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Portugal
Peru
EUR

📈 Portugal to Peru Money Transfer Snapshot Today

  • Most PEN received for EUR 1,000 today: ≈ PEN 3,866.33ⓘ Includes an estimated fee. Remitly does not publish its fee, so we have estimated it from the fees other providers publish. with Remitly (Bank Account → Bank Account)
  • Best EUR to PEN exchange rate today: PEN 3.8764, offered by Remitly
  • Number of money transfer providers compared: 13 providers offering 58 ways to send
  • Exchange rate range: PEN 3.8764 to PEN 3.7390
  • Potential savings on EUR 1,000: up to ≈ PEN 157.24ⓘ Includes an estimated fee. Not every provider publishes its fee, so we have estimated the missing ones from the fees other providers publish. , fees included
  • Zero fee transfers: 7 of 13 providers charge no fee for EUR 1,000
  • Number of deals and promo codes: 7, all exclusive to RemitFinder
  • Mid-marketⓘ The mid-market exchange rate (also called the interbank rate) is the real EUR to PEN exchange rate before providers add their margin or fees. exchange rate: 1 EUR = PEN 3.8706 (Updated about 1 hours ago)

See detailed Portugal to Peru money transfer comparison below.

Portugal to Peru money transfer providers that matched the search criteria

(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about Remitly
1,000 EUR =
≈3 866.33 PENⓘ This provider does not publish its fee. We have estimated it from the average fee other providers charge for the same payment and delivery methods.
Total cost ≈ 1.10 EUR (0.11%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 Special exchange rate applied for first transfer

(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about MoneyGram
1,000 EUR =
3 854.30 PEN
Total cost 4.21 EUR (0.42%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Instarem
1,000 EUR =
3 852.80 PEN
Total cost 4.60 EUR (0.46%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ ( )★★ ( )★★ ( )★★ ( )★★
Read more about Sendwave
1,000 EUR =
3 844.23 PEN
Total cost 6.82 EUR (0.68%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Taptap Send
1,000 EUR =
3 820.00 PEN
Total cost 13.07 EUR (1.31%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Airwallex
1,000 EUR =
3 808.60 PEN
Total cost 16.02 EUR (1.60%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 B2B transfers only

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Panda Remit
1,000 EUR =
3 806.66 PEN
Total cost 16.58 EUR (1.66%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 Special exchange rate applied for first transfer

(*)★★ (*)★★ (*)★★ ( )★★ ( )★★
Read more about XE Money Transfer
1,000 EUR =
3 806.10 PEN
Total cost 16.66 EUR (1.67%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 New! Cash pickup available

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Profee
1,000 EUR =
3 799.02 PEN
Total cost 18.53 EUR (1.85%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 Get promotional rate on your first transfer

(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Western Union
1,000 EUR =
3 793.40 PEN
Total cost 20.01 EUR (2.00%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about WorldRemit
1,000 EUR =
3 775.10 PEN
Total cost 24.67 EUR (2.47%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

📢 Special exchange rate applied for first transfer

(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
Read more about OFX
1,000 EUR =
≈3 755.82 PENⓘ This provider does not publish its fee. We have estimated it from the average fee other providers charge for the same payment and delivery methods.
Total cost ≈ 29.72 EUR (2.97%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
Read more about Ria Money Transfer
1,000 EUR =
3 709.09 PEN
Total cost 42.00 EUR (4.20%) ⓘ Everything this transfer costs you: the fee plus the exchange rate markup, compared with the mid-market rate.

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💡What these rates mean for sending money to Peru from Portugal today

Compare top-rated money transfer providers to find the best way to remit money to Peru from Portugal. Check today's EUR to PEN exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.

RemitFinder compared 13 providers offering 58 ways to send for Portugal to Peru money transfers today. Here is what the competition looks like right now:

Today's Most Competitive Providers to Transfer Money to Peru from Portugal

🥇 Remitly with ≈ PEN 3,866.33ⓘ Includes an estimated fee. Remitly does not publish its fee, so we have estimated it from the fees other providers publish. for EUR 1,000 (most PEN received today).

