📈 USA to Sri Lanka Money Transfer Snapshot Today
- Most LKR received for USD 1,000 today: LKR 335,642.60 with MoneyGram (Debit Card → Bank Account)
- Best USD to LKR exchange rate today: LKR 335.6426, offered by MoneyGram
- Number of money transfer providers compared: 14 providers offering 56 ways to send
- Exchange rate range: LKR 335.6426 to LKR 326.8702
- Potential savings on USD 1,000: up to LKR 29,136.64, fees included
- Zero fee transfers: 8 of 14 providers charge no fee for USD 1,000
- Number of deals and promo codes: 8, all exclusive to RemitFinder
- Mid-market
ⓘ The mid-market exchange rate (also called the interbank rate) is the real USD to LKR exchange rate before providers add their margin or fees. exchange rate: 1 USD = LKR 332.7759 (Updated about an hour ago)
See detailed USA to Sri Lanka money transfer comparison below.
USA to Sri Lanka money transfer providers that matched the search criteria
Also offered for other amounts:
- PayNearMe → Bank Account or Cash Pickup: 100 – 495 USD
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💡What these rates mean for sending money to Sri Lanka from United States today
Compare top-rated money transfer providers to find the best way to remit money to Sri Lanka from United States. Check today's USD to LKR exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 14 providers offering 56 ways to send for USA to Sri Lanka money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to Sri Lanka from USA
🥇 MoneyGram with LKR 335,642.60 for USD 1,000 (most LKR received today).
🥈 Remitly offering ≈ LKR 334,085.75
🥉 Regency FX & Western Union are also offering good value on USD-LKR transfers today.
The 14 providers compared today offer exchange rates from LKR 326.8702 to LKR 335.6426. Once fees are included, a USD 1,000 transfer from USA to Sri Lanka delivers between LKR 306,505.97 and LKR 335,642.60. That means up to LKR 29,136.64 more for your recipient — simply by choosing the right provider.
How you pay matters too: paying by Credit Card instead of Bank Account costs LKR 18,263.65 more with Wise, for the same Bank Account delivery.
US Dollar to Sri Lankan Rupee exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much LKR your recipient receives in Sri Lanka.
Compare the providers above to maximize every USD you send to Sri Lanka. The provider that pays the most for US Dollar to Sri Lankan Rupee transfers changes daily, so comparing today matters.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from USA.
Sending money from USA to Sri Lanka: what today's data shows
RemitFinder compares 14 providers and 56 ways to send money from USA to Sri Lanka. The mid-market rate is LKR 332.7759 per USD. 8 providers have no-fee options. The fastest published delivery is instant.
🧭 What is the best way to send money to Sri Lanka from USA?
It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 14 providers offering 56 ways to send US Dollar (USD) to Sri Lankan Rupee (LKR).
💰 Most LKR received today, by amount sent:
| You send | Top three providers: what your recipient gets |
|---|---|
| USD 200 |
|
| USD 1,000 |
|
| USD 5,000 |
|
Four providers rank in the top three at one or more of these amounts: MoneyGram, Regency FX, Western Union and Remitly.
At USD 1,000, the top three providers are MoneyGram, Remitly and Regency FX, giving LKR 335,642.60, ≈ LKR 334,085.75 and LKR 332,443.12 respectively. LKR 3,199.48 separates MoneyGram in first place from Regency FX in third.
The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.
🔀 Ways to receive, with the most received at USD 1,000:
| Receive by | Providers | Most received (top 3) |
|---|---|---|
| Bank Account | 14 |
|
| Cash Pickup | 3 |
|
| Debit Card | 2 |
|
| Mobile Wallet | 2 |
|
Bank Account is the most widely offered way to receive, with 14 providers, followed by Cash Pickup (3), Debit Card (2) and Mobile Wallet (2). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to LKR 335,642.60.
💱 How to get the best USD to LKR exchange rate?
The mid-market US Dollar to Sri Lankan Rupee rate today is LKR 332.7759 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.
At that rate, USD 1,000 is LKR 332,775.90, and each 1% of markup costs about LKR 3,327.76.
