Best Way to Send Money to Tanzania from USA (USD to TZS)

Sending money from USA to Tanzania: what today's data shows

RemitFinder compares 11 providers and 52 ways to send money from USA to Tanzania. The mid-market rate is TZS 2,649.678 per USD. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Tanzania from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 52 ways to send US Dollar (USD) to Tanzanian Shilling (TZS).

💰 Most TZS received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: MoneyGram, Taptap Send, Sendwave and Remitly.

At USD 1,000, the top three providers are MoneyGram, Taptap Send and Sendwave, giving TZS 2,685,895.00, TZS 2,630,300.00 and TZS 2,616,990.30 respectively. TZS 68,904.70 separates MoneyGram in first place from Sendwave in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 10 providers, followed by Mobile Wallet (5) and Cash Pickup (3). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to TZS 2,685,895.00.

💱 How to get the best USD to TZS exchange rate?

The mid-market US Dollar to Tanzanian Shilling rate today is TZS 2,649.678 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is TZS 2,649,678.00, and each 1% of markup costs about TZS 26,496.78.

• 📊 Rates run from TZS 2,424.7035 to TZS 2,685.895 per USD across all amounts. The top three rates are from MoneyGram (TZS 2,685.895 for transfers up to USD 1,000), Wise (TZS 2,643.55 for transfers of USD 7.84 to USD 3,234) and Taptap Send (TZS 2,630.30 for transfers up to USD 10,000).
• 📏 Typical markup: 1.27%. The median provider's best rate is 1.27% below the mid-market rate.
• ✅ MoneyGram offers a rate above the mid-market rate on some amounts.
• 📈 Bigger transfers get better rates with 2 providers.
  • WorldRemit gives TZS 2,611.1909 per USD for transfers from USD 1,000, compared with TZS 2,601.2115 for transfers up to USD 999.99.
  • XE Money Transfer gives TZS 2,582.91 per USD for transfers from USD 300,000, compared with TZS 2,539.9935 for transfers up to USD 299,999.99.
• 💳 How you pay rarely changes the rate. At USD 1,000, 4 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 1.23% below the mid-market rate for money received in a Mobile Wallet, 1.50% below it in a Bank Account and 3.01% below it as Cash Pickup.

💸 What is the cheapest way to send money to Tanzania from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Taptap Send (paying by Debit Card, received in a Bank Account) and Sendwave (paying from a Bank Account, received in a Mobile Wallet). With these providers, your recipient gets TZS 2,685,895.00, TZS 2,630,300.00 and TZS 2,616,990.30 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 5.10% at USD 200, 3.40% at USD 1,000 and 3.79% at USD 5,000. At USD 1,000, one of the three cheapest providers has a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−1.37%), and paying by Revolut Account the highest (8.77%). On USD 1,000, that difference is worth about TZS 268,558 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (1.63%), and receiving as Cash Pickup the highest (4.63%). On USD 1,000, that difference is worth about TZS 79,436 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −1.37%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 8.77%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets TZS 2,685,895.00 with the cheapest combination and TZS 2,419,858.55 with the most expensive: TZS 266,036.45 more with the cheapest combination.

Choosing well is worth TZS 266,036.45 more on USD 1,000. The most your recipient can get today is TZS 2,685,895.00, and the least is TZS 2,419,858.55.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4.99 is 2.50% of USD 200 but only 0.10% of USD 5,000.
• 🆓 5 providers charge no fee on some ways to send or some amounts: MoneyGram, Sendwave, Taptap Send, Western Union and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Tanzania through a bank?

8 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 10 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 2.23% paying by Debit Card, 2.75% paying by ACH, 2.79% paying from a Bank Account and 5.75% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Tanzania.

⚡ How to send money from USA to Tanzania fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 11 hours when you pay by Credit Card, compared with about 1 day when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Tanzania from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Taptap Send and Sendwave give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Wise and Taptap Send offer the highest exchange rates, from TZS 2,630.30 to TZS 2,685.895 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (9).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Tanzania.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 6 providers have RemitFinder deals for this corridor.

