Best Way to Send Money to Poland from Netherlands (EUR to PLN)

Sending money from Netherlands to Poland: what today's data shows

RemitFinder compares 19 providers and 59 ways to send money from Netherlands to Poland. The mid-market rate is PLN 4.384 per EUR. 10 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Poland from Netherlands?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 19 providers offering 59 ways to send Euro (EUR) to Polish Zloty (PLN).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 16 providers, followed by Debit Card (4) and Cash Pickup (3).

💱 How to get the best EUR to PLN exchange rate?

The mid-market Euro to Polish Zloty rate today is PLN 4.384 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is PLN 4,384.00, and each 1% of markup costs about PLN 43.84.

• 📊 Rates run from PLN 1.1033 to PLN 4.4121 per EUR across all amounts. The top three rates are from Wise (PLN 4.4121 for transfers of EUR 1.24 to EUR 1,000,000), XE Money Transfer (PLN 4.4007 for transfers up to EUR 30,000) and MoneyGram (PLN 4.3883 for transfers up to EUR 1,000).
• 📏 Typical markup: 0.18%. The median provider's best rate is 0.18% below the mid-market rate.
• ✅ 4 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Panda Remit, Wise and XE Money Transfer.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives PLN 4.3796 per EUR for transfers from EUR 25,001, compared with PLN 4.373 for transfers up to EUR 5,000.
  • Currency Solutions gives PLN 4.3687 per EUR for transfers from EUR 150,001, compared with PLN 4.3511 for transfers up to EUR 25,000.
  • TorFX gives PLN 4.3761 per EUR for transfers from EUR 200,001, compared with PLN 4.3226 for transfers up to EUR 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.12% below the mid-market rate for money received in a Bank Account, 1.71% below it on a Debit Card and 2.01% below it as Cash Pickup.

💸 What is the cheapest way to send money to Poland from Netherlands?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Netherlands to Poland through a bank?

18 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 16 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 15 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Poland.

⚡ How to send money from Netherlands to Poland fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive in about 15 minutes in a Bank Account and instantly on a Debit Card or as Cash Pickup.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Poland from Netherlands?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, XE Money Transfer and MoneyGram offer the highest exchange rates, from PLN 4.3883 to PLN 4.4121 per EUR.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by MoneyGram (8) and Profee (6).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland.
• 🆓 10 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 7 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to PLN exchange rate today

• 💱 Airwallex's Euro to Polish Zloty exchange rate is PLN 4.3629 per EUR, 0.48% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies EUR to PLN exchange rate today

• 💱 Cambridge Currencies' Euro to Polish Zloty exchange rate runs from PLN 4.373 to PLN 4.3796 per EUR. Its best rate applies to transfers from EUR 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions EUR to PLN exchange rate today

• 💱 Currency Solutions' Euro to Polish Zloty exchange rate runs from PLN 4.3511 to PLN 4.3687 per EUR. Its best rate applies to transfers from EUR 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from EUR 1,000 per transfer.

CurrencyFair EUR to PLN exchange rate today

• 💱 CurrencyFair's Euro to Polish Zloty exchange rate is PLN 4.381 per EUR, 0.07% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for EUR to PLN transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts EUR 100 to EUR 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Dahabshiil EUR to PLN exchange rate today

• 💱 Dahabshiil's Euro to Polish Zloty exchange rate is PLN 4.3089 per EUR, 1.71% below the mid-market rate.
• 💸 Dahabshiil charges EUR 2.98 (1.1% + EUR 0.99 from EUR 200) when you pay from a Bank Account, by Credit Card or by Debit Card and EUR 1.99 (1.1% from EUR 200) when you pay by Mobile Wallet.
• 🏦 With Dahabshiil, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money on a Debit Card.
• ⏱️ With Dahabshiil, money arrives on a Debit Card typically in 1–2 days.
• 📏 Dahabshiil accepts transfers from EUR 12 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Key Currency EUR to PLN exchange rate today

• 💱 Key Currency's Euro to Polish Zloty exchange rate is PLN 4.3796 per EUR, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from EUR 5,993 per transfer.

MoneyGram EUR to PLN exchange rate today

• 💱 MoneyGram's Euro to Polish Zloty exchange rate runs from PLN 1.1033 to PLN 4.3883 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 0.10% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to EUR 7,000 per transfer.

OFX EUR to PLN exchange rate today

• 💱 OFX's Euro to Polish Zloty exchange rate is PLN 4.3783 per EUR, 0.13% below the mid-market rate.
• 💸 OFX's fee is not published for EUR to PLN transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit EUR to PLN exchange rate today

• 💱 Panda Remit's Euro to Polish Zloty exchange rate is PLN 4.3855 per EUR, 0.03% above the mid-market rate.
• 💸 Panda Remit charges EUR 5.99.
• 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card or by Panda Remit Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
• 📏 Panda Remit accepts EUR 100 to EUR 2,500 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee EUR to PLN exchange rate today