- 📊 Rates run from LKR 324.9141 to LKR 335.6426 per USD across all amounts. The top three rates are from MoneyGram (LKR 335.6426 for transfers up to USD 1,000), Remitly (LKR 334.76 for transfers up to USD 20,000) and Wise (LKR 332.55 for transfers of USD 7.81 to USD 13,478).
- 📏 Typical markup: 0.68%. The median provider's best rate is 0.68% below the mid-market rate.
- ✅ 2 providers offer a rate above the mid-market rate on some amounts: MoneyGram and Remitly.
- 📈 Bigger transfers get better rates with 1 provider.
- Instarem gives LKR 330.505 per USD for transfers from USD 50,000, compared with LKR 330.1725 for transfers up to USD 4,999.99.
- 💳 How you pay rarely changes the rate. At USD 1,000, 6 of the 7 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.
How your recipient gets the money changes the rate. The median provider's best rate is 0.24% above the mid-market rate for money received on a Debit Card, 0.68% below it in a Bank Account, 1.23% below it in a Mobile Wallet and 2.28% below it as Cash Pickup.
💸 What is the cheapest way to send money to Sri Lanka from USA?
At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Remitly (paying from a Bank Account, received in a Bank Account) and Regency FX (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets LKR 335,642.60, ≈ LKR 334,085.75 and LKR 332,443.12 respectively.
💸 Total cost (fee + exchange-rate markup) by amount:
| You send | Three cheapest providers (total cost) | Typical total cost |
|---|---|---|
| USD 200 |
| 2.58% |
| USD 1,000 |
| 1.43% |
| USD 5,000 |
| 1.23% |
Below zero (−) is better than the mid-market rate
The typical total cost is 2.58% at USD 200, 1.43% at USD 1,000 and 1.23% at USD 5,000, so larger transfers cost less. At USD 1,000, two of the three cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.
Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.
💳 Cheapest way to pay, at USD 1,000:
| Pay with | Typical total cost | Cheapest providers |
|---|---|---|
| Cash | −0.86% | MoneyGram |
| Debit Card | 0.79% | MoneyGram, Western Union and Taptap Send |
| ACH | 0.96% | Western Union, Instarem and XE Money Transfer |
| Bank Account | 1.08% | Remitly, Regency FX and Instarem |
| Apple Pay | 1.59% | Western Union, Ria Money Transfer and Wise |
| Google Pay | 3.50% | Ria Money Transfer and Western Union |
| Credit Card | 3.71% | MoneyGram, Western Union and Ria Money Transfer |
| Revolut Account | 7.93% | Revolut |
Below zero (−) is better than the mid-market rate
Paying in Cash has the lowest typical total cost at USD 1,000 (−0.86%), and paying by Revolut Account the highest (7.93%). On USD 1,000, that difference is worth about LKR 29,243 more to your recipient.
🏦 Cheapest way to receive, at USD 1,000:
| Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Debit Card | 0.64% | MoneyGram and Western Union |
| Bank Account | 1.08% | MoneyGram, Remitly and Regency FX |
| Mobile Wallet | 2.17% | Taptap Send and Panda Remit |
| Cash Pickup | 2.95% | MoneyGram, Western Union and Ria Money Transfer |
Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (0.64%), and receiving as Cash Pickup the highest (2.95%). On USD 1,000, that difference is worth about LKR 7,697 more to your recipient.
🔗 Cheapest pay and receive combinations, at USD 1,000:
| Pay with → Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Cash → Bank Account | −0.86% | MoneyGram |
| Cash → Cash Pickup | −0.86% | MoneyGram |
| Debit Card → Debit Card | −0.11% | MoneyGram and Western Union |
| ACH → Debit Card | 0.39% | Western Union |
| Apple Pay → Debit Card | 0.64% | Western Union |
| ACH → Bank Account | 0.87% | Western Union, Instarem and XE Money Transfer |
| Debit Card → Bank Account | 0.90% | MoneyGram, Western Union and Taptap Send |
| Apple Pay → Bank Account | 0.90% | Western Union, Ria Money Transfer and Wise |
| Bank Account → Bank Account | 0.96% | Remitly, Regency FX and Instarem |
| Debit Card → Mobile Wallet | 1.43% | Taptap Send and Panda Remit |
| ACH → Mobile Wallet | 2.17% | Panda Remit |
| Google Pay → Bank Account | 2.20% | Ria Money Transfer and Western Union |
| Debit Card → Cash Pickup | 2.28% | MoneyGram, Western Union and Ria Money Transfer |
| ACH → Cash Pickup | 2.28% | Western Union |
| Apple Pay → Cash Pickup | 2.82% | Western Union and Ria Money Transfer |
| Bank Account → Cash Pickup | 2.95% | Ria Money Transfer |
| Credit Card → Debit Card | 3.64% | Western Union |
| Google Pay → Debit Card | 3.64% | Western Union |
| Credit Card → Bank Account | 3.71% | MoneyGram, Western Union and Ria Money Transfer |
| Google Pay → Cash Pickup | 4.32% | Ria Money Transfer and Western Union |
| Credit Card → Cash Pickup | 5.28% | MoneyGram, Western Union and Ria Money Transfer |
| Revolut Account → Bank Account | 7.93% | Revolut |
Below zero (−) is better than the mid-market rate
The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.86%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 7.93%.