🥈 MoneyGram offering PEN 3,854.30.

🥉 Instarem & Sendwave are also offering good value on EUR-PEN transfers today.

The 13 providers compared today offer exchange rates from PEN 3.7390 to PEN 3.8764. Once fees are included, a EUR 1,000 transfer from Portugal to Peru delivers between PEN 3,709.09 and ≈ PEN 3,866.33ⓘ Includes an estimated fee. Not every provider publishes its fee, so we have estimated the missing ones from the fees other providers publish. . That means up to ≈ PEN 157.24 more for your recipient — simply by choosing the right provider.

How you pay matters too: paying by Klarna instead of Bank Account costs PEN 43.75 more with Profee, for the same Bank Account delivery.

Euro to Peruvian Nuevo Sol exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much PEN your recipient receives in Peru.

Compare the providers above to maximize every EUR you send to Peru. The provider that pays the most for Euro to Peruvian Nuevo Sol transfers changes daily, so comparing today matters.


🔄 Looking for the reverse corridor? Send money from Peru to Portugal instead.

Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Portugal.




Sending money from Portugal to Peru: what today's data shows

RemitFinder compares 13 providers and 58 ways to send money from Portugal to Peru. The mid-market rate is PEN 3.8706 per EUR. 7 providers have no-fee options. The fastest published delivery is instant.


🧭 What is the best way to send money to Peru from Portugal?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 13 providers offering 58 ways to send Euro (EUR) to Peruvian Nuevo Sol (PEN).


🔀 Ways to receive:

Receive byProviders
Bank Account12
Cash Pickup6
Mobile Wallet4
Debit Card2

Bank Account is the most widely offered way to receive, with 12 providers, followed by Cash Pickup (6), Mobile Wallet (4) and Debit Card (2).


💱 How to get the best EUR to PEN exchange rate?

The mid-market Euro to Peruvian Nuevo Sol rate today is PEN 3.8706 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is PEN 3,870.60, and each 1% of markup costs about PEN 38.71.

  • 📊 Rates run from PEN 1.0977 to PEN 3.8764 per EUR across all amounts. The top three rates are from Remitly (PEN 3.8764 for transfers up to EUR 20,000), MoneyGram (PEN 3.8543 for transfers up to EUR 1,000) and Instarem (PEN 3.8528).
  • 📏 Typical markup: 1.60%. The median provider's best rate is 1.60% below the mid-market rate.
  • ✅ Remitly offers a rate above the mid-market rate on some amounts.

How your recipient gets the money changes the rate. The median provider's best rate is 0.90% below the mid-market rate for money received in a Mobile Wallet, 1.45% below it in a Bank Account, 2.05% below it on a Debit Card and 2.33% below it as Cash Pickup.


💸 What is the cheapest way to send money to Peru from Portugal?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

  • 🆓 7 providers charge no fee on some ways to send or some amounts: Airwallex, Instarem, MoneyGram, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

🏦 How to send money from Portugal to Peru through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 12 providers.

  • ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 15 minutes.
  • 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Peru.


⚡ How to send money from Portugal to Peru fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

Receive byTypicallyFastest published (top 3)
Bank Account2–4 days
  1. Panda Remit about 15 minutes
  2. MoneyGram within 30 minutes
  3. Airwallex about 2 hours
Cash Pickupwithin 2 hours
  1. MoneyGram instant
Mobile Walletwithin 30 minutes
  1. MoneyGram within 30 minutes
Debit Card1–2 daysnot published

By the times providers publish, money can arrive in about 15 minutes in a Bank Account, instantly as Cash Pickup and within 30 minutes in a Mobile Wallet. Where no time is published, money typically arrives on a Debit Card in 1–2 days.

  • ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.