• 💱 Profee's Euro to Polish Zloty exchange rate is PLN 4.2781 per EUR, 2.42% below the mid-market rate.
• 💸 Profee charges 0.1% + EUR 1.20 when you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA and 1.25% + EUR 1.19 when you pay by Klarna.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money on a Debit Card.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from EUR 1.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX EUR to PLN exchange rate today

• 💱 Regency FX's Euro to Polish Zloty exchange rate is PLN 4.3796 per EUR, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly EUR to PLN exchange rate today

• 💱 Remitly's Euro to Polish Zloty exchange rate is PLN 4.3655 per EUR, 0.42% below the mid-market rate.
• 💸 Remitly's fee is not published for EUR to PLN transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to PLN exchange rate today

• 💱 Ria Money Transfer's Euro to Polish Zloty exchange rate runs from PLN 4.35 to PLN 4.3522 per EUR. Its best rate applies to transfers of EUR 100 to EUR 5,000 and is 0.73% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000) when you pay from a Bank Account, with Google Pay or with Apple Pay and EUR 1.50 when you pay by Credit Card or by Debit Card.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 30,000 per transfer.

Skrill Money Transfer EUR to PLN exchange rate today

• 💱 Skrill Money Transfer's Euro to Polish Zloty exchange rate is PLN 4.2018 per EUR, 4.16% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts EUR 2 to EUR 10,000 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get EUR 5 bonus for first transfer.

TalkRemit EUR to PLN exchange rate today

• 💱 TalkRemit's Euro to Polish Zloty exchange rate is PLN 4.3089 per EUR, 1.71% below the mid-market rate.
• 💸 TalkRemit charges EUR 2.98 (1.1% + EUR 0.99 from EUR 200) when you pay from a Bank Account, by Credit Card or by Debit Card and EUR 1.99 (1.1% from EUR 200) when you pay by Mobile Wallet.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money on a Debit Card.
• ⏱️ With TalkRemit, money arrives on a Debit Card typically in 1–2 days.
• 📏 TalkRemit accepts EUR 12 to EUR 100,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

TorFX EUR to PLN exchange rate today

• 💱 TorFX's Euro to Polish Zloty exchange rate runs from PLN 4.3226 to PLN 4.3761 per EUR. Its best rate applies to transfers of EUR 200,001 to EUR 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to EUR 999,999,999 per transfer.

Western Union EUR to PLN exchange rate today

• 💱 Western Union's Euro to Polish Zloty exchange rate runs from PLN 4.2959 to PLN 4.3188 per EUR. Its best rate applies to all amounts and is 1.49% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and 0.5% + EUR 2.49 (0.8% + EUR 1.99 from EUR 300.01, EUR 25.99 from EUR 3,000) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and 0.5% + EUR 2.49 (0.8% + EUR 1.99 from EUR 300.01, EUR 25.99 from EUR 3,000) when your recipient gets the money as Cash Pickup. When you pay by SoFort, Western Union charges no fee when your recipient gets the money in a Bank Account and 0.5% + EUR 2.49 (0.8% + EUR 1.99 from EUR 300.01, EUR 25.99 from EUR 3,000) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Wise EUR to PLN exchange rate today

• 💱 Wise's Euro to Polish Zloty exchange rate is PLN 4.4121 per EUR, 0.64% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by iDeal, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 2 days.
• 📏 Wise accepts EUR 1.24 to EUR 1,000,000 per transfer.

XE Money Transfer EUR to PLN exchange rate today

• 💱 XE Money Transfer's Euro to Polish Zloty exchange rate runs from PLN 4.3697 to PLN 4.4007 per EUR. Its best rate applies to transfers up to EUR 30,000 and is 0.38% above the mid-market rate.
• 💸 XE Money Transfer charges EUR 4 (no fee from EUR 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Netherlands to Poland

1. Compare providers. RemitFinder lists 19 providers and 59 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Trustly, by iDeal, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, by Panda Remit Wallet or by Mobile Wallet.
3. Choose how your recipient gets the money. Bank Account (16 providers), Debit Card (4 providers) or Cash Pickup (3 providers), including Most Banks.
4. Check the limits. Published maximums start at EUR 2,500 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Poland.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Poland from Netherlands

These FAQs use data from RemitFinder's live comparison of 19 providers for Netherlands to Poland money transfers.

• How do I send money from Netherlands to Poland?

  Compare 19 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Poland from Netherlands?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Poland?

  10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to PLN exchange rate today?

  The mid-market rate is PLN 4.384 per EUR. Providers' rates run from PLN 1.1033 to PLN 4.4121.

• Can I get a better rate than the mid-market EUR to PLN rate?

  Yes. Four providers, led by Wise, XE Money Transfer and MoneyGram, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Poland from Netherlands?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Poland?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Netherlands to Poland instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to Poland from Netherlands?

  Each provider sets its own limits. The lowest published maximum is EUR 2,500, and 10 of 19 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Poland without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Netherlands to Poland?

  RemitFinder compares 19 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Dahabshiil, Key Currency, MoneyGram, OFX, Panda Remit, Profee, Regency FX, Remitly, Ria Money Transfer, Skrill Money Transfer, TalkRemit, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Poland?

  It depends on your amount and how you pay. RemitFinder compares 19 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Poland?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.