish Zloty exchange rate runs from PLN 3.8709 to PLN 3.8827 per USD. Its best rate applies to all amounts and is 0.71% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 💰 On USD 1,000, your recipient gets PLN 3,882.70 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Wise USD to PLN exchange rate today

• 💱 Wise's US Dollar to Polish Zloty exchange rate is PLN 3.9442 per USD, 0.86% above the mid-market rate.
• 💸 Wise charges 0.35% + USD 7.27 (0.25% + USD 32.21 from USD 25,093.09) when you pay from a Bank Account, 6.47% + USD 1.11 when you pay by Credit Card or with Apple Pay and 1.57% + USD 1.18 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 2 days.
• 📏 Wise accepts USD 1.19 to USD 1,000,000 per transfer.
• 💰 On USD 1,000, your recipient gets PLN 3,901.77 with Wise (paying from a Bank Account, received in a Bank Account).

XE Money Transfer USD to PLN exchange rate today

• 💱 XE Money Transfer's US Dollar to Polish Zloty exchange rate runs from PLN 3.9012 to PLN 3.9105 per USD. Its best rate applies to transfers up to USD 100,000 and is the same as the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets PLN 3,910.50 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Poland

1. Compare providers. RemitFinder lists 15 providers and 48 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−2.52%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Bank Account (15 providers), Cash Pickup (3 providers), Debit Card (1 provider) or Revolut Account (1 provider), including Most Banks.
4. Check the limits. Published maximums start at USD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Poland.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Poland from USA

These FAQs use data from RemitFinder's live comparison of 15 providers for USA to Poland money transfers.

• How do I send money from USA to Poland?

  Compare 15 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Poland from USA?

  At USD 1,000, MoneyGram, Revolut and Remitly give your recipient the most today: PLN 4,009.90, PLN 3,931.40 and ≈ PLN 3,930.36 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Poland?

  At USD 1,000, the cheapest providers today are MoneyGram, Revolut and Remitly. The cheapest combination is paying in Cash, received as Cash Pickup, with a typical total cost of −2.54%. 11 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Poland?

  At USD 1,000, your recipient gets between PLN 3,636.55 and PLN 4,009.90, depending on the provider and how you send. Comparing can get them PLN 373.36 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received as Cash Pickup.

• What is the USD to PLN exchange rate today?

  The mid-market rate is PLN 3.9105 per USD. Providers' rates run from PLN 3.8558 to PLN 4.0099.

• Can I get a better rate than the mid-market USD to PLN rate?

  Yes. Five providers, led by MoneyGram, Wise and Remitly, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Poland?

  At USD 200, the typical fee is 1.00% of the amount, and the typical exchange rate has a markup of 0.50%. At USD 5,000, the typical fee is 0.03% of the amount, and the typical exchange rate has a markup of 0.50%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Poland lower the cost?

  Yes. The typical total cost is 1.50% at USD 200, 0.71% at USD 1,000 and 0.55% at USD 5,000. Cambridge Currencies, Currency Solutions, Rutland FX and TorFX give a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Poland?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−2.52%), and paying by Revolut Account the highest (3.22%). On USD 1,000, that difference is worth about PLN 224 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Poland?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 0.70%, compared with 3.00% paying by Credit Card. On USD 1,000, that difference is worth about PLN 90 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Poland from USA?

  Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (−2.49%), and receiving as Cash Pickup the highest (0.80%). On USD 1,000, that difference is worth about PLN 129 more to your recipient. The provider giving your recipient the most when receiving on a Debit Card is MoneyGram.

• Is Bank Account cheaper than Cash Pickup for sending money to Poland?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 0.70%, compared with 0.80% receiving as Cash Pickup. On USD 1,000, that difference is worth about PLN 4 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Poland from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Poland?

  By their published times, MoneyGram and Revolut deliver fastest, instantly.

• Can I send money from USA to Poland instantly?

  Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is PLN 4,009.90, with MoneyGram (paying by Debit Card, received as Cash Pickup).

• How much money can I send to Poland from USA?

  Each provider sets its own limits. The lowest published maximum is USD 10,000, and 9 of 15 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Poland without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Poland?

  RemitFinder compares 15 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, OFX, Regency FX, Remitly, Revolut, Ria Money Transfer, Rutland FX, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Poland?

  It depends on your amount and how you pay. RemitFinder compares 15 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Poland?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 5 providers that offer more than one way to pay change the rate with it.