Best Way to Send Money to China from Belgium (EUR to CNY)

Sending money from Belgium to China: what today's data shows

RemitFinder compares 18 providers and 70 ways to send money from Belgium to China. The mid-market rate is CNY 7.4956 per EUR. 12 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to China from Belgium?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 18 providers offering 70 ways to send Euro (EUR) to Chinese Yuan (CNY).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 15 providers, followed by Mobile Wallet (5), UnionPay (3), Cash Pickup (2), Debit Card (2) and Interac e-Transfer (1).

💱 How to get the best EUR to CNY exchange rate?

The mid-market Euro to Chinese Yuan rate today is CNY 7.4956 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is CNY 7,495.60, and each 1% of markup costs about CNY 74.96.

• 📊 Rates run from CNY 1.0646 to CNY 7.5751 per EUR across all amounts. The top three rates are from Panda Remit (CNY 7.5751 for transfers of EUR 100 to EUR 3,500), Wise (CNY 7.5171 for transfers of EUR 3.37 to EUR 5,986) and MoneyGram (CNY 7.5072 for transfers up to EUR 1,000).
• 📏 Typical markup: 0.34%. The median provider's best rate is 0.34% below the mid-market rate.
• ✅ 3 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Panda Remit and Wise.
• 📈 Bigger transfers get better rates with 4 providers.
  • Cambridge Currencies gives CNY 7.4881 per EUR for transfers from EUR 25,001, compared with CNY 7.4769 for transfers up to EUR 5,000.
  • Currency Solutions gives CNY 7.4694 per EUR for transfers from EUR 150,001, compared with CNY 7.4394 for transfers up to EUR 25,000.
  • Instarem gives CNY 7.4643 per EUR for transfers from EUR 50,000, compared with CNY 7.4493 for transfers up to EUR 499.99.
  • Rutland FX gives CNY 7.4881 per EUR for transfers from EUR 2,994.75, compared with CNY 7.4769 for transfers up to EUR 2,993.55.

How your recipient gets the money changes the rate. The median provider's best rate is 1.06% above the mid-market rate for money received by Interac e-Transfer, 0.35% below it in a Bank Account, 0.42% below it on a UnionPay, 1.28% below it on a Debit Card, 2.48% below it in a Mobile Wallet and 45.58% below it as Cash Pickup.

💸 What is the cheapest way to send money to China from Belgium?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 12 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, MoneyGram, Regency FX, Ria Money Transfer, Rutland FX, Taptap Send, Western Union and XE Money Transfer.

🏦 How to send money from Belgium to China through a bank?

17 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 15 providers or by Interac e-Transfer with 1 provider.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in China.

⚡ How to send money from Belgium to China fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive in about 2 hours in a Bank Account, in about 15 minutes in a Mobile Wallet or by Interac e-Transfer, within 30 minutes on a UnionPay and instantly as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to China from Belgium?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Panda Remit, Wise and MoneyGram offer the highest exchange rates, from CNY 7.5072 to CNY 7.5751 per EUR.
• 🔀 Profee offers the most ways to send (12), followed by MoneyGram (9) and Western Union (9).
• 💵 MoneyGram and Western Union offer Cash Pickup in China.
• 🆓 12 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to CNY exchange rate today

• 💱 Airwallex's Euro to Chinese Yuan exchange rate is CNY 7.4494 per EUR, 0.62% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies EUR to CNY exchange rate today

• 💱 Cambridge Currencies' Euro to Chinese Yuan exchange rate runs from CNY 7.4769 to CNY 7.4881 per EUR. Its best rate applies to transfers from EUR 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions EUR to CNY exchange rate today

• 💱 Currency Solutions' Euro to Chinese Yuan exchange rate runs from CNY 7.4394 to CNY 7.4694 per EUR. Its best rate applies to transfers from EUR 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from EUR 1,000 per transfer.

Instarem EUR to CNY exchange rate today

• 💱 Instarem's Euro to Chinese Yuan exchange rate runs from CNY 7.4493 to CNY 7.4643 per EUR. Its best rate applies to transfers from EUR 50,000 and is 0.42% below the mid-market rate.
• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay from a Bank Account, and your recipient gets the money on a UnionPay.
• ⏱️ With Instarem, money arrives on a UnionPay within 2 days.

Key Currency EUR to CNY exchange rate today

• 💱 Key Currency's Euro to Chinese Yuan exchange rate is CNY 7.4881 per EUR, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from EUR 5,989.50 per transfer.

MoneyGram EUR to CNY exchange rate today

• 💱 MoneyGram's Euro to Chinese Yuan exchange rate runs from CNY 1.0646 to CNY 7.5072 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 0.15% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money as Cash Pickup, in a Mobile Wallet or on a UnionPay.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly, in a Mobile Wallet within 30 minutes and on a UnionPay within 30 minutes.
• 📏 MoneyGram accepts up to EUR 9,390 per transfer.