🏆 Which are the best money transfer companies to send money to Peru from Portugal?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

  • 💱 Remitly, MoneyGram and Instarem offer the highest exchange rates, from PEN 3.8528 to PEN 3.8764 per EUR.
  • 🔀 Profee offers the most ways to send (12), followed by Ria Money Transfer (10) and MoneyGram (9).
  • 💵 MoneyGram, Ria Money Transfer, Sendwave, Taptap Send, Western Union and WorldRemit offer Cash Pickup in Peru.
  • 🆓 7 providers have no-fee options.
  • ⚡ MoneyGram publishes the fastest delivery: instant.
  • 🎁 5 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to PEN exchange rate today

  • 💱 Airwallex's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8086 per EUR, 1.60% below the mid-market rate.
  • 💸 Airwallex charges no fee.
  • 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Instarem EUR to PEN exchange rate today

  • 💱 Instarem's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8528 per EUR, 0.46% below the mid-market rate.
  • 💸 Instarem charges no fee.
  • 🏦 With Instarem, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Instarem, money arrives in a Bank Account within 2 days.

MoneyGram EUR to PEN exchange rate today

  • 💱 MoneyGram's Euro to Peruvian Nuevo Sol exchange rate runs from PEN 1.0977 to PEN 3.8543 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 0.42% below the mid-market rate.
  • 💸 MoneyGram charges no fee.
  • 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
  • ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
  • 📏 MoneyGram accepts up to EUR 6,860 per transfer.

OFX EUR to PEN exchange rate today

  • 💱 OFX's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.7656 per EUR, 2.71% below the mid-market rate.
  • 💸 OFX's fee is not published for EUR to PEN transfers, so amounts here include an estimated fee.
  • 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
  • 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit EUR to PEN exchange rate today

  • 💱 Panda Remit's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8296 per EUR, 1.06% below the mid-market rate.
  • 💸 Panda Remit charges EUR 5.99.
  • 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card or by Panda Remit Wallet, and your recipient gets the money in a Bank Account.
  • ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
  • 📏 Panda Remit accepts EUR 100 to EUR 3,000 per transfer.
  • 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee EUR to PEN exchange rate today

  • 💱 Profee's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8074 per EUR, 1.63% below the mid-market rate.
  • 💸 Profee charges 0.1% + EUR 1.20 when you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA and 1.25% + EUR 1.19 when you pay by Klarna.
  • 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money in a Bank Account or on a Debit Card.
  • ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days and on a Debit Card typically in 1–2 days.
  • 📏 Profee accepts transfers from EUR 1.20 per transfer.
  • 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Remitly EUR to PEN exchange rate today

  • 💱 Remitly's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8764 per EUR, 0.15% above the mid-market rate.
  • 💸 Remitly's fee is not published for EUR to PEN transfers, so amounts here include an estimated fee.
  • 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
  • ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
  • 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to PEN exchange rate today

  • 💱 Ria Money Transfer's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.739 per EUR, 3.40% below the mid-market rate.
  • 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000).
  • 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
  • ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
  • 📏 Ria Money Transfer accepts EUR 100 to EUR 5,000 per transfer.

Sendwave EUR to PEN exchange rate today

  • 💱 Sendwave's Euro to Peruvian Nuevo Sol exchange rate runs from PEN 3.8367 to PEN 3.8519 per EUR. Its best rate applies to all amounts and is 0.48% below the mid-market rate.
  • 💸 Sendwave charges EUR 1.99.
  • 🏦 With Sendwave, you pay from a Bank Account, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
  • ⏱️ With Sendwave, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
  • 🎁 RemitFinder exclusive for Sendwave: Get USD 10 credit for first transfer.

Taptap Send EUR to PEN exchange rate today

  • 💱 Taptap Send's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.82 per EUR, 1.31% below the mid-market rate.
  • 💸 When you pay by Debit Card, Taptap Send charges EUR 0.99 when your recipient gets the money in a Bank Account, EUR 4.99 when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet.
  • 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
  • ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
  • 📏 Taptap Send accepts up to EUR 160,000 per transfer.

