Best Way to Send Money to Netherlands from Sweden (SEK to EUR)

Sending money from Sweden to Netherlands: what today's data shows

RemitFinder compares 18 providers and 56 ways to send money from Sweden to Netherlands. The mid-market rate is EUR 0.0915 per SEK. 10 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Netherlands from Sweden?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 18 providers offering 56 ways to send Swedish Krona (SEK) to Euro (EUR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 17 providers, followed by Cash Pickup (3), Debit Card (1) and SEPA (1).

💱 How to get the best SEK to EUR exchange rate?

The mid-market Swedish Krona to Euro rate today is EUR 0.0915 per SEK. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SEK 1,000 is EUR 91.50, and each 1% of markup costs about EUR 0.92.

• 📊 Rates run from EUR 0.0871 to EUR 0.0914 per SEK across all amounts. The top three rates are from Cambridge Currencies (EUR 0.0914 for transfers from SEK 25,001), Key Currency (EUR 0.0914 for transfers from SEK 65,685.50) and Regency FX (EUR 0.0914).
• 📏 Typical markup: 1.04%. The median provider's best rate is 1.04% below the mid-market rate.
• 📈 Bigger transfers get better rates with 4 providers.
  • Cambridge Currencies gives EUR 0.0914 per SEK for transfers from SEK 25,001, compared with EUR 0.0913 for transfers up to SEK 5,000.
  • Currency Solutions gives EUR 0.091 per SEK for transfers from SEK 1,000,001, compared with EUR 0.0908 for transfers up to SEK 250,000.
  • TorFX gives EUR 0.0913 per SEK for transfers from SEK 200,001, compared with EUR 0.0902 for transfers up to SEK 2,000.
  • XE Money Transfer gives EUR 0.0901 per SEK for transfers from SEK 300,000, compared with EUR 0.0899 for transfers up to SEK 299,999.99.

How your recipient gets the money changes the rate. The median provider's best rate is 0.87% below the mid-market rate for money received in a Bank Account, 1.86% below it on a Debit Card, 1.86% below it by SEPA and 3.39% below it as Cash Pickup.

💸 What is the cheapest way to send money to Netherlands from Sweden?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Sweden to Netherlands through a bank?

14 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 17 providers or by SEPA with 1 provider.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Netherlands.

⚡ How to send money from Sweden to Netherlands fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account or as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days and by SEPA in 2–4 days.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 12 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Netherlands from Sweden?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Cambridge Currencies, Key Currency and Regency FX offer the highest exchange rates, EUR 0.0914 per SEK.
• 🔀 Western Union offers the most ways to send (10), followed by Profee (8) and Ria Money Transfer (8).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Netherlands.
• 🆓 10 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 6 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex SEK to EUR exchange rate today

• 💱 Airwallex's Swedish Krona to Euro exchange rate is EUR 0.0902 per SEK, 1.42% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies SEK to EUR exchange rate today

• 💱 Cambridge Currencies' Swedish Krona to Euro exchange rate runs from EUR 0.0913 to EUR 0.0914 per SEK. Its best rate applies to transfers from SEK 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions SEK to EUR exchange rate today

• 💱 Currency Solutions' Swedish Krona to Euro exchange rate runs from EUR 0.0908 to EUR 0.091 per SEK. Its best rate applies to transfers from SEK 1,000,001 and is 0.50% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from SEK 20,000 per transfer.

CurrencyFair SEK to EUR exchange rate today

• 💱 CurrencyFair's Swedish Krona to Euro exchange rate is EUR 0.0907 per SEK, 0.87% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for SEK to EUR transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts SEK 100 to SEK 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Dahabshiil SEK to EUR exchange rate today

• 💱 Dahabshiil's Swedish Krona to Euro exchange rate is EUR 0.0893 per SEK, 2.40% below the mid-market rate.
• 💸 Dahabshiil charges SEK 27.98 (1.5% + SEK 0.99 from SEK 3,000) when you pay by Credit Card or by Debit Card and SEK 26.99 (1.5% from SEK 3,000) when you pay by Mobile Wallet.
• 🏦 With Dahabshiil, you pay by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With Dahabshiil, money arrives in a Bank Account typically in 2–4 days.
• 📏 Dahabshiil accepts transfers from SEK 120 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Key Currency SEK to EUR exchange rate today

• 💱 Key Currency's Swedish Krona to Euro exchange rate is EUR 0.0914 per SEK, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from SEK 65,685.50 per transfer.

MoneyGram SEK to EUR exchange rate today

• 💱 MoneyGram's Swedish Krona to Euro exchange rate runs from EUR 0.0871 to EUR 0.0913 per SEK. Its best rate applies to transfers up to SEK 10,000 and is 0.22% below the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.

OFX SEK to EUR exchange rate today

• 💱 OFX's Swedish Krona to Euro exchange rate is EUR 0.0904 per SEK, 1.20% below the mid-market rate.
• 💸 OFX's fee is not published for SEK to EUR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Profee SEK to EUR exchange rate today

• 💱 Profee's Swedish Krona to Euro exchange rate is EUR 0.0898 per SEK, 1.86% below the mid-market rate.
• 💸 Profee charges 1.5% + SEK 13.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money on a Debit Card or by SEPA.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days and by SEPA typically in 2–4 days.
• 📏 Profee accepts transfers from SEK 13.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX SEK to EUR exchange rate today

• 💱 Regency FX's Swedish Krona to Euro exchange rate is EUR 0.0914 per SEK, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly SEK to EUR exchange rate today

• 💱 Remitly's Swedish Krona to Euro exchange rate is EUR 0.0911 per SEK, 0.44% below the mid-market rate.
• 💸 Remitly's fee is not published for SEK to EUR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to SEK 20,000 per transfer.