OFX EUR to CNY exchange rate today

• 💱 OFX's Euro to Chinese Yuan exchange rate is CNY 7.3767 per EUR, 1.59% below the mid-market rate.
• 💸 OFX's fee is not published for EUR to CNY transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit EUR to CNY exchange rate today

• 💱 Panda Remit's Euro to Chinese Yuan exchange rate is CNY 7.5751 per EUR, 1.06% above the mid-market rate.
• 💸 Panda Remit charges EUR 5.99.
• 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card or by Panda Remit Wallet, and your recipient gets the money in a Mobile Wallet or by Interac e-Transfer.
• ⏱️ With Panda Remit, money arrives in a Mobile Wallet in about 15 minutes and by Interac e-Transfer in about 15 minutes.
• 📏 Panda Remit accepts EUR 100 to EUR 3,500 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee EUR to CNY exchange rate today

• 💱 Profee's Euro to Chinese Yuan exchange rate is CNY 7.4887 per EUR, 0.09% below the mid-market rate.
• 💸 When you pay from a Bank Account, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 0.1% + EUR 1.20 when your recipient gets the money on a Debit Card. When you pay by Debit Card, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 0.1% + EUR 1.20 when your recipient gets the money on a Debit Card. When you pay with Google Pay, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 0.1% + EUR 1.20 when your recipient gets the money on a Debit Card. When you pay with Apple Pay, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 0.1% + EUR 1.20 when your recipient gets the money on a Debit Card. When you pay by Klarna, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 1.25% + EUR 1.19 when your recipient gets the money on a Debit Card. When you pay by SEPA, Profee charges EUR 2.60 when your recipient gets the money in a Bank Account and 0.1% + EUR 1.20 when your recipient gets the money on a Debit Card.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days and on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from EUR 1.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX EUR to CNY exchange rate today

• 💱 Regency FX's Euro to Chinese Yuan exchange rate is CNY 7.4881 per EUR, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly EUR to CNY exchange rate today

• 💱 Remitly's Euro to Chinese Yuan exchange rate is CNY 7.4702 per EUR, 0.34% below the mid-market rate.
• 💸 Remitly's fee is not published for EUR to CNY transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to CNY exchange rate today

• 💱 Ria Money Transfer's Euro to Chinese Yuan exchange rate is CNY 7.276 per EUR, 2.93% below the mid-market rate.
• 💸 Ria Money Transfer charges no fee.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 30,000 per transfer.

Rutland FX EUR to CNY exchange rate today

• 💱 Rutland FX's Euro to Chinese Yuan exchange rate runs from CNY 7.4769 to CNY 7.4881 per EUR. Its best rate applies to transfers from EUR 2,994.75 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.

TalkRemit EUR to CNY exchange rate today

• 💱 TalkRemit's Euro to Chinese Yuan exchange rate is CNY 7.2988 per EUR, 2.63% below the mid-market rate.
• 💸 TalkRemit charges EUR 2.98 (1.5% + EUR 0.99 from EUR 200) when you pay from a Bank Account, by Credit Card or by Debit Card and EUR 1.99 (1.5% from EUR 200) when you pay by Mobile Wallet.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With TalkRemit, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 TalkRemit accepts EUR 12 to EUR 100,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

Taptap Send EUR to CNY exchange rate today

• 💱 Taptap Send's Euro to Chinese Yuan exchange rate is CNY 7.31 per EUR, 2.48% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account, in a Mobile Wallet, on a Debit Card or on a UnionPay.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days, in a Mobile Wallet typically within 30 minutes, on a Debit Card typically in 1–2 days and on a UnionPay typically in 1–2 days.
• 📏 Taptap Send accepts up to EUR 160,000 per transfer.

Western Union EUR to CNY exchange rate today

• 💱 Western Union's Euro to Chinese Yuan exchange rate runs from CNY 7.0938 to CNY 7.4073 per EUR. Its best rate applies to all amounts and is 1.18% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay by SoFort, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

Wise EUR to CNY exchange rate today

• 💱 Wise's Euro to Chinese Yuan exchange rate is CNY 7.5171 per EUR, 0.29% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by iDeal, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 4 hours.
• 📏 Wise accepts EUR 3.36 to EUR 5,986 per transfer.

XE Money Transfer EUR to CNY exchange rate today

• 💱 XE Money Transfer's Euro to Chinese Yuan exchange rate is CNY 7.4259 per EUR, 0.93% below the mid-market rate.
• 💸 XE Money Transfer charges EUR 4 (no fee from EUR 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 XE Money Transfer accepts up to EUR 1,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Belgium to China

1. Compare providers. RemitFinder lists 18 providers and 70 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Trustly, from a Bank Account, by iDeal, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, by Panda Remit Wallet or by Mobile Wallet.
3. Choose how your recipient gets the money. Bank Account (15 providers), Mobile Wallet (5 providers), UnionPay (3 providers), Cash Pickup (2 providers), Debit Card (2 providers) or Interac e-Transfer (1 provider), including Alipay, WeChat and WeChat/Weixin.
4. Check the limits. Published maximums start at EUR 1,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in China.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to China from Belgium

These FAQs use data from RemitFinder's live comparison of 18 providers for Belgium to China money transfers.

• How do I send money from Belgium to China?

  Compare 18 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to China from Belgium?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to China?

  12 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to CNY exchange rate today?

  The mid-market rate is CNY 7.4956 per EUR. Providers' rates run from CNY 1.0646 to CNY 7.5751.

• Can I get a better rate than the mid-market EUR to CNY rate?

  Yes. Panda Remit, Wise and MoneyGram offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to China from Belgium?

  MoneyGram and Western Union offer Cash Pickup in China. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in China?

  MoneyGram, Panda Remit, TalkRemit, Taptap Send and Western Union send to Mobile Wallet accounts in China, including Alipay, WeChat and WeChat/Weixin.

• What is the fastest way to send money to China?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Belgium to China instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to China from Belgium?

  Each provider sets its own limits. The lowest published maximum is EUR 1,000, and 10 of 18 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to China without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, MoneyGram, Regency FX, Ria Money Transfer, Rutland FX, Taptap Send, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Belgium to China?

  RemitFinder compares 18 providers: Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, MoneyGram, OFX, Panda Remit, Profee, Regency FX, Remitly, Ria Money Transfer, Rutland FX, TalkRemit, Taptap Send, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to China?

  It depends on your amount and how you pay. RemitFinder compares 18 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to China?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.