Best Way to Send Money to South Africa from Portugal (EUR to ZAR)

Sending money from Portugal to South Africa: what today's data shows

RemitFinder compares 18 providers and 49 ways to send money from Portugal to South Africa. The mid-market rate is ZAR 18.4347 per EUR. 12 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to South Africa from Portugal?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 18 providers offering 49 ways to send Euro (EUR) to South African Rand (ZAR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 17 providers, followed by Cash Pickup (3) and Debit Card (3).

💱 How to get the best EUR to ZAR exchange rate?

The mid-market Euro to South African Rand rate today is ZAR 18.4347 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is ZAR 18,434.70, and each 1% of markup costs about ZAR 184.35.

• 📊 Rates run from ZAR 17.0882 to ZAR 18.7886 per EUR across all amounts. The top three rates are from MoneyGram (ZAR 18.7886 for transfers up to EUR 1,000), Remitly (ZAR 18.62 for transfers up to EUR 20,000) and Wise (ZAR 18.605 for transfers of EUR 5.88 to EUR 1,000,000).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 6 providers offer a rate above the mid-market rate on some amounts: MoneyGram, OFX, Remitly, Taptap Send, Wise and XE Money Transfer.
• 📈 Bigger transfers get better rates with 4 providers.
  • Cambridge Currencies gives ZAR 18.4163 per EUR for transfers from EUR 25,001, compared with ZAR 18.3886 for transfers up to EUR 5,000.
  • Currency Solutions gives ZAR 18.3702 per EUR for transfers from EUR 150,001, compared with ZAR 18.2964 for transfers up to EUR 25,000.
  • Rutland FX gives ZAR 18.4163 per EUR for transfers from EUR 2,997, compared with ZAR 18.3886 for transfers up to EUR 2,995.80.
  • TorFX gives ZAR 18.4015 per EUR for transfers from EUR 200,001, compared with ZAR 18.1766 for transfers up to EUR 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.10% below the mid-market rate for money received in a Bank Account, 0.98% below it on a Debit Card and 3.44% below it as Cash Pickup.

💸 What is the cheapest way to send money to South Africa from Portugal?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 12 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, Taptap Send, TorFX, Western Union, WorldRemit and XE Money Transfer.

🏦 How to send money from Portugal to South Africa through a bank?

17 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 17 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in South Africa.

⚡ How to send money from Portugal to South Africa fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup or on a Debit Card.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to South Africa from Portugal?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Remitly and Wise offer the highest exchange rates, from ZAR 18.605 to ZAR 18.7886 per EUR.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by MoneyGram (8) and Profee (6).
• 💵 MoneyGram, Ria Money Transfer and WorldRemit offer Cash Pickup in South Africa.
• 🆓 12 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to ZAR exchange rate today

• 💱 Airwallex's Euro to South African Rand exchange rate is ZAR 18.4059 per EUR, 0.16% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies EUR to ZAR exchange rate today

• 💱 Cambridge Currencies' Euro to South African Rand exchange rate runs from ZAR 18.3886 to ZAR 18.4163 per EUR. Its best rate applies to transfers from EUR 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions EUR to ZAR exchange rate today

• 💱 Currency Solutions' Euro to South African Rand exchange rate runs from ZAR 18.2964 to ZAR 18.3702 per EUR. Its best rate applies to transfers from EUR 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from EUR 1,000 per transfer.

CurrencyFair EUR to ZAR exchange rate today

• 💱 CurrencyFair's Euro to South African Rand exchange rate is ZAR 18.434 per EUR, the same as the mid-market rate.
• 💸 CurrencyFair's fee is not published for EUR to ZAR transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts EUR 100 to EUR 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency EUR to ZAR exchange rate today

• 💱 Key Currency's Euro to South African Rand exchange rate is ZAR 18.4163 per EUR, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from EUR 5,994 per transfer.

MoneyGram EUR to ZAR exchange rate today

• 💱 MoneyGram's Euro to South African Rand exchange rate runs from ZAR 17.0882 to ZAR 18.7886 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 1.92% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to EUR 5,000 per transfer.

