📈 USA to United Arab Emirates Money Transfer Snapshot Today
- Most AED received for USD 1,000 today: AED 3,676.30 with MoneyGram (Debit Card → Bank Account)
- Best USD to AED exchange rate today: AED 3.6763, offered by MoneyGram
- Number of money transfer providers compared: 17 providers offering 49 ways to send
- Exchange rate range: AED 3.6763 to AED 3.5653
- Potential savings on USD 1,000: up to AED 132.36, fees included
- Zero fee transfers: 9 of 15 providers charge no fee for USD 1,000
- Number of deals and promo codes: 8, all exclusive to RemitFinder
- Mid-market
ⓘ The mid-market exchange rate (also called the interbank rate) is the real USD to AED exchange rate before providers add their margin or fees. exchange rate: 1 USD = AED 3.6725 (Updated about 1 hours ago)
See detailed USA to United Arab Emirates money transfer comparison below.
USA to UAE money transfer providers that matched the search criteria
Also offered for other amounts:
- PayNearMe → Bank Account or Cash Pickup: 100 – 495 USD
These providers don’t accept USD 1,000, so each is shown at the nearest amount it accepts.
Doesn't accept 1,000 USD. Prices shown for 1,436.33 USD.
Doesn't accept 1,000 USD. Prices shown for 6,732 USD.
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💡What these rates mean for sending money to United Arab Emirates from United States today
Compare top-rated money transfer providers to find the best way to remit money to United Arab Emirates from United States. Check today's USD to AED exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 17 providers offering 49 ways to send for USA to UAE money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to UAE from USA
🥇 MoneyGram with AED 3,676.30 for USD 1,000 (most AED received today).
🥈 Western Union offering AED 3,669.30.
🥉 Regency FX & Remitly are also offering good value on USD-AED transfers today.
The 15 providers that accept USD 1,000 today offer exchange rates from AED 3.5653 to AED 3.6763. Once fees are included, a USD 1,000 transfer from USA to UAE delivers between AED 3,543.94 and AED 3,676.30. That means up to AED 132.36 more for your recipient — simply by choosing the right provider.
How you pay matters too: paying by Credit Card instead of Bank Account costs AED 202.04 more with Wise, for the same Bank Account delivery.
US Dollar to United Arab Emirates Dirham exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much AED your recipient receives in UAE.
Compare the providers above to maximize every USD you send to UAE. The provider that pays the most for US Dollar to United Arab Emirates Dirham transfers changes daily, so comparing today matters.
🔄 Looking for the reverse corridor? Send money from UAE to USA instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from USA.
Sending money from USA to UAE: what today's data shows
RemitFinder compares 17 providers and 49 ways to send money from USA to UAE. The mid-market rate is AED 3.6725 per USD. 10 providers have no-fee options. The fastest published delivery is instant.
🧭 What is the best way to send money to UAE from USA?
It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 17 providers offering 49 ways to send US Dollar (USD) to United Arab Emirates Dirham (AED).
💰 Most AED received today, by amount sent:
| You send | Top three providers: what your recipient gets |
|---|---|
| USD 200 |
|
| USD 1,000 |
|
| USD 5,000 |
|
Four providers rank in the top three at one or more of these amounts: MoneyGram, Western Union, Regency FX and Remitly.
At USD 1,000, the top three providers are MoneyGram, Western Union and Regency FX, giving AED 3,676.30, AED 3,669.30 and AED 3,668.83 respectively. AED 7.47 separates MoneyGram in first place from Regency FX in third.
The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.
🔀 Ways to receive, with the most received at USD 1,000:
| Receive by | Providers | Most received (top 3) |
|---|---|---|
| Bank Account | 16 |
|
| Cash Pickup | 4 |
|
Bank Account is the most widely offered way to receive, with 16 providers, followed by Cash Pickup (4). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to AED 3,676.30.
💱 How to get the best USD to AED exchange rate?
The mid-market US Dollar to United Arab Emirates Dirham rate today is AED 3.6725 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.
At that rate, USD 1,000 is AED 3,672.50, and each 1% of markup costs about AED 36.73.