Ria Money Transfer SEK to EUR exchange rate today

• 💱 Ria Money Transfer's Swedish Krona to Euro exchange rate runs from EUR 0.0884 to EUR 0.0888 per SEK. Its best rate applies to transfers of SEK 100 to SEK 300,000 and is 2.95% below the mid-market rate.
• 💸 Ria Money Transfer charges SEK 19 (SEK 39 from SEK 1,000.01).
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts SEK 100 to SEK 300,000 per transfer.

Skrill Money Transfer SEK to EUR exchange rate today

• 💱 Skrill Money Transfer's Swedish Krona to Euro exchange rate is EUR 0.0886 per SEK, 3.17% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts SEK 21.92 to SEK 109,605 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get SEK 50 bonus for first transfer.

TalkRemit SEK to EUR exchange rate today

• 💱 TalkRemit's Swedish Krona to Euro exchange rate is EUR 0.0893 per SEK, 2.40% below the mid-market rate.
• 💸 TalkRemit charges SEK 27.98 (1.5% + SEK 0.99 from SEK 3,000) when you pay by Credit Card or by Debit Card and SEK 26.99 (1.5% from SEK 3,000) when you pay by Mobile Wallet.
• 🏦 With TalkRemit, you pay by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With TalkRemit, money arrives in a Bank Account typically in 2–4 days.
• 📏 TalkRemit accepts SEK 120 to SEK 1,000,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

TorFX SEK to EUR exchange rate today

• 💱 TorFX's Swedish Krona to Euro exchange rate runs from EUR 0.0902 to EUR 0.0913 per SEK. Its best rate applies to transfers of SEK 200,001 to SEK 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to SEK 999,999,999 per transfer.

Western Union SEK to EUR exchange rate today

• 💱 Western Union's Swedish Krona to Euro exchange rate runs from EUR 0.0882 to EUR 0.0898 per SEK. Its best rate applies to all amounts and is 1.86% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and SEK 20 (SEK 40 from SEK 1,000.01, SEK 50 from SEK 5,000.01) when your recipient gets the money as Cash Pickup. When you pay by Trustly, Western Union charges no fee when your recipient gets the money in a Bank Account and SEK 20 (SEK 40 from SEK 1,000.01, SEK 50 from SEK 5,000.01) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and SEK 20 (SEK 40 from SEK 1,000.01, SEK 50 from SEK 5,000.01) when your recipient gets the money as Cash Pickup. When you pay with Apple Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and SEK 20 (SEK 40 from SEK 1,000.01, SEK 50 from SEK 5,000.01) when your recipient gets the money as Cash Pickup. When you pay with WU Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and SEK 20 (SEK 40 from SEK 1,000.01, SEK 50 from SEK 5,000.01) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, by Trustly, with Google Pay, with Apple Pay or with WU Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Wise SEK to EUR exchange rate today

• 💱 Wise's Swedish Krona to Euro exchange rate is EUR 0.0912 per SEK, 0.33% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, by Trustly or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts SEK 7.41 to SEK 1,000,000 per transfer.

XE Money Transfer SEK to EUR exchange rate today

• 💱 XE Money Transfer's Swedish Krona to Euro exchange rate runs from EUR 0.0899 to EUR 0.0901 per SEK. Its best rate applies to transfers from SEK 300,000 and is 1.53% below the mid-market rate.
• 💸 XE Money Transfer charges SEK 40 (no fee from SEK 10,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Sweden to Netherlands

1. Compare providers. RemitFinder lists 18 providers and 56 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Trustly, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, with WU Pay or by Mobile Wallet.
3. Choose how your recipient gets the money. Bank Account (17 providers), Cash Pickup (3 providers), Debit Card (1 provider) or SEPA (1 provider).
4. Check the limits. Published maximums start at SEK 20,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Netherlands.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Netherlands from Sweden

These FAQs use data from RemitFinder's live comparison of 18 providers for Sweden to Netherlands money transfers.

• How do I send money from Sweden to Netherlands?

  Compare 18 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Netherlands from Sweden?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Netherlands?

  10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the SEK to EUR exchange rate today?

  The mid-market rate is EUR 0.0915 per SEK. Providers' rates run from EUR 0.0871 to EUR 0.0914.

• How can I send cash to Netherlands from Sweden?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Netherlands. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Netherlands?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from Sweden to Netherlands instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to Netherlands from Sweden?

  Each provider sets its own limits. The lowest published maximum is SEK 20,000, and 11 of 18 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Netherlands without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Sweden to Netherlands?

  RemitFinder compares 18 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Dahabshiil, Key Currency, MoneyGram, OFX, Profee, Regency FX, Remitly, Ria Money Transfer, Skrill Money Transfer, TalkRemit, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Netherlands?

  It depends on your amount and how you pay. RemitFinder compares 18 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Netherlands?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.