📋 All 11 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 11 providers accept the transfer. Among them, your recipient gets between TZS 2,419,858.55 and TZS 2,685,895.00, and half of the providers give at least TZS 2,597,896.60.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to TZS exchange rate today

• 💱 MoneyGram's US Dollar to Tanzanian Shilling exchange rate runs from TZS 2,594.5807 to TZS 2,685.895 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.37% above the mid-market rate.
• 💸 MoneyGram's fee depends on how you pay and how much you send.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to USD 7,440 per transfer.
• 💰 On USD 1,000, your recipient gets TZS 2,685,895.00 with MoneyGram (paying by Debit Card, received in a Bank Account).

OFX USD to TZS exchange rate today

• 💱 OFX's US Dollar to Tanzanian Shilling exchange rate is TZS 2,579.4764 per USD, 2.65% below the mid-market rate.
• 💸 OFX's fee is not published for USD to TZS transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets about TZS 2,559,445.48 with OFX (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Remitly USD to TZS exchange rate today

• 💱 Remitly's US Dollar to Tanzanian Shilling exchange rate is TZS 2,623.50 per USD, 0.99% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to TZS transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about TZS 2,603,127.21 with Remitly (paying from a Bank Account, received in a Bank Account).

Revolut USD to TZS exchange rate today

• 💱 Revolut's US Dollar to Tanzanian Shilling exchange rate is TZS 2,616.0633 per USD, 1.27% below the mid-market rate.
• 💸 Revolut charges USD 75 (0.15% from USD 50,000).
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 21 hours.
• 📏 Revolut accepts USD 170.56 to USD 100,000 per transfer.
• 💰 On USD 1,000, your recipient gets TZS 2,419,858.55 with Revolut (paying by Revolut Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to TZS exchange rate today

• 💱 Ria Money Transfer's US Dollar to Tanzanian Shilling exchange rate is TZS 2,566.7142 per USD, 3.13% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets TZS 2,553,880.63 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Sendwave USD to TZS exchange rate today

• 💱 Sendwave's US Dollar to Tanzanian Shilling exchange rate runs from TZS 2,603.8462 to TZS 2,616.9903 per USD. Its best rate applies to all amounts and is 1.23% below the mid-market rate.
• 💸 When you pay from a Bank Account, Sendwave charges USD 0.49 when your recipient gets the money in a Bank Account and no fee when your recipient gets the money in a Mobile Wallet.
• 🏦 With Sendwave, you pay from a Bank Account, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Sendwave, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets TZS 2,616,990.30 with Sendwave (paying from a Bank Account, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for Sendwave: Get USD 10 credit for first transfer; No transfer fees.

Taptap Send USD to TZS exchange rate today

• 💱 Taptap Send's US Dollar to Tanzanian Shilling exchange rate is TZS 2,630.30 per USD, 0.73% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets TZS 2,630,300.00 with Taptap Send (paying by Debit Card, received in a Bank Account).

Western Union USD to TZS exchange rate today

• 💱 Western Union's US Dollar to Tanzanian Shilling exchange rate runs from TZS 2,424.7035 to TZS 2,597.8966 per USD. Its best rate applies to all amounts and is 1.95% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets TZS 2,597,896.60 with Western Union (paying by Debit Card, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Wise USD to TZS exchange rate today

• 💱 Wise's US Dollar to Tanzanian Shilling exchange rate is TZS 2,643.55 per USD, 0.23% below the mid-market rate.
• 💸 Wise charges 1.79% + USD 7.70 when you pay from a Bank Account, 7.74% + USD 1.60 when you pay by Credit Card or with Apple Pay and 2.98% + USD 1.67 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 11 hours.
• 📏 Wise accepts USD 1.72 to USD 3,234 per transfer.
• 💰 On USD 1,000, your recipient gets TZS 2,575,949.14 with Wise (paying from a Bank Account, received in a Bank Account).