- 📊 Rates run from AED 3.5653 to AED 3.6763 per USD across all amounts. The top three rates are from MoneyGram (AED 3.6763 for transfers up to USD 1,000), Wise (AED 3.673 for transfers of USD 9.21 to USD 1,000,000) and Revolut (AED 3.6729 for transfers of USD 1,436.33 to USD 100,000).
- 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
- ✅ 3 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Revolut and Wise.
- 📈 Bigger transfers get better rates with 4 providers.
- Cambridge Currencies gives AED 3.6688 per USD for transfers from USD 25,001, compared with AED 3.6633 for transfers up to USD 5,000.
- Currency Solutions gives AED 3.6596 per USD for transfers from USD 150,001, compared with AED 3.645 for transfers up to USD 25,000.
- Rutland FX gives AED 3.6688 per USD for transfers from USD 3,366, compared with AED 3.6633 for transfers up to USD 3,364.65.
- TorFX gives AED 3.6659 per USD for transfers from USD 200,001, compared with AED 3.6211 for transfers up to USD 2,000.
- 💳 How you pay rarely changes the rate. At USD 1,000, 6 of the 6 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.
How your recipient gets the money changes the rate. The median provider's best rate is 0.10% below the mid-market rate for money received in a Bank Account and 1.19% below it as Cash Pickup.
💸 What is the cheapest way to send money to UAE from USA?
At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Western Union (paying by Debit Card, received in a Bank Account) and Regency FX (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets AED 3,676.30, AED 3,669.30 and AED 3,668.83 respectively.
💸 Total cost (fee + exchange-rate markup) by amount:
| You send | Three cheapest providers (total cost) | Typical total cost |
|---|---|---|
| USD 200 |
| 3.24% |
| USD 1,000 |
| 1.49% |
| USD 5,000 |
| 1.18% |
Below zero (−) is better than the mid-market rate
The typical total cost is 3.24% at USD 200, 1.49% at USD 1,000 and 1.18% at USD 5,000, so larger transfers cost less. At USD 1,000, one of the three cheapest providers has a total cost below zero, so your recipient gets more than at the mid-market rate.
Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.
💳 Cheapest way to pay, at USD 1,000:
| Pay with | Typical total cost | Cheapest providers |
|---|---|---|
| Cash | −0.10% | MoneyGram |
| Bank Account | 0.81% | Regency FX, Remitly and Cambridge Currencies |
| ACH | 1.03% | Western Union, XE Money Transfer and Panda Remit |
| Debit Card | 1.49% | MoneyGram, Western Union and XE Money Transfer |
| Apple Pay | 2.38% | Western Union, Ria Money Transfer and Wise |
| Google Pay | 2.74% | Ria Money Transfer and Western Union |
| Credit Card | 3.98% | Western Union, MoneyGram and XE Money Transfer |
Below zero (−) is better than the mid-market rate
Paying in Cash has the lowest typical total cost at USD 1,000 (−0.10%), and paying by Credit Card the highest (3.98%). On USD 1,000, that difference is worth about AED 150 more to your recipient.
🏦 Cheapest way to receive, at USD 1,000:
| Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Bank Account | 1.19% | MoneyGram, Western Union and Regency FX |
| Cash Pickup | 2.38% | MoneyGram, Ria Money Transfer and Western Union |
Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (1.19%), and receiving as Cash Pickup the highest (2.38%). On USD 1,000, that difference is worth about AED 44 more to your recipient.
