Best Way to Send Money to Spain from Canada (CAD to EUR)

Sending money from Canada to Spain: what today's data shows

RemitFinder compares 22 providers and 61 ways to send money from Canada to Spain. The mid-market rate is EUR 0.6383 per CAD. 13 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Spain from Canada?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 22 providers offering 61 ways to send Canadian Dollar (CAD) to Euro (EUR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 21 providers, followed by Cash Pickup (3), SEPA (2) and Debit Card (1).

💱 How to get the best CAD to EUR exchange rate?

The mid-market Canadian Dollar to Euro rate today is EUR 0.6383 per CAD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, CAD 1,000 is EUR 638.30, and each 1% of markup costs about EUR 6.38.

• 📊 Rates run from EUR 0.6069 to EUR 0.6377 per CAD across all amounts. The top three rates are from Cambridge Currencies (EUR 0.6377 for transfers from CAD 25,001), Key Currency (EUR 0.6377 for transfers from CAD 9,415.50) and Regency FX (EUR 0.6377).
• 📏 Typical markup: 0.64%. The median provider's best rate is 0.64% below the mid-market rate.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives EUR 0.6377 per CAD for transfers from CAD 25,001, compared with EUR 0.6367 for transfers up to CAD 5,000.
  • Currency Solutions gives EUR 0.6361 per CAD for transfers from CAD 1,000,000, compared with EUR 0.6335 for transfers up to CAD 250,000.
  • TorFX gives EUR 0.6372 per CAD for transfers from CAD 200,001, compared with EUR 0.6294 for transfers up to CAD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.16% below the mid-market rate for money received on a Debit Card, 0.42% below it by SEPA, 0.67% below it in a Bank Account and 2.11% below it as Cash Pickup.

💸 What is the cheapest way to send money to Spain from Canada?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 13 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, MoneyGram, Profee, Regency FX, Skrill Money Transfer, Taptap Send, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Canada to Spain through a bank?

17 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 21 providers or by SEPA with 2 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Spain.

⚡ How to send money from Canada to Spain fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account or as Cash Pickup. Where no time is published, money typically arrives by SEPA in 2–4 days and on a Debit Card in 1–2 days.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 12 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Spain from Canada?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Cambridge Currencies, Key Currency and Regency FX offer the highest exchange rates, EUR 0.6377 per CAD.
• 🔀 Ria Money Transfer offers the most ways to send (8), followed by Western Union (8) and Profee (6).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Spain.
• 🆓 13 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 10 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex CAD to EUR exchange rate today

• 💱 Airwallex's Canadian Dollar to Euro exchange rate is EUR 0.6339 per CAD, 0.69% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies CAD to EUR exchange rate today

• 💱 Cambridge Currencies' Canadian Dollar to Euro exchange rate runs from EUR 0.6367 to EUR 0.6377 per CAD. Its best rate applies to transfers from CAD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions CAD to EUR exchange rate today

• 💱 Currency Solutions' Canadian Dollar to Euro exchange rate runs from EUR 0.6335 to EUR 0.6361 per CAD. Its best rate applies to transfers from CAD 1,000,000 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from CAD 50,000 per transfer.

CurrencyFair CAD to EUR exchange rate today

• 💱 CurrencyFair's Canadian Dollar to Euro exchange rate is EUR 0.6331 per CAD, 0.81% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for CAD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts CAD 100 to CAD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Dahabshiil CAD to EUR exchange rate today

• 💱 Dahabshiil's Canadian Dollar to Euro exchange rate is EUR 0.6229 per CAD, 2.41% below the mid-market rate.
• 💸 Dahabshiil's fee depends on how you pay and how much you send.
• 🏦 With Dahabshiil, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With Dahabshiil, money arrives in a Bank Account typically in 2–4 days.
• 📏 Dahabshiil accepts transfers from CAD 10 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Instarem CAD to EUR exchange rate today

• 💱 Instarem's Canadian Dollar to Euro exchange rate is EUR 0.634 per CAD, 0.67% below the mid-market rate.
• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay by Interac e-transfer, and your recipient gets the money in a Bank Account or by SEPA.
• ⏱️ With Instarem, money arrives in a Bank Account typically in 2–4 days and by SEPA typically in 2–4 days.
• 📏 Instarem accepts up to CAD 3,000 per transfer.

Key Currency CAD to EUR exchange rate today

• 💱 Key Currency's Canadian Dollar to Euro exchange rate is EUR 0.6377 per CAD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from CAD 9,415.50 per transfer.