WorldRemit USD to TZS exchange rate today

• 💱 WorldRemit's US Dollar to Tanzanian Shilling exchange rate runs from TZS 2,601.2115 to TZS 2,611.1909 per USD. Its best rate applies to transfers from USD 1,000 and is 1.45% below the mid-market rate.
• 💸 WorldRemit charges USD 0.99.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With WorldRemit, money arrives in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets TZS 2,608,605.82 with WorldRemit (paying from a Bank Account, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn USD 20.

XE Money Transfer USD to TZS exchange rate today

• 💱 XE Money Transfer's US Dollar to Tanzanian Shilling exchange rate runs from TZS 2,539.9935 to TZS 2,582.91 per USD. Its best rate applies to transfers from USD 300,000 and is 2.52% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets TZS 2,539,993.50 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Tanzania

1. Compare providers. RemitFinder lists 11 providers and 52 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−1.37%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Bank Account (10 providers), Mobile Wallet (5 providers) or Cash Pickup (3 providers), including Airtel, M-PESA and Tigo.
4. Check the limits. Published maximums start at USD 3,234 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Tanzania.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Tanzania from USA

These FAQs use data from RemitFinder's live comparison of 11 providers for USA to Tanzania money transfers.

• How do I send money from USA to Tanzania?

  Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Tanzania from USA?

  At USD 1,000, MoneyGram, Taptap Send and Sendwave give your recipient the most today: TZS 2,685,895.00, TZS 2,630,300.00 and TZS 2,616,990.30 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Tanzania?

  At USD 1,000, the cheapest providers today are MoneyGram, Taptap Send and Sendwave. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −1.37%. 5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Tanzania?

  At USD 1,000, your recipient gets between TZS 2,419,858.55 and TZS 2,685,895.00, depending on the provider and how you send. Comparing can get them TZS 266,036.45 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to TZS exchange rate today?

  The mid-market rate is TZS 2,649.678 per USD. Providers' rates run from TZS 2,424.7035 to TZS 2,685.895.

• Can I get a better rate than the mid-market USD to TZS rate?

  Yes. MoneyGram offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Tanzania?

  At USD 200, the typical fee is 2.60% of the amount, and the typical exchange rate has a markup of 2.50%. At USD 5,000, the typical fee is 0.20% of the amount, and the typical exchange rate has a markup of 2.57%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Tanzania lower the cost?

  Not always. The typical total cost is 5.10% at USD 200, 3.40% at USD 1,000 and 3.79% at USD 5,000. WorldRemit and XE Money Transfer give a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Tanzania?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−1.37%), and paying by Revolut Account the highest (8.77%). On USD 1,000, that difference is worth about TZS 268,558 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Tanzania?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 2.23%, compared with 5.75% paying by Credit Card. On USD 1,000, that difference is worth about TZS 93,419 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Tanzania from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (1.63%), and receiving as Cash Pickup the highest (4.63%). On USD 1,000, that difference is worth about TZS 79,436 more to your recipient. The providers giving your recipient the most when receiving in a Mobile Wallet are MoneyGram, Taptap Send and Sendwave.

• Is Bank Account cheaper than Cash Pickup for sending money to Tanzania?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 3.89%, compared with 4.63% receiving as Cash Pickup. On USD 1,000, that difference is worth about TZS 19,761 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Tanzania from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Tanzania. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Tanzania?

  MoneyGram, Sendwave, Taptap Send, Western Union and WorldRemit send to Mobile Wallet accounts in Tanzania, including Airtel, M-PESA and Tigo.

• What is the fastest way to send money to Tanzania?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Tanzania instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is TZS 2,685,895.00, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Tanzania from USA?

  Each provider sets its own limits. The lowest published maximum is USD 3,234, and 5 of 11 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Tanzania without fees?

  Yes, with MoneyGram, Sendwave, Taptap Send, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Tanzania?

  RemitFinder compares 11 providers: MoneyGram, OFX, Remitly, Revolut, Ria Money Transfer, Sendwave, Taptap Send, Western Union, Wise, WorldRemit and XE Money Transfer.

• Which app is best to send money to Tanzania?

  It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.