🔗 Cheapest pay and receive combinations, at USD 1,000:
| Pay with → Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Cash → Bank Account | −0.10% | MoneyGram |
| Cash → Cash Pickup | −0.10% | MoneyGram |
| ACH → Bank Account | 0.57% | Western Union, XE Money Transfer and Panda Remit |
| Bank Account → Bank Account | 0.75% | Regency FX, Remitly and Cambridge Currencies |
| Debit Card → Bank Account | 1.43% | MoneyGram, Western Union and XE Money Transfer |
| Debit Card → Cash Pickup | 1.49% | MoneyGram, Western Union and Ria Money Transfer |
| ACH → Cash Pickup | 1.49% | Western Union |
| Apple Pay → Cash Pickup | 1.94% | Western Union and Ria Money Transfer |
| Apple Pay → Bank Account | 2.38% | Western Union, Ria Money Transfer and Wise |
| Bank Account → Cash Pickup | 2.45% | Ria Money Transfer and WorldRemit |
| Google Pay → Bank Account | 2.74% | Ria Money Transfer and Western Union |
| Google Pay → Cash Pickup | 3.44% | Ria Money Transfer and Western Union |
| Credit Card → Bank Account | 3.57% | Western Union, MoneyGram and XE Money Transfer |
| Credit Card → Cash Pickup | 4.38% | MoneyGram, Ria Money Transfer and Western Union |
Below zero (−) is better than the mid-market rate
The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.10%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Credit Card, received as Cash Pickup, at 4.38%.
On USD 1,000, your recipient typically gets AED 3,676.30 with the cheapest combination and AED 3,512.60 with the most expensive: AED 163.70 more with the cheapest combination.
Choosing well is worth AED 249.42 more on USD 1,000. The most your recipient can get today is AED 3,676.30, and the least is AED 3,426.88.
- 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4.99 is 2.50% of USD 200 but only 0.10% of USD 5,000.
- 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, TorFX, Western Union and XE Money Transfer.
≈ marks amounts that include an estimated fee, where a provider does not publish its own.
🏦 How to send money from USA to UAE through a bank?
15 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 16 providers.
Bank Transfer or Card? At USD 1,000, the typical total cost is 0.81% paying from a Bank Account, 1.03% paying by ACH, 1.49% paying by Debit Card and 3.98% paying by Credit Card.
- ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 15 minutes.
- 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.
Find the bank code: SWIFT codes for banks in UAE.
⚡ How to send money from USA to UAE fast?
The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).
| Receive by | Typically | Fastest published (top 3) |
|---|---|---|
| Bank Account | 2–4 days |
|
| Cash Pickup | within 2 hours |
|
By the times providers publish, money can arrive in about 15 minutes in a Bank Account and instantly as Cash Pickup.
- ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 15 minutes when you pay by Debit Card, compared with about 3 days when you pay by ACH.
Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.
🏆 Which are the best money transfer companies to send money to UAE from USA?
There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.
- 🥇 MoneyGram, Western Union and Regency FX give your recipient the most on USD 1,000 today.
- 💱 MoneyGram, Wise and Revolut offer the highest exchange rates, from AED 3.6729 to AED 3.6763 per USD.
- 🔀 Ria Money Transfer offers the most ways to send (12), followed by Western Union (10) and MoneyGram (6).
- 💵 MoneyGram, Ria Money Transfer, Western Union and WorldRemit offer Cash Pickup in UAE.
- 🆓 10 providers have no-fee options.
- ⚡ MoneyGram publishes the fastest delivery: instant.
- 🎁 6 providers have RemitFinder deals for this corridor.
📋 All 17 providers, by what your recipient gets for USD 1,000:
| Provider | They receive | Ways |
|---|---|---|
| MoneyGram | AED 3,676.30 | 6 |
| Western Union | AED 3,669.30 | 10 |
| Regency FX | AED 3,668.83 | 1 |
| Remitly | ≈ AED 3,665.66 | 1 |
| Cambridge Currencies | AED 3,663.32 | 1 |
| Rutland FX | AED 3,663.32 | 1 |
| XE Money Transfer | AED 3,651.60 | 4 |
| Currency Solutions | AED 3,644.96 | 1 |
| OFX | ≈ AED 3,642.71 | 1 |
| Airwallex | AED 3,631.90 | 1 |
| Wise | AED 3,628.92 | 4 |
| Ria Money Transfer | AED 3,621.80 | 12 |
| TorFX | AED 3,621.09 | 1 |
| Panda Remit | AED 3,570.80 | 2 |
| WorldRemit | AED 3,543.94 | 1 |
| Key Currency | not at this amount | 1 |
| Revolut | not at this amount | 1 |
At USD 1,000, 15 of the 17 providers accept the transfer. Among them, your recipient gets between AED 3,543.94 and AED 3,676.30, and half of the providers give at least AED 3,644.96.
Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.
Airwallex USD to AED exchange rate today
- 💱 Airwallex's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6319 per USD, 1.11% below the mid-market rate.
- 💸 Airwallex charges no fee.
- 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
- 💰 On USD 1,000, your recipient gets AED 3,631.90 with Airwallex (paying from a Bank Account, received in a Bank Account).
Cambridge Currencies USD to AED exchange rate today
- 💱 Cambridge Currencies' US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6633 to AED 3.6688 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
- 💸 Cambridge Currencies charges no fee.
- 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AED 3,663.32 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).
Currency Solutions USD to AED exchange rate today
- 💱 Currency Solutions' US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.645 to AED 3.6596 per USD. Its best rate applies to transfers from USD 150,001 and is 0.35% below the mid-market rate.
- 💸 Currency Solutions charges no fee.
- 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
- 📏 Currency Solutions accepts transfers from USD 1,000 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,644.96 with Currency Solutions (paying from a Bank Account, received in a Bank Account).
Key Currency USD to AED exchange rate today
- 💱 Key Currency's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6688 per USD, 0.10% below the mid-market rate.
- 💸 Key Currency charges no fee.
- 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
- 📏 Key Currency accepts transfers from USD 6,732 per transfer.
MoneyGram USD to AED exchange rate today
- 💱 MoneyGram's US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6704 to AED 3.6763 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.10% above the mid-market rate.
- 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
- 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
- 📏 MoneyGram accepts up to USD 10,000 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,676.30 with MoneyGram (paying by Debit Card, received in a Bank Account).
OFX USD to AED exchange rate today
- 💱 OFX's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6496 per USD, 0.62% below the mid-market rate.
- 💸 OFX's fee is not published for USD to AED transfers, so amounts here include an estimated fee.
- 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets about AED 3,642.71 with OFX (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.
Panda Remit USD to AED exchange rate today
- 💱 Panda Remit's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.5851 per USD, 2.38% below the mid-market rate.
- 💸 Panda Remit charges USD 3.99.
- 🏦 With Panda Remit, you pay by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
- 📏 Panda Remit accepts USD 50 to USD 2,999 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,570.80 with Panda Remit (paying by Debit Card, received in a Bank Account).
- 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.
Regency FX USD to AED exchange rate today
- 💱 Regency FX's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6688 per USD, 0.10% below the mid-market rate.
- 💸 Regency FX charges no fee.
- 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AED 3,668.83 with Regency FX (paying from a Bank Account, received in a Bank Account).
Remitly USD to AED exchange rate today
- 💱 Remitly's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6726 per USD, the same as the mid-market rate.
- 💸 Remitly's fee is not published for USD to AED transfers, so amounts here include an estimated fee.
- 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
- 📏 Remitly accepts up to USD 20,000 per transfer.
- 💰 On USD 1,000, your recipient gets about AED 3,665.66 with Remitly (paying from a Bank Account, received in a Bank Account).
Revolut USD to AED exchange rate today
- 💱 Revolut's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.6729 per USD, 0.01% above the mid-market rate.
- 💸 Revolut charges USD 75 (0.15% from USD 50,000).
- 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Revolut, money arrives in a Bank Account within 2 days.
- 📏 Revolut accepts USD 1,436.33 to USD 100,000 per transfer.
- 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.
Ria Money Transfer USD to AED exchange rate today
- 💱 Ria Money Transfer's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.64 per USD, 0.88% below the mid-market rate.
- 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
- 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
- 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,621.80 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).
Rutland FX USD to AED exchange rate today
- 💱 Rutland FX's US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6633 to AED 3.6688 per USD. Its best rate applies to transfers from USD 3,366 and is 0.10% below the mid-market rate.
- 💸 Rutland FX charges no fee.
- 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AED 3,663.32 with Rutland FX (paying from a Bank Account, received in a Bank Account).
