Best Way to Send Money to USA from Italy (EUR to USD)

Sending money from Italy to USA: what today's data shows

RemitFinder compares 22 providers and 56 ways to send money from Italy to USA. The mid-market rate is USD 1.1218 per EUR. 13 providers have no-fee options. The fastest published delivery is about 2 hours.

🧭 What is the best way to send money to USA from Italy?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 22 providers offering 56 ways to send Euro (EUR) to US Dollar (USD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 19 providers, followed by Cash Pickup (4), ACH (1) and Fedwire (1).

💱 How to get the best EUR to USD exchange rate?

The mid-market Euro to US Dollar rate today is USD 1.1218 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is USD 1,121.80, and each 1% of markup costs about USD 11.22.

• 📊 Rates run from USD 1.07 to USD 1.1245 per EUR across all amounts. The top three rates are from Wise (USD 1.1245 for transfers of EUR 1.55 to EUR 1,000,000), XE Money Transfer (USD 1.1242 for transfers of EUR 1,000 to EUR 1,000) and Remitly (USD 1.1209 for transfers up to EUR 20,000).
• 📏 Typical markup: 0.37%. The median provider's best rate is 0.37% below the mid-market rate.
• ✅ 2 providers offer a rate above the mid-market rate on some amounts: Wise and XE Money Transfer.
• 📈 Bigger transfers get better rates with 5 providers.
  • Cambridge Currencies gives USD 1.1207 per EUR for transfers from EUR 25,001, compared with USD 1.119 for transfers up to EUR 5,000.
  • Currency Solutions gives USD 1.1179 per EUR for transfers from EUR 150,001, compared with USD 1.1134 for transfers up to EUR 25,000.
  • Instarem gives USD 1.1175 per EUR for transfers from EUR 50,000, compared with USD 1.1147 for transfers up to EUR 499.99.
  • Rutland FX gives USD 1.1207 per EUR for transfers from EUR 2,992.50, compared with USD 1.119 for transfers up to EUR 2,991.30.
  • TorFX gives USD 1.1198 per EUR for transfers from EUR 200,001, compared with USD 1.1061 for transfers up to EUR 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.35% below the mid-market rate for money received in a Bank Account, 0.38% below it by ACH, 0.38% below it by Fedwire and 1.91% below it as Cash Pickup.

💸 What is the cheapest way to send money to USA from Italy?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 13 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, Regency FX, Rutland FX, Skrill Money Transfer, Taptap Send, TorFX, Western Union, WorldRemit and XE Money Transfer.

🏦 How to send money from Italy to USA through a bank?

20 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 19 providers, by ACH with 1 provider or by Fedwire with 1 provider.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: US bank routing numbers.

⚡ How to send money from Italy to USA fast?

The fastest published delivery arrives in about 2 hours, with Airwallex (Bank Account).

By the times providers publish, money can arrive in about 2 hours in a Bank Account and within 2 days by ACH or by Fedwire. Where no time is published, money typically arrives as Cash Pickup within 2 hours.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to USA from Italy?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, XE Money Transfer and Remitly offer the highest exchange rates, from USD 1.1209 to USD 1.1245 per EUR.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by Profee (6) and Western Union (6).
• 💵 Dahabshiil, Ria Money Transfer, TalkRemit and Western Union offer Cash Pickup in USA.
• 🆓 13 providers have no-fee options.
• ⚡ Airwallex publishes the fastest delivery: about 2 hours.
• 🎁 8 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to USD exchange rate today

• 💱 Airwallex's Euro to US Dollar exchange rate is USD 1.1177 per EUR, 0.37% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies EUR to USD exchange rate today

• 💱 Cambridge Currencies' Euro to US Dollar exchange rate runs from USD 1.119 to USD 1.1207 per EUR. Its best rate applies to transfers from EUR 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions EUR to USD exchange rate today

• 💱 Currency Solutions' Euro to US Dollar exchange rate runs from USD 1.1134 to USD 1.1179 per EUR. Its best rate applies to transfers from EUR 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from EUR 1,000 per transfer.

