Best Way to Send Money to Puerto Rico from Canada (CAD to USD)

Sending money from Canada to Puerto Rico: what today's data shows

RemitFinder compares 13 providers and 35 ways to send money from Canada to Puerto Rico. The mid-market rate is USD 0.7168 per CAD. 6 providers have no-fee options. The fastest published delivery is about 2 hours.

🧭 What is the best way to send money to Puerto Rico from Canada?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 13 providers offering 35 ways to send Canadian Dollar (CAD) to US Dollar (USD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 13 providers, followed by Cash Pickup (2).

💱 How to get the best CAD to USD exchange rate?

The mid-market Canadian Dollar to US Dollar rate today is USD 0.7168 per CAD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, CAD 1,000 is USD 716.80, and each 1% of markup costs about USD 7.17.

• 📊 Rates run from USD 0.6989 to USD 0.7207 per CAD across all amounts. The top three rates are from Remitly (USD 0.7207 for transfers up to CAD 20,000), Wise (USD 0.7168 for transfers of CAD 2.66 to CAD 1,000,000) and XE Money Transfer (USD 0.7168 for transfers up to CAD 100).
• 📏 Typical markup: 0.35%. The median provider's best rate is 0.35% below the mid-market rate.
• ✅ Remitly offers a rate above the mid-market rate on some amounts.
• 📈 Bigger transfers get better rates with 2 providers.
  • Currency Solutions gives USD 0.7143 per CAD for transfers from CAD 1,000,000, compared with USD 0.7114 for transfers up to CAD 250,000.
  • TorFX gives USD 0.7155 per CAD for transfers from CAD 200,001, compared with USD 0.7068 for transfers up to CAD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.35% below the mid-market rate for money received in a Bank Account and 2.11% below it as Cash Pickup.

💸 What is the cheapest way to send money to Puerto Rico from Canada?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, Key Currency, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Canada to Puerto Rico through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 13 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Puerto Rico.

⚡ How to send money from Canada to Puerto Rico fast?

The fastest published delivery arrives in about 2 hours, with Airwallex (Bank Account).

By the times providers publish, money can arrive in about 2 hours in a Bank Account. Where no time is published, money typically arrives as Cash Pickup within 2 hours.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 18 hours when you pay by Credit Card, compared with about 2 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Puerto Rico from Canada?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Remitly, Wise and XE Money Transfer offer the highest exchange rates, from USD 0.7168 to USD 0.7207 per CAD.
• 🔀 Ria Money Transfer offers the most ways to send (8), followed by Western Union (8) and Wise (5).
• 💵 Ria Money Transfer and Western Union offer Cash Pickup in Puerto Rico.
• 🆓 6 providers have no-fee options.
• ⚡ Airwallex publishes the fastest delivery: about 2 hours.
• 🎁 6 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex CAD to USD exchange rate today

• 💱 Airwallex's Canadian Dollar to US Dollar exchange rate is USD 0.7133 per CAD, 0.49% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions CAD to USD exchange rate today

• 💱 Currency Solutions' Canadian Dollar to US Dollar exchange rate runs from USD 0.7114 to USD 0.7143 per CAD. Its best rate applies to transfers from CAD 1,000,000 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from CAD 50,000 per transfer.

CurrencyFair CAD to USD exchange rate today

• 💱 CurrencyFair's Canadian Dollar to US Dollar exchange rate is USD 0.7122 per CAD, 0.64% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for CAD to USD transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts CAD 100 to CAD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency CAD to USD exchange rate today

• 💱 Key Currency's Canadian Dollar to US Dollar exchange rate is USD 0.7161 per CAD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from CAD 9,410.50 per transfer.

KOHO CAD to USD exchange rate today

• 💱 KOHO's Canadian Dollar to US Dollar exchange rate is USD 0.7167 per CAD, 0.01% below the mid-market rate.
• 💸 KOHO charges CAD 3.72.
• 🏦 With KOHO, you pay from a Bank Account, by Debit Card or by Interac e-transfer, and your recipient gets the money in a Bank Account.
• ⏱️ With KOHO, money arrives in a Bank Account in about 2 days.
• 📏 KOHO accepts CAD 10 to CAD 5,000 per transfer.
• 🎁 RemitFinder exclusive for KOHO: Refer a friend to earn up to CAD 100.