TorFX USD to AED exchange rate today
- 💱 TorFX's US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6211 to AED 3.6659 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
- 💸 TorFX charges no fee.
- 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
- 📏 TorFX accepts up to USD 999,999,999 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,621.09 with TorFX (paying from a Bank Account, received in a Bank Account).
Western Union USD to AED exchange rate today
- 💱 Western Union's US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6179 to AED 3.6693 per USD. Its best rate applies to all amounts and is 0.09% below the mid-market rate.
- 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
- 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
- 💰 On USD 1,000, your recipient gets AED 3,669.30 with Western Union (paying by Debit Card, received in a Bank Account).
- 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.
Wise USD to AED exchange rate today
- 💱 Wise's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.673 per USD, 0.01% above the mid-market rate.
- 💸 Wise charges 0.31% + USD 8.91 (0.21% + USD 33.86 from USD 25,094.19) when you pay from a Bank Account, 6.44% + USD 2.64 when you pay by Credit Card or with Apple Pay and 1.53% + USD 2.79 when you pay by Debit Card.
- 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
- ⏱️ With Wise, money arrives in a Bank Account in about 13 hours.
- 📏 Wise accepts USD 3.11 to USD 1,000,000 per transfer.
- 💰 On USD 1,000, your recipient gets AED 3,628.92 with Wise (paying from a Bank Account, received in a Bank Account).
WorldRemit USD to AED exchange rate today
- 💱 WorldRemit's US Dollar to United Arab Emirates Dirham exchange rate is AED 3.5653 per USD, 2.92% below the mid-market rate.
- 💸 WorldRemit charges USD 5.99.
- 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money as Cash Pickup.
- ⏱️ With WorldRemit, money arrives as Cash Pickup typically within 2 hours.
- 💰 On USD 1,000, your recipient gets AED 3,543.94 with WorldRemit (paying from a Bank Account, received as Cash Pickup).
- 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn USD 20.
XE Money Transfer USD to AED exchange rate today
- 💱 XE Money Transfer's US Dollar to United Arab Emirates Dirham exchange rate runs from AED 3.6516 to AED 3.6554 per USD. Its best rate applies to transfers from USD 100,000 and is 0.47% below the mid-market rate.
- 💸 XE Money Transfer charges USD 3.99 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 3.99 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 3.99 (0.5% from USD 1,000) when you pay by Debit Card.
- 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets AED 3,651.60 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.
Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.
🪜 Step by step guide to send money from USA to UAE
- Compare providers. RemitFinder lists 17 providers and 49 ways to send; the cards above rank them for your amount.
- Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−0.10%).
ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee. - Choose how your recipient gets the money. Bank Account (16 providers) or Cash Pickup (4 providers).
- Check the limits. Published maximums start at USD 2,999 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
- Sign up and verify your identity. Providers need ID before your first transfer.
- Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in UAE.
- Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.
Frequently Asked Questions: Sending money to UAE from USA
These FAQs use data from RemitFinder's live comparison of 17 providers for USA to UAE money transfers.
How do I send money from USA to UAE?
Compare 17 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.
What is the best way to send money to UAE from USA?
At USD 1,000, MoneyGram, Western Union and Regency FX give your recipient the most today: AED 3,676.30, AED 3,669.30 and AED 3,668.83 respectively. The best way changes with the amount, so compare at yours.
What is the cheapest way to send money to UAE?
At USD 1,000, the cheapest providers today are MoneyGram, Western Union and Regency FX. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.10%. 10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.
How much can I save by comparing providers to send money to UAE?
At USD 1,000, your recipient gets between AED 3,426.88 and AED 3,676.30, depending on the provider and how you send. Comparing can get them AED 249.42 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.
What is the USD to AED exchange rate today?
The mid-market rate is AED 3.6725 per USD. Providers' rates run from AED 3.5653 to AED 3.6763.
Can I get a better rate than the mid-market USD to AED rate?
Yes. MoneyGram, Wise and Revolut offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.
Exchange rate or fee: what matters more when you send money to UAE?
At USD 200, the typical fee is 2.50% of the amount, and the typical exchange rate has a markup of 0.60%. At USD 5,000, the typical fee is 0.12% of the amount, and the typical exchange rate has a markup of 0.57%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.