CurrencyFair EUR to USD exchange rate today

• 💱 CurrencyFair's Euro to US Dollar exchange rate is USD 1.1172 per EUR, 0.41% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for EUR to USD transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts EUR 100 to EUR 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Dahabshiil EUR to USD exchange rate today

• 💱 Dahabshiil's Euro to US Dollar exchange rate is USD 1.0987 per EUR, 2.06% below the mid-market rate.
• 💸 Dahabshiil charges EUR 2.98 (1.5% + EUR 0.99 from EUR 200) when you pay from a Bank Account, by Credit Card or by Debit Card and EUR 1.99 (1.5% from EUR 200) when you pay by Mobile Wallet.
• 🏦 With Dahabshiil, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money as Cash Pickup.
• ⏱️ With Dahabshiil, money arrives as Cash Pickup typically within 2 hours.
• 📏 Dahabshiil accepts transfers from EUR 12 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Instarem EUR to USD exchange rate today

• 💱 Instarem's Euro to US Dollar exchange rate runs from USD 1.1147 to USD 1.1175 per EUR. Its best rate applies to transfers from EUR 50,000 and is 0.38% below the mid-market rate.
• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay from a Bank Account, and your recipient gets the money by ACH or by Fedwire.
• ⏱️ With Instarem, money arrives by ACH within 2 days and by Fedwire within 2 days.

Key Currency EUR to USD exchange rate today

• 💱 Key Currency's Euro to US Dollar exchange rate is USD 1.1207 per EUR, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from EUR 5,985 per transfer.

OFX EUR to USD exchange rate today

• 💱 OFX's Euro to US Dollar exchange rate is USD 1.1165 per EUR, 0.47% below the mid-market rate.
• 💸 OFX's fee is not published for EUR to USD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit EUR to USD exchange rate today

• 💱 Panda Remit's Euro to US Dollar exchange rate is USD 1.1204 per EUR, 0.12% below the mid-market rate.
• 💸 Panda Remit charges EUR 5.99.
• 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card or by Panda Remit Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 1 day.
• 📏 Panda Remit accepts EUR 100 to EUR 2,500 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee EUR to USD exchange rate today

• 💱 Profee's Euro to US Dollar exchange rate is USD 1.1111 per EUR, 0.95% below the mid-market rate.
• 💸 Profee charges 0.1% + EUR 1.20 when you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA and 1.25% + EUR 1.19 when you pay by Klarna.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money in a Bank Account.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days.
• 📏 Profee accepts transfers from EUR 1.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX EUR to USD exchange rate today

• 💱 Regency FX's Euro to US Dollar exchange rate is USD 1.1207 per EUR, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly EUR to USD exchange rate today

• 💱 Remitly's Euro to US Dollar exchange rate is USD 1.1209 per EUR, 0.08% below the mid-market rate.
• 💸 Remitly's fee is not published for EUR to USD transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to USD exchange rate today

• 💱 Ria Money Transfer's Euro to US Dollar exchange rate is USD 1.1021 per EUR, 1.76% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000).
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 5,000 per transfer.

Rutland FX EUR to USD exchange rate today

• 💱 Rutland FX's Euro to US Dollar exchange rate runs from USD 1.119 to USD 1.1207 per EUR. Its best rate applies to transfers from EUR 2,992.50 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.

Skrill Money Transfer EUR to USD exchange rate today

• 💱 Skrill Money Transfer's Euro to US Dollar exchange rate is USD 1.07 per EUR, 4.62% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts EUR 2 to EUR 10,000 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get EUR 5 bonus for first transfer.

TalkRemit EUR to USD exchange rate today

• 💱 TalkRemit's Euro to US Dollar exchange rate is USD 1.0987 per EUR, 2.06% below the mid-market rate.
• 💸 TalkRemit charges EUR 2.98 (1.5% + EUR 0.99 from EUR 200) when you pay from a Bank Account, by Credit Card or by Debit Card and EUR 1.99 (1.5% from EUR 200) when you pay by Mobile Wallet.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money as Cash Pickup.
• ⏱️ With TalkRemit, money arrives as Cash Pickup typically within 2 hours.
• 📏 TalkRemit accepts EUR 12 to EUR 100,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

Taptap Send EUR to USD exchange rate today

• 💱 Taptap Send's Euro to US Dollar exchange rate is USD 1.115 per EUR, 0.61% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days.
• 📏 Taptap Send accepts up to EUR 160,000 per transfer.