Western Union EUR to PEN exchange rate today

  • 💱 Western Union's Euro to Peruvian Nuevo Sol exchange rate runs from PEN 3.7313 to PEN 3.8086 per EUR. Its best rate applies to all amounts and is 1.60% below the mid-market rate.
  • 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay by SoFort, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup.
  • 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
  • ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

WorldRemit EUR to PEN exchange rate today

  • 💱 WorldRemit's Euro to Peruvian Nuevo Sol exchange rate runs from PEN 3.7519 to PEN 3.7751 per EUR. Its best rate applies to all amounts and is 2.47% below the mid-market rate.
  • 💸 When you pay from a Bank Account, WorldRemit charges EUR 2.99 when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money on a Debit Card.
  • 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money as Cash Pickup or on a Debit Card.
  • ⏱️ With WorldRemit, money arrives as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
  • 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn EUR 25.

XE Money Transfer EUR to PEN exchange rate today

  • 💱 XE Money Transfer's Euro to Peruvian Nuevo Sol exchange rate is PEN 3.8061 per EUR, 1.67% below the mid-market rate.
  • 💸 XE Money Transfer charges EUR 4 (no fee from EUR 1,000).
  • 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
  • ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
  • 📏 XE Money Transfer accepts up to EUR 100,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.



🪜 Step by step guide to send money from Portugal to Peru

  1. Compare providers. RemitFinder lists 13 providers and 58 ways to send; the cards above rank them for your amount.
  2. Choose how to pay. You can pay from a Bank Account, by Trustly, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Google Pay, by Panda Remit Wallet or with Apple Pay.
  3. Choose how your recipient gets the money. Bank Account (12 providers), Cash Pickup (6 providers), Mobile Wallet (4 providers) or Debit Card (2 providers), including YAPE, PLIN, Dale, Jet Peru Cash Pickup, Luqea, Plin, Prexpe and Yape.
  4. Check the limits. Published maximums start at EUR 3,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
  5. Sign up and verify your identity. Providers need ID before your first transfer.
  6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Peru.
  7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.


Frequently Asked Questions: Sending money to Peru from Portugal

These FAQs use data from RemitFinder's live comparison of 13 providers for Portugal to Peru money transfers.

  • How do I send money from Portugal to Peru?

  • What is the best way to send money to Peru from Portugal?

  • What is the cheapest way to send money to Peru?

  • What is the EUR to PEN exchange rate today?

  • Can I get a better rate than the mid-market EUR to PEN rate?

  • How can I send cash to Peru from Portugal?

  • Which mobile wallets can receive money in Peru?

  • What is the fastest way to send money to Peru?

  • Can I send money from Portugal to Peru instantly?

  • How much money can I send to Peru from Portugal?

  • Can I send money to Peru without fees?

  • Which providers send money from Portugal to Peru?

  • Which app is best to send money to Peru?

  • Why do providers charge different amounts to send money to Peru?



Latest Exchange Rates for Sending Money to Peru from Portugal

Here are some latest EUR to PEN (Euro to Peruvian Nuevo Sol) exchange rates for popular conversion amounts*.

1 EUR3.87 PEN
5 EUR19.35 PEN
10 EUR38.71 PEN
25 EUR96.77 PEN
50 EUR193.53 PEN
100 EUR387.06 PEN
150 EUR580.59 PEN
200 EUR774.12 PEN
250 EUR967.65 PEN
300 EUR1,161.18 PEN
400 EUR1,548.24 PEN
500 EUR1,935.30 PEN
600 EUR2,322.36 PEN
700 EUR2,709.42 PEN
800 EUR3,096.48 PEN
1000 EUR3,870.60 PEN
1500 EUR5,805.90 PEN
2000 EUR7,741.20 PEN
2500 EUR9,676.50 PEN
3000 EUR11,611.80 PEN
4000 EUR15,482.40 PEN
5000 EUR19,353.00 PEN
10000 EUR38,706.00 PEN
15000 EUR58,059.00 PEN
20000 EUR77,412.00 PEN
30000 EUR116,118.00 PEN
40000 EUR154,824.00 PEN
50000 EUR193,530.00 PEN
100000 EUR387,060.00 PEN

*Based on the Mid-market Exchange Rateⓘ The mid-market exchange rate (also called the interbank rate) is the real EUR to PEN exchange rate before providers add their margin or fees. . Actual payout may vary based on the chosen money transfer provider.