On USD 1,000, your recipient typically gets LKR 335,642.60 with the cheapest combination and LKR 306,505.97 with the most expensive: LKR 29,136.64 more with the cheapest combination.
Choosing well is worth LKR 29,136.64 more on USD 1,000. The most your recipient can get today is LKR 335,642.60, and the least is LKR 306,505.97.
- 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 3.99 is 2.00% of USD 200 but only 0.08% of USD 5,000.
- 🆓 8 providers charge no fee on some ways to send or some amounts: Airwallex, Instarem, MoneyGram, Regency FX, Sendwave, Taptap Send, Western Union and XE Money Transfer.
≈ marks amounts that include an estimated fee, where a provider does not publish its own.
🏦 How to send money from USA to Sri Lanka through a bank?
11 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 14 providers.
Bank Transfer or Card? At USD 1,000, the typical total cost is 0.79% paying by Debit Card, 0.96% paying by ACH, 1.08% paying from a Bank Account and 3.71% paying by Credit Card.
- ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 15 minutes.
- 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.
Find the bank code: SWIFT codes for banks in Sri Lanka.
⚡ How to send money from USA to Sri Lanka fast?
The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).
| Receive by | Typically | Fastest published (top 3) |
|---|---|---|
| Bank Account | 2–4 days |
|
| Cash Pickup | within 2 hours |
|
| Debit Card | 1–2 days |
|
| Mobile Wallet | within 30 minutes |
|
By the times providers publish, money can arrive in about 15 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup or on a Debit Card.
- ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 15 minutes when you pay by Debit Card, compared with about 3 days when you pay by ACH.
Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.
🏆 Which are the best money transfer companies to send money to Sri Lanka from USA?
There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.
- 🥇 MoneyGram, Remitly and Regency FX give your recipient the most on USD 1,000 today.
- 💱 MoneyGram, Remitly and Wise offer the highest exchange rates, from LKR 332.55 to LKR 335.6426 per USD.
- 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (7).
- 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Sri Lanka.
- 🆓 8 providers have no-fee options.
- ⚡ MoneyGram publishes the fastest delivery: instant.
- 🎁 6 providers have RemitFinder deals for this corridor.
📋 All 14 providers, by what your recipient gets for USD 1,000:
| Provider | They receive | Ways |
|---|---|---|
| MoneyGram | LKR 335,642.60 | 7 |
| Remitly | ≈ LKR 334,085.75 | 1 |
| Regency FX | LKR 332,443.12 | 1 |
| Western Union | LKR 331,951.10 | 15 |
| Taptap Send | LKR 330,500.00 | 2 |
| Instarem | LKR 330,172.50 | 2 |
| Ria Money Transfer | LKR 329,823.10 | 12 |
| XE Money Transfer | LKR 329,569.90 | 4 |
| Sendwave | LKR 328,818.70 | 1 |
| Airwallex | LKR 328,571.30 | 1 |
| Wise | LKR 328,443.34 | 4 |
| OFX | ≈ LKR 328,153.02 | 1 |
| Panda Remit | LKR 325,565.99 | 4 |
| Revolut | LKR 306,505.97 | 1 |
At USD 1,000, all 14 providers accept the transfer. Among them, your recipient gets between LKR 306,505.97 and LKR 335,642.60, and half of the providers give at least LKR 329,696.50.
Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.
Airwallex USD to LKR exchange rate today
- 💱 Airwallex's US Dollar to Sri Lankan Rupee exchange rate is LKR 328.5713 per USD, 1.26% below the mid-market rate.
- 💸 Airwallex charges no fee.
- 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
- 💰 On USD 1,000, your recipient gets LKR 328,571.30 with Airwallex (paying from a Bank Account, received in a Bank Account).
Instarem USD to LKR exchange rate today
- 💱 Instarem's US Dollar to Sri Lankan Rupee exchange rate runs from LKR 330.1725 to LKR 330.505 per USD. Its best rate applies to transfers from USD 50,000 and is 0.68% below the mid-market rate.
- 💸 Instarem charges no fee.
- 🏦 With Instarem, you pay from a Bank Account or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With Instarem, money arrives in a Bank Account within 2 days.
- 💰 On USD 1,000, your recipient gets LKR 330,172.50 with Instarem (paying from a Bank Account, received in a Bank Account).
MoneyGram USD to LKR exchange rate today
- 💱 MoneyGram's US Dollar to Sri Lankan Rupee exchange rate runs from LKR 327.7872 to LKR 335.6426 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.86% above the mid-market rate.
- 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
- 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
- ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
- 📏 MoneyGram accepts up to USD 4,020 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 335,642.60 with MoneyGram (paying by Debit Card, received in a Bank Account).
OFX USD to LKR exchange rate today
- 💱 OFX's US Dollar to Sri Lankan Rupee exchange rate is LKR 328.8153 per USD, 1.19% below the mid-market rate.
- 💸 OFX's fee is not published for USD to LKR transfers, so amounts here include an estimated fee.
- 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets about LKR 328,153.02 with OFX (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.
Panda Remit USD to LKR exchange rate today
- 💱 Panda Remit's US Dollar to Sri Lankan Rupee exchange rate is LKR 326.8702 per USD, 1.77% below the mid-market rate.
- 💸 Panda Remit charges USD 3.99.
- 🏦 With Panda Remit, you pay by Debit Card or by ACH, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
- ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes and in a Mobile Wallet in about 15 minutes.
- 📏 Panda Remit accepts USD 100 to USD 2,999 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 325,565.99 with Panda Remit (paying by Debit Card, received in a Bank Account).
- 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.
Regency FX USD to LKR exchange rate today
- 💱 Regency FX's US Dollar to Sri Lankan Rupee exchange rate is LKR 332.4431 per USD, 0.10% below the mid-market rate.
- 💸 Regency FX charges no fee.
- 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets LKR 332,443.12 with Regency FX (paying from a Bank Account, received in a Bank Account).
Remitly USD to LKR exchange rate today
- 💱 Remitly's US Dollar to Sri Lankan Rupee exchange rate is LKR 334.76 per USD, 0.60% above the mid-market rate.
- 💸 Remitly's fee is not published for USD to LKR transfers, so amounts here include an estimated fee.
- 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
- 📏 Remitly accepts up to USD 20,000 per transfer.
- 💰 On USD 1,000, your recipient gets about LKR 334,085.75 with Remitly (paying from a Bank Account, received in a Bank Account).
Revolut USD to LKR exchange rate today
- 💱 Revolut's US Dollar to Sri Lankan Rupee exchange rate is LKR 331.3578 per USD, 0.43% below the mid-market rate.
- 💸 Revolut charges USD 75 (0.15% from USD 50,000).
- 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Revolut, money arrives in a Bank Account within 20 hours.
- 📏 Revolut accepts USD 225.89 to USD 100,000 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 306,505.97 with Revolut (paying by Revolut Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.
Ria Money Transfer USD to LKR exchange rate today
- 💱 Ria Money Transfer's US Dollar to Sri Lankan Rupee exchange rate runs from LKR 324.9141 to LKR 330.4013 per USD. Its best rate applies to transfers of USD 100 to USD 29,999.99 and is 0.71% below the mid-market rate.
- 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
- 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
- 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 329,823.10 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).
Sendwave USD to LKR exchange rate today
- 💱 Sendwave's US Dollar to Sri Lankan Rupee exchange rate is LKR 328.8187 per USD, 1.19% below the mid-market rate.