Does sending more money to UAE lower the cost?
Yes. The typical total cost is 3.24% at USD 200, 1.49% at USD 1,000 and 1.18% at USD 5,000. Cambridge Currencies, Currency Solutions, Rutland FX and TorFX give a better exchange rate on larger transfers.
Which payment method is cheapest for sending money from USA to UAE?
Paying in Cash has the lowest typical total cost at USD 1,000 (−0.10%), and paying by Credit Card the highest (3.98%). On USD 1,000, that difference is worth about AED 150 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.
Is Debit Card cheaper than Credit Card for sending money to UAE?
Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.49%, compared with 3.98% paying by Credit Card. On USD 1,000, that difference is worth about AED 91 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.
Which delivery method is cheapest for sending money to UAE from USA?
Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (1.19%), and receiving as Cash Pickup the highest (2.38%). On USD 1,000, that difference is worth about AED 44 more to your recipient. The providers giving your recipient the most when receiving in a Bank Account are MoneyGram, Western Union and Regency FX.
Is Bank Account cheaper than Cash Pickup for sending money to UAE?
Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.19%, compared with 2.38% receiving as Cash Pickup. On USD 1,000, that difference is worth about AED 44 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.
How can I send cash to UAE from USA?
MoneyGram, Ria Money Transfer, Western Union and WorldRemit offer Cash Pickup in UAE. By published times, Cash Pickup can be ready instantly with MoneyGram.
What is the fastest way to send money to UAE?
By their published times, MoneyGram delivers fastest, instantly.
Can I send money from USA to UAE instantly?
Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is AED 3,676.30, with MoneyGram (paying by Debit Card, received in a Bank Account).
How much money can I send to UAE from USA?
Each provider sets its own limits. The lowest published maximum is USD 2,999, and 10 of 17 providers publish no maximum. Checks and the rules in both countries also apply.
Can I send money to UAE without fees?
Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Rutland FX, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.
Which providers send money from USA to UAE?
RemitFinder compares 17 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, OFX, Panda Remit, Regency FX, Remitly, Revolut, Ria Money Transfer, Rutland FX, TorFX, Western Union, Wise, WorldRemit and XE Money Transfer.
Which app is best to send money to UAE?
It depends on your amount and how you pay. RemitFinder compares 17 providers and ranks every way to send for the amount you enter.
Why do providers charge different amounts to send money to UAE?
Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 6 providers that offer more than one way to pay change the rate with it.
Latest Exchange Rates for Sending Money to UAE from USA
Here are some latest USD to AED (US Dollar to United Arab Emirates Dirham) exchange rates for popular conversion amounts*.
| 1 USD | 3.67 AED |
| 5 USD | 18.36 AED |
| 10 USD | 36.73 AED |
| 25 USD | 91.81 AED |
| 50 USD | 183.63 AED |
| 100 USD | 367.25 AED |
| 150 USD | 550.88 AED |
| 200 USD | 734.50 AED |
| 250 USD | 918.13 AED |
| 300 USD | 1,101.75 AED |
| 400 USD | 1,469.00 AED |
| 500 USD | 1,836.25 AED |
| 600 USD | 2,203.50 AED |
| 700 USD | 2,570.75 AED |
| 800 USD | 2,938.00 AED |
| 1000 USD | 3,672.50 AED |
| 1500 USD | 5,508.75 AED |
| 2000 USD | 7,345.00 AED |
| 2500 USD | 9,181.25 AED |
| 3000 USD | 11,017.50 AED |
| 4000 USD | 14,690.00 AED |
| 5000 USD | 18,362.50 AED |
| 10000 USD | 36,725.00 AED |
| 15000 USD | 55,087.50 AED |
| 20000 USD | 73,450.00 AED |
| 30000 USD | 110,175.00 AED |
| 40000 USD | 146,900.00 AED |
| 50000 USD | 183,625.00 AED |
| 100000 USD | 367,250.00 AED |
*Based on the Mid-market Exchange Rate

