TorFX EUR to USD exchange rate today

• 💱 TorFX's Euro to US Dollar exchange rate runs from USD 1.1061 to USD 1.1198 per EUR. Its best rate applies to transfers of EUR 200,001 to EUR 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to EUR 999,999,999 per transfer.

Western Union EUR to USD exchange rate today

• 💱 Western Union's Euro to US Dollar exchange rate runs from USD 1.1028 to USD 1.1104 per EUR. Its best rate applies to all amounts and is 1.02% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay by SoFort, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Wise EUR to USD exchange rate today

• 💱 Wise's Euro to US Dollar exchange rate runs from USD 1.1235 to USD 1.1245 per EUR. Its best rate applies to transfers of EUR 1.55 to EUR 1,000,000 and is 0.24% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by iDeal, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 11 hours.
• 📏 Wise accepts EUR 1.55 to EUR 1,000,000 per transfer.

WorldRemit EUR to USD exchange rate today

• 💱 WorldRemit's Euro to US Dollar exchange rate is USD 1.1081 per EUR, 1.22% below the mid-market rate.
• 💸 WorldRemit charges no fee.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn EUR 15.

XE Money Transfer EUR to USD exchange rate today

• 💱 XE Money Transfer's Euro to US Dollar exchange rate runs from USD 1.1118 to USD 1.1242 per EUR. Its best rate applies to transfers of EUR 1,000 to EUR 1,000 and is 0.21% above the mid-market rate.
• 💸 XE Money Transfer charges no fee.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Italy to USA

1. Compare providers. RemitFinder lists 22 providers and 56 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by iDeal, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, by Panda Remit Wallet or by Mobile Wallet.
3. Choose how your recipient gets the money. Bank Account (19 providers), Cash Pickup (4 providers), ACH (1 provider) or Fedwire (1 provider).
4. Check the limits. Published maximums start at EUR 2,500 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: US bank routing numbers.
7. Pay and track the transfer. The fastest published delivery arrives in about 2 hours. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to USA from Italy

These FAQs use data from RemitFinder's live comparison of 22 providers for Italy to USA money transfers.

• How do I send money from Italy to USA?

  Compare 22 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to USA from Italy?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to USA?

  13 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to USD exchange rate today?

  The mid-market rate is USD 1.1218 per EUR. Providers' rates run from USD 1.07 to USD 1.1245.

• Can I get a better rate than the mid-market EUR to USD rate?

  Yes. Wise and XE Money Transfer offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to USA from Italy?

  Dahabshiil, Ria Money Transfer, TalkRemit and Western Union offer Cash Pickup in USA. Cash Pickup is typically ready within 2 hours.

• What is the fastest way to send money to USA?

  By their published times, Airwallex delivers fastest, in about 2 hours.

• Can I send money from Italy to USA instantly?

  Not by published times. The fastest published delivery is about 2 hours.

• How much money can I send to USA from Italy?

  Each provider sets its own limits. The lowest published maximum is EUR 2,500, and 13 of 22 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to USA without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, Regency FX, Rutland FX, Skrill Money Transfer, Taptap Send, TorFX, Western Union, WorldRemit and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Italy to USA?

  RemitFinder compares 22 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Dahabshiil, Instarem, Key Currency, OFX, Panda Remit, Profee, Regency FX, Remitly, Ria Money Transfer, Rutland FX, Skrill Money Transfer, TalkRemit, Taptap Send, TorFX, Western Union, Wise, WorldRemit and XE Money Transfer.

• Which app is best to send money to USA?

  It depends on your amount and how you pay. RemitFinder compares 22 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to USA?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.