- 💸 Sendwave charges no fee.
- 🏦 With Sendwave, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Sendwave, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets LKR 328,818.70 with Sendwave (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusives for Sendwave: Get USD 10 credit for first transfer; No transfer fees.
Taptap Send USD to LKR exchange rate today
- 💱 Taptap Send's US Dollar to Sri Lankan Rupee exchange rate is LKR 330.50 per USD, 0.68% below the mid-market rate.
- 💸 Taptap Send charges no fee.
- 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
- ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
- 📏 Taptap Send accepts up to USD 10,000 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 330,500.00 with Taptap Send (paying by Debit Card, received in a Bank Account).
Western Union USD to LKR exchange rate today
- 💱 Western Union's US Dollar to Sri Lankan Rupee exchange rate runs from LKR 325.185 to LKR 331.9511 per USD. Its best rate applies to all amounts and is 0.25% below the mid-market rate.
- 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
- 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
- ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
- 💰 On USD 1,000, your recipient gets LKR 331,951.10 with Western Union (paying by ACH, received in a Bank Account).
- 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.
Wise USD to LKR exchange rate today
- 💱 Wise's US Dollar to Sri Lankan Rupee exchange rate is LKR 332.55 per USD, 0.07% below the mid-market rate.
- 💸 Wise charges 0.46% + USD 7.77 when you pay from a Bank Account, 6.57% + USD 1.58 when you pay by Credit Card or with Apple Pay and 1.68% + USD 1.67 when you pay by Debit Card.
- 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
- ⏱️ With Wise, money arrives in a Bank Account in about 30 minutes.
- 📏 Wise accepts USD 1.70 to USD 13,478 per transfer.
- 💰 On USD 1,000, your recipient gets LKR 328,443.34 with Wise (paying from a Bank Account, received in a Bank Account).
XE Money Transfer USD to LKR exchange rate today
- 💱 XE Money Transfer's US Dollar to Sri Lankan Rupee exchange rate is LKR 329.5699 per USD, 0.96% below the mid-market rate.
- 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
- 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets LKR 329,569.90 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.
Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.
🪜 Step by step guide to send money from USA to Sri Lanka
- Compare providers. RemitFinder lists 14 providers and 56 ways to send; the cards above rank them for your amount.
- Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−0.86%).
ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee. - Choose how your recipient gets the money. Bank Account (14 providers), Cash Pickup (3 providers), Debit Card (2 providers) or Mobile Wallet (2 providers).
- Check the limits. Published maximums start at USD 2,999 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
- Sign up and verify your identity. Providers need ID before your first transfer.
- Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Sri Lanka.
- Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.
Frequently Asked Questions: Sending money to Sri Lanka from USA
These FAQs use data from RemitFinder's live comparison of 14 providers for USA to Sri Lanka money transfers.
How do I send money from USA to Sri Lanka?
Compare 14 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.
What is the best way to send money to Sri Lanka from USA?
At USD 1,000, MoneyGram, Remitly and Regency FX give your recipient the most today: LKR 335,642.60, ≈ LKR 334,085.75 and LKR 332,443.12 respectively. The best way changes with the amount, so compare at yours.
What is the cheapest way to send money to Sri Lanka?
At USD 1,000, the cheapest providers today are MoneyGram, Remitly and Regency FX. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.86%. 8 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.
How much can I save by comparing providers to send money to Sri Lanka?
At USD 1,000, your recipient gets between LKR 306,505.97 and LKR 335,642.60, depending on the provider and how you send. Comparing can get them LKR 29,136.64 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.
What is the USD to LKR exchange rate today?
The mid-market rate is LKR 332.7759 per USD. Providers' rates run from LKR 324.9141 to LKR 335.6426.
Can I get a better rate than the mid-market USD to LKR rate?
Yes. MoneyGram and Remitly offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.
Exchange rate or fee: what matters more when you send money to Sri Lanka?
At USD 200, the typical fee is 2.00% of the amount, and the typical exchange rate has a markup of 0.71%. At USD 5,000, the typical fee is 0.04% of the amount, and the typical exchange rate has a markup of 0.71%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.
Does sending more money to Sri Lanka lower the cost?