KOHO CAD to EUR exchange rate today

• 💱 KOHO's Canadian Dollar to Euro exchange rate is EUR 0.6372 per CAD, 0.17% below the mid-market rate.
• 💸 KOHO charges CAD 3.92.
• 🏦 With KOHO, you pay from a Bank Account, by Debit Card or by Interac e-transfer, and your recipient gets the money in a Bank Account.
• ⏱️ With KOHO, money arrives in a Bank Account in about 2 days.
• 📏 KOHO accepts CAD 10 to CAD 5,000 per transfer.
• 🎁 RemitFinder exclusive for KOHO: Refer a friend to earn up to CAD 100.

MoneyGram CAD to EUR exchange rate today

• 💱 MoneyGram's Canadian Dollar to Euro exchange rate runs from EUR 0.6196 to EUR 0.6288 per CAD. Its best rate applies to transfers up to CAD 1,500 and is 1.49% below the mid-market rate.
• 💸 MoneyGram charges 1% + CAD 6.99 (CAD 15.99 from CAD 900) when you pay by Credit Card and no fee when you pay by Debit Card or in Cash.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money as Cash Pickup or in a Bank Account.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly and in a Bank Account within 30 minutes.
• 📏 MoneyGram accepts up to CAD 11,170 per transfer.

OFX CAD to EUR exchange rate today

• 💱 OFX's Canadian Dollar to Euro exchange rate is EUR 0.6331 per CAD, 0.81% below the mid-market rate.
• 💸 OFX's fee is not published for CAD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit CAD to EUR exchange rate today

• 💱 Panda Remit's Canadian Dollar to Euro exchange rate is EUR 0.6344 per CAD, 0.61% below the mid-market rate.
• 💸 Panda Remit charges CAD 4.
• 🏦 With Panda Remit, you pay by Debit Card or by Interac e-transfer, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
• 📏 Panda Remit accepts CAD 100 to CAD 4,700 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Profee CAD to EUR exchange rate today

• 💱 Profee's Canadian Dollar to Euro exchange rate is EUR 0.6373 per CAD, 0.16% below the mid-market rate.
• 💸 Profee charges no fee.
• 🏦 With Profee, you pay by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money on a Debit Card or by SEPA.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days and by SEPA typically in 2–4 days.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX CAD to EUR exchange rate today

• 💱 Regency FX's Canadian Dollar to Euro exchange rate is EUR 0.6377 per CAD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly CAD to EUR exchange rate today

• 💱 Remitly's Canadian Dollar to Euro exchange rate is EUR 0.6289 per CAD, 1.47% below the mid-market rate.
• 💸 Remitly's fee is not published for CAD to EUR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to CAD 20,000 per transfer.

Ria Money Transfer CAD to EUR exchange rate today

• 💱 Ria Money Transfer's Canadian Dollar to Euro exchange rate is EUR 0.6187 per CAD, 3.07% below the mid-market rate.
• 💸 Ria Money Transfer charges 3% + CAD 4 (CAD 15 from CAD 200.01, CAD 20 from CAD 500.01, CAD 25 from CAD 700.01, CAD 35 from CAD 1,000.01, CAD 45 from CAD 1,500.01, CAD 65 from CAD 2,000.01) when you pay by Credit Card and CAD 7 (CAD 10 from CAD 200.01, CAD 15 from CAD 500.01, CAD 20 from CAD 700.01, CAD 25 from CAD 1,000.01, 1.67% from CAD 1,500, CAD 30 from CAD 1,800, CAD 45 from CAD 2,000.01) when you pay by Debit Card, with Google Pay or with Apple Pay.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts CAD 100 to CAD 49,999 per transfer.

Skrill Money Transfer CAD to EUR exchange rate today

• 💱 Skrill Money Transfer's Canadian Dollar to Euro exchange rate is EUR 0.6069 per CAD, 4.92% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts CAD 3.14 to CAD 15,696 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get CAD 30 bonus for first transfer.

TalkRemit CAD to EUR exchange rate today

• 💱 TalkRemit's Canadian Dollar to Euro exchange rate is EUR 0.6229 per CAD, 2.41% below the mid-market rate.
• 💸 TalkRemit's fee depends on how you pay and how much you send.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account.
• ⏱️ With TalkRemit, money arrives in a Bank Account typically in 2–4 days.
• 📏 TalkRemit accepts CAD 10 to CAD 100,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

Taptap Send CAD to EUR exchange rate today

• 💱 Taptap Send's Canadian Dollar to Euro exchange rate is EUR 0.635 per CAD, 0.52% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days.
• 📏 Taptap Send accepts up to CAD 3,500 per transfer.

TorFX CAD to EUR exchange rate today

• 💱 TorFX's Canadian Dollar to Euro exchange rate runs from EUR 0.6294 to EUR 0.6372 per CAD. Its best rate applies to transfers of CAD 200,001 to CAD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