OFX CAD to USD exchange rate today

• 💱 OFX's Canadian Dollar to US Dollar exchange rate is USD 0.7125 per CAD, 0.60% below the mid-market rate.
• 💸 OFX's fee is not published for CAD to USD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Remitly CAD to USD exchange rate today

• 💱 Remitly's Canadian Dollar to US Dollar exchange rate is USD 0.7207 per CAD, 0.54% above the mid-market rate.
• 💸 Remitly's fee is not published for CAD to USD transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to CAD 20,000 per transfer.

Ria Money Transfer CAD to USD exchange rate today

• 💱 Ria Money Transfer's Canadian Dollar to US Dollar exchange rate runs from USD 0.6989 to USD 0.7029 per CAD. Its best rate applies to transfers of CAD 100 to CAD 5,000 and is 1.94% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts CAD 100 to CAD 49,999 per transfer.

TorFX CAD to USD exchange rate today

• 💱 TorFX's Canadian Dollar to US Dollar exchange rate runs from USD 0.7068 to USD 0.7155 per CAD. Its best rate applies to transfers of CAD 200,001 to CAD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to CAD 999,999,999 per transfer.

Western Union CAD to USD exchange rate today

• 💱 Western Union's Canadian Dollar to US Dollar exchange rate runs from USD 0.7045 to USD 0.7081 per CAD. Its best rate applies to transfers up to CAD 30,000 and is 1.21% below the mid-market rate.
• 💸 Western Union charges no fee when you pay from a Bank Account, by Debit Card or with Google Pay and 3% when you pay by Credit Card.
• 🏦 With Western Union, you pay from a Bank Account, by Credit Card, by Debit Card or with Google Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn CAD 20; Get first transfer free in Canada.

Wise CAD to USD exchange rate today

• 💱 Wise's Canadian Dollar to US Dollar exchange rate is USD 0.7168 per CAD, the same as the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, by Interac e-transfer or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 18 hours.
• 📏 Wise accepts CAD 2.34 to CAD 1,000,000 per transfer.

WorldRemit CAD to USD exchange rate today

• 💱 WorldRemit's Canadian Dollar to US Dollar exchange rate is USD 0.7024 per CAD, 2.01% below the mid-market rate.
• 💸 WorldRemit charges CAD 3.99.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn CAD 30.

XE Money Transfer CAD to USD exchange rate today

• 💱 XE Money Transfer's Canadian Dollar to US Dollar exchange rate runs from USD 0.7099 to USD 0.7168 per CAD. Its best rate applies to transfers up to CAD 100 and is the same as the mid-market rate.
• 💸 XE Money Transfer charges no fee when you pay from a Bank Account, 0.9% when you pay by Credit Card and 0.3% when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn CAD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Canada to Puerto Rico

1. Compare providers. RemitFinder lists 13 providers and 35 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Interac e-transfer, by Credit Card, by Debit Card, with Apple Pay or with Google Pay.
3. Choose how your recipient gets the money. Bank Account (13 providers) or Cash Pickup (2 providers).
4. Check the limits. Published maximums start at CAD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Puerto Rico.
7. Pay and track the transfer. The fastest published delivery arrives in about 2 hours. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Puerto Rico from Canada

These FAQs use data from RemitFinder's live comparison of 13 providers for Canada to Puerto Rico money transfers.

• How do I send money from Canada to Puerto Rico?

  Compare 13 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Puerto Rico from Canada?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Puerto Rico?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the CAD to USD exchange rate today?

  The mid-market rate is USD 0.7168 per CAD. Providers' rates run from USD 0.6989 to USD 0.7207.

• Can I get a better rate than the mid-market CAD to USD rate?

  Yes. Remitly offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Puerto Rico from Canada?

  Ria Money Transfer and Western Union offer Cash Pickup in Puerto Rico. Cash Pickup is typically ready within 2 hours.

• What is the fastest way to send money to Puerto Rico?

  By their published times, Airwallex delivers fastest, in about 2 hours.

• Can I send money from Canada to Puerto Rico instantly?

  Not by published times. The fastest published delivery is about 2 hours.

• How much money can I send to Puerto Rico from Canada?

  Each provider sets its own limits. The lowest published maximum is CAD 5,000, and 7 of 13 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Puerto Rico without fees?

  Yes, with Airwallex, Currency Solutions, Key Currency, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Canada to Puerto Rico?

  RemitFinder compares 13 providers: Airwallex, Currency Solutions, CurrencyFair, Key Currency, KOHO, OFX, Remitly, Ria Money Transfer, TorFX, Western Union, Wise, WorldRemit and XE Money Transfer.

• Which app is best to send money to Puerto Rico?

  It depends on your amount and how you pay. RemitFinder compares 13 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Puerto Rico?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.