Yes. The typical total cost is 2.58% at USD 200, 1.43% at USD 1,000 and 1.23% at USD 5,000. Instarem gives a better exchange rate on larger transfers.
Which payment method is cheapest for sending money from USA to Sri Lanka?
Paying in Cash has the lowest typical total cost at USD 1,000 (−0.86%), and paying by Revolut Account the highest (7.93%). On USD 1,000, that difference is worth about LKR 29,243 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.
Is Debit Card cheaper than Credit Card for sending money to Sri Lanka?
Yes. At USD 1,000, paying by Debit Card has a typical total cost of 0.79%, compared with 3.71% paying by Credit Card. On USD 1,000, that difference is worth about LKR 9,716 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.
Which delivery method is cheapest for sending money to Sri Lanka from USA?
Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (0.64%), and receiving as Cash Pickup the highest (2.95%). On USD 1,000, that difference is worth about LKR 7,697 more to your recipient. The providers giving your recipient the most when receiving on a Debit Card are MoneyGram and Western Union.
Is Bank Account cheaper than Cash Pickup for sending money to Sri Lanka?
Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.08%, compared with 2.95% receiving as Cash Pickup. On USD 1,000, that difference is worth about LKR 6,244 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.
How can I send cash to Sri Lanka from USA?
MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Sri Lanka. By published times, Cash Pickup can be ready instantly with MoneyGram.
What is the fastest way to send money to Sri Lanka?
By their published times, MoneyGram delivers fastest, instantly.
Can I send money from USA to Sri Lanka instantly?
Yes. Three providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is LKR 335,642.60, with MoneyGram (paying by Debit Card, received in a Bank Account).
How much money can I send to Sri Lanka from USA?
Each provider sets its own limits. The lowest published maximum is USD 2,999, and 7 of 14 providers publish no maximum. Checks and the rules in both countries also apply.
Can I send money to Sri Lanka without fees?
Yes, with Airwallex, Instarem, MoneyGram, Regency FX, Sendwave, Taptap Send, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.
Which providers send money from USA to Sri Lanka?
RemitFinder compares 14 providers: Airwallex, Instarem, MoneyGram, OFX, Panda Remit, Regency FX, Remitly, Revolut, Ria Money Transfer, Sendwave, Taptap Send, Western Union, Wise and XE Money Transfer.
Which app is best to send money to Sri Lanka?
It depends on your amount and how you pay. RemitFinder compares 14 providers and ranks every way to send for the amount you enter.
Why do providers charge different amounts to send money to Sri Lanka?
Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, 1 of the 7 providers that offer more than one way to pay changes the rate with it.
Latest Exchange Rates for Sending Money to Sri Lanka from USA
Here are some latest USD to LKR (US Dollar to Sri Lankan Rupee) exchange rates for popular conversion amounts*.
| 1 USD | 332.78 LKR |
| 5 USD | 1,663.88 LKR |
| 10 USD | 3,327.76 LKR |
| 25 USD | 8,319.40 LKR |
| 50 USD | 16,638.80 LKR |
| 100 USD | 33,277.59 LKR |
| 150 USD | 49,916.38 LKR |
| 200 USD | 66,555.18 LKR |
| 250 USD | 83,193.97 LKR |
| 300 USD | 99,832.77 LKR |
| 400 USD | 133,110.36 LKR |
| 500 USD | 166,387.95 LKR |
| 600 USD | 199,665.54 LKR |
| 700 USD | 232,943.13 LKR |
| 800 USD | 266,220.72 LKR |
| 1000 USD | 332,775.90 LKR |
| 1500 USD | 499,163.85 LKR |
| 2000 USD | 665,551.80 LKR |
| 2500 USD | 831,939.75 LKR |
| 3000 USD | 998,327.70 LKR |
| 4000 USD | 1,331,103.60 LKR |
| 5000 USD | 1,663,879.50 LKR |
| 10000 USD | 3,327,759.00 LKR |
| 15000 USD | 4,991,638.50 LKR |
| 20000 USD | 6,655,518.00 LKR |
| 30000 USD | 9,983,277.00 LKR |
| 40000 USD | 13,311,036.00 LKR |
| 50000 USD | 16,638,795.00 LKR |
| 100000 USD | 33,277,590.00 LKR |
*Based on the Mid-market Exchange Rate