OFX EUR to ZAR exchange rate today

• 💱 OFX's Euro to South African Rand exchange rate is ZAR 18.462 per EUR, 0.15% above the mid-market rate.
• 💸 OFX's fee is not published for EUR to ZAR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Profee EUR to ZAR exchange rate today

• 💱 Profee's Euro to South African Rand exchange rate is ZAR 18.4284 per EUR, 0.03% below the mid-market rate.
• 💸 Profee charges 0.1% + EUR 1.20 when you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA and 1.25% + EUR 1.19 when you pay by Klarna.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money on a Debit Card.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from EUR 1.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX EUR to ZAR exchange rate today

• 💱 Regency FX's Euro to South African Rand exchange rate is ZAR 18.4163 per EUR, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly EUR to ZAR exchange rate today

• 💱 Remitly's Euro to South African Rand exchange rate is ZAR 18.62 per EUR, 1.01% above the mid-market rate.
• 💸 Remitly's fee is not published for EUR to ZAR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to ZAR exchange rate today

• 💱 Ria Money Transfer's Euro to South African Rand exchange rate is ZAR 18.4093 per EUR, 0.14% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000).
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 5,000 per transfer.

Rutland FX EUR to ZAR exchange rate today

• 💱 Rutland FX's Euro to South African Rand exchange rate runs from ZAR 18.3886 to ZAR 18.4163 per EUR. Its best rate applies to transfers from EUR 2,997 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.

Taptap Send EUR to ZAR exchange rate today

• 💱 Taptap Send's Euro to South African Rand exchange rate is ZAR 18.60 per EUR, 0.90% above the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days.
• 📏 Taptap Send accepts up to EUR 160,000 per transfer.

TorFX EUR to ZAR exchange rate today

• 💱 TorFX's Euro to South African Rand exchange rate runs from ZAR 18.1766 to ZAR 18.4015 per EUR. Its best rate applies to transfers of EUR 200,001 to EUR 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to EUR 999,999,999 per transfer.

Western Union EUR to ZAR exchange rate today

• 💱 Western Union's Euro to South African Rand exchange rate is ZAR 18.048 per EUR, 2.10% below the mid-market rate.
• 💸 Western Union charges no fee.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days.

Wise EUR to ZAR exchange rate today

• 💱 Wise's Euro to South African Rand exchange rate is ZAR 18.605 per EUR, 0.92% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by iDeal, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 7 hours.
• 📏 Wise accepts EUR 5.88 to EUR 1,000,000 per transfer.

WorldRemit EUR to ZAR exchange rate today

• 💱 WorldRemit's Euro to South African Rand exchange rate runs from ZAR 17.7998 to ZAR 18.3017 per EUR. Its best rate applies to all amounts and is 0.72% below the mid-market rate.
• 💸 WorldRemit charges no fee.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn EUR 25.

XE Money Transfer EUR to ZAR exchange rate today

• 💱 XE Money Transfer's Euro to South African Rand exchange rate runs from ZAR 18.3954 to ZAR 18.4741 per EUR. Its best rate applies to transfers up to EUR 10,000 and is 0.21% above the mid-market rate.
• 💸 XE Money Transfer charges EUR 4 (no fee from EUR 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Portugal to South Africa

1. Compare providers. RemitFinder lists 18 providers and 49 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Trustly, by iDeal, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Apple Pay or with Google Pay.
3. Choose how your recipient gets the money. Bank Account (17 providers), Cash Pickup (3 providers) or Debit Card (3 providers).
4. Check the limits. Published maximums start at EUR 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in South Africa.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to South Africa from Portugal

These FAQs use data from RemitFinder's live comparison of 18 providers for Portugal to South Africa money transfers.

• How do I send money from Portugal to South Africa?

  Compare 18 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to South Africa from Portugal?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to South Africa?

  12 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to ZAR exchange rate today?

  The mid-market rate is ZAR 18.4347 per EUR. Providers' rates run from ZAR 17.0882 to ZAR 18.7886.

• Can I get a better rate than the mid-market EUR to ZAR rate?

  Yes. Six providers, led by MoneyGram, Remitly and Wise, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to South Africa from Portugal?

  MoneyGram, Ria Money Transfer and WorldRemit offer Cash Pickup in South Africa. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to South Africa?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Portugal to South Africa instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to South Africa from Portugal?

  Each provider sets its own limits. The lowest published maximum is EUR 5,000, and 11 of 18 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to South Africa without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, Taptap Send, TorFX, Western Union, WorldRemit and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Portugal to South Africa?

  RemitFinder compares 18 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Key Currency, MoneyGram, OFX, Profee, Regency FX, Remitly, Ria Money Transfer, Rutland FX, Taptap Send, TorFX, Western Union, Wise, WorldRemit and XE Money Transfer.

• Which app is best to send money to South Africa?

  It depends on your amount and how you pay. RemitFinder compares 18 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to South Africa?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.