Best Way to Send Money to Poland from Canada (CAD to PLN)

Sending money from Canada to Poland: what today's data shows

RemitFinder compares 19 providers and 53 ways to send money from Canada to Poland. The mid-market rate is PLN 2.7921 per CAD. 10 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Poland from Canada?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 19 providers offering 53 ways to send Canadian Dollar (CAD) to Polish Zloty (PLN).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 16 providers, followed by Cash Pickup (3) and Debit Card (3).

💱 How to get the best CAD to PLN exchange rate?

The mid-market Canadian Dollar to Polish Zloty rate today is PLN 2.7921 per CAD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, CAD 1,000 is PLN 2,792.10, and each 1% of markup costs about PLN 27.92.

• 📊 Rates run from PLN 0.6184 to PLN 2.8133 per CAD across all amounts. The top three rates are from MoneyGram (PLN 2.8133 for transfers up to CAD 1,500), Wise (PLN 2.795 for transfers of CAD 2.25 to CAD 1,000,000) and KOHO (PLN 2.7925 for transfers of CAD 10 to CAD 5,000).
• 📏 Typical markup: 0.54%. The median provider's best rate is 0.54% below the mid-market rate.
• ✅ 3 providers offer a rate above the mid-market rate on some amounts: KOHO, MoneyGram and Wise.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives PLN 2.7893 per CAD for transfers from CAD 25,001, compared with PLN 2.7851 for transfers up to CAD 5,000.
  • Currency Solutions gives PLN 2.7823 per CAD for transfers from CAD 1,000,000, compared with PLN 2.7712 for transfers up to CAD 250,000.
  • TorFX gives PLN 2.7871 per CAD for transfers from CAD 200,001, compared with PLN 2.753 for transfers up to CAD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.37% below the mid-market rate for money received in a Bank Account, 0.85% below it as Cash Pickup and 1.10% below it on a Debit Card.

💸 What is the cheapest way to send money to Poland from Canada?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Canada to Poland through a bank?

15 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 16 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Poland.

⚡ How to send money from Canada to Poland fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 2 days when you pay by Credit Card, compared with about 2 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Poland from Canada?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Wise and KOHO offer the highest exchange rates, from PLN 2.7925 to PLN 2.8133 per CAD.
• 🔀 Ria Money Transfer offers the most ways to send (8), followed by Western Union (8) and MoneyGram (5).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland.
• 🆓 10 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 9 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex CAD to PLN exchange rate today

• 💱 Airwallex's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7637 per CAD, 1.02% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies CAD to PLN exchange rate today

• 💱 Cambridge Currencies' Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.7851 to PLN 2.7893 per CAD. Its best rate applies to transfers from CAD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions CAD to PLN exchange rate today

• 💱 Currency Solutions' Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.7712 to PLN 2.7823 per CAD. Its best rate applies to transfers from CAD 1,000,000 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from CAD 50,000 per transfer.

CurrencyFair CAD to PLN exchange rate today

• 💱 CurrencyFair's Canadian Dollar to Polish Zloty exchange rate is PLN 2.773 per CAD, 0.68% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for CAD to PLN transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts CAD 100 to CAD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Dahabshiil CAD to PLN exchange rate today

• 💱 Dahabshiil's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7613 per CAD, 1.10% below the mid-market rate.
• 💸 Dahabshiil's fee depends on how you pay and how much you send.
• 🏦 With Dahabshiil, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money on a Debit Card.
• ⏱️ With Dahabshiil, money arrives on a Debit Card typically in 1–2 days.
• 📏 Dahabshiil accepts transfers from CAD 10 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Key Currency CAD to PLN exchange rate today

• 💱 Key Currency's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7893 per CAD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from CAD 9,415.50 per transfer.

KOHO CAD to PLN exchange rate today

• 💱 KOHO's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7925 per CAD, 0.01% above the mid-market rate.
• 💸 KOHO charges CAD 10.11.
• 🏦 With KOHO, you pay from a Bank Account, by Debit Card or by Interac e-transfer, and your recipient gets the money in a Bank Account.
• ⏱️ With KOHO, money arrives in a Bank Account in about 2 days.
• 📏 KOHO accepts CAD 10 to CAD 5,000 per transfer.
• 🎁 RemitFinder exclusive for KOHO: Refer a friend to earn up to CAD 100.

MoneyGram CAD to PLN exchange rate today

• 💱 MoneyGram's Canadian Dollar to Polish Zloty exchange rate runs from PLN 0.6184 to PLN 2.8133 per CAD. Its best rate applies to transfers up to CAD 1,500 and is 0.76% above the mid-market rate.
• 💸 MoneyGram charges 2% + CAD 4.99 (0.67% + CAD 34.98 from CAD 1,000.01, 0.5% + CAD 40 from CAD 3,000, CAD 65 from CAD 5,000) when you pay by Credit Card and no fee when you pay by Debit Card or in Cash.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
• 📏 MoneyGram accepts up to CAD 10,000 per transfer.

OFX CAD to PLN exchange rate today

• 💱 OFX's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7742 per CAD, 0.64% below the mid-market rate.
• 💸 OFX's fee is not published for CAD to PLN transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Profee CAD to PLN exchange rate today

• 💱 Profee's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7361 per CAD, 2.01% below the mid-market rate.
• 💸 Profee charges 0.1% + CAD 1.90.
• 🏦 With Profee, you pay by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money on a Debit Card.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from CAD 1.90 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX CAD to PLN exchange rate today

• 💱 Regency FX's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7893 per CAD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly CAD to PLN exchange rate today

• 💱 Remitly's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7814 per CAD, 0.38% below the mid-market rate.
• 💸 Remitly's fee is not published for CAD to PLN transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to CAD 20,000 per transfer.

Ria Money Transfer CAD to PLN exchange rate today

• 💱 Ria Money Transfer's Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.7685 to PLN 2.7769 per CAD. Its best rate applies to transfers of CAD 100 to CAD 5,000 and is 0.54% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + CAD 4 (CAD 10 from CAD 300, CAD 14 from CAD 500.01, CAD 16 from CAD 1,000.01, CAD 20 from CAD 1,500.01, 0.63% + CAD 11.25 from CAD 2,000.01, 0.9% + CAD 3 from CAD 3,000) when you pay by Credit Card. When you pay by Debit Card, it charges CAD 4 when your recipient gets the money in a Bank Account and CAD 5 when your recipient gets the money as Cash Pickup. When you pay with Google Pay, it charges CAD 4 when your recipient gets the money in a Bank Account and CAD 5 when your recipient gets the money as Cash Pickup. When you pay with Apple Pay, it charges CAD 4 when your recipient gets the money in a Bank Account and CAD 5 when your recipient gets the money as Cash Pickup.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts CAD 100 to CAD 49,999 per transfer.

Skrill Money Transfer CAD to PLN exchange rate today

• 💱 Skrill Money Transfer's Canadian Dollar to Polish Zloty exchange rate is PLN 2.6629 per CAD, 4.63% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts CAD 3.14 to CAD 15,696 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get CAD 30 bonus for first transfer.

TalkRemit CAD to PLN exchange rate today

• 💱 TalkRemit's Canadian Dollar to Polish Zloty exchange rate is PLN 2.7613 per CAD, 1.10% below the mid-market rate.
• 💸 TalkRemit's fee depends on how you pay and how much you send.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money on a Debit Card.
• ⏱️ With TalkRemit, money arrives on a Debit Card typically in 1–2 days.
• 📏 TalkRemit accepts CAD 10 to CAD 100,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

TorFX CAD to PLN exchange rate today

• 💱 TorFX's Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.753 to PLN 2.7871 per CAD. Its best rate applies to transfers of CAD 200,001 to CAD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to CAD 999,999,999 per transfer.

Western Union CAD to PLN exchange rate today

• 💱 Western Union's Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.7463 to PLN 2.763 per CAD. Its best rate applies to all amounts and is 1.04% below the mid-market rate.
• 💸 Western Union charges no fee when you pay from a Bank Account, by Debit Card or with Google Pay and 3% when you pay by Credit Card.
• 🏦 With Western Union, you pay from a Bank Account, by Credit Card, by Debit Card or with Google Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn CAD 20; Get first transfer free in Canada.

Wise CAD to PLN exchange rate today

• 💱 Wise's Canadian Dollar to Polish Zloty exchange rate is PLN 2.795 per CAD, 0.10% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, by Interac e-transfer or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 2 days.
• 📏 Wise accepts CAD 1.93 to CAD 1,000,000 per transfer.

XE Money Transfer CAD to PLN exchange rate today

• 💱 XE Money Transfer's Canadian Dollar to Polish Zloty exchange rate runs from PLN 2.7614 to PLN 2.7713 per CAD. Its best rate applies to transfers up to CAD 100,000 and is 0.74% below the mid-market rate.
• 💸 XE Money Transfer charges CAD 5 (no fee from CAD 1,000) when you pay from a Bank Account, 0.9% + CAD 5 (0.9% from CAD 1,000) when you pay by Credit Card and 0.3% + CAD 5 (0.3% from CAD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn CAD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Canada to Poland

1. Compare providers. RemitFinder lists 19 providers and 53 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Interac e-transfer, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, by Mobile Wallet or in Cash.
3. Choose how your recipient gets the money. Bank Account (16 providers), Cash Pickup (3 providers) or Debit Card (3 providers), including Most Banks and Polish Post.
4. Check the limits. Published maximums start at CAD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Poland.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Poland from Canada

These FAQs use data from RemitFinder's live comparison of 19 providers for Canada to Poland money transfers.

• How do I send money from Canada to Poland?

  Compare 19 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Poland from Canada?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Poland?

  10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the CAD to PLN exchange rate today?

  The mid-market rate is PLN 2.7921 per CAD. Providers' rates run from PLN 0.6184 to PLN 2.8133.

• Can I get a better rate than the mid-market CAD to PLN rate?

  Yes. MoneyGram, Wise and KOHO offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Poland from Canada?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Poland. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Poland?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Canada to Poland instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Poland from Canada?

  Each provider sets its own limits. The lowest published maximum is CAD 5,000, and 10 of 19 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Poland without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Canada to Poland?

  RemitFinder compares 19 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Dahabshiil, Key Currency, KOHO, MoneyGram, OFX, Profee, Regency FX, Remitly, Ria Money Transfer, Skrill Money Transfer, TalkRemit, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Poland?

  It depends on your amount and how you pay. RemitFinder compares 19 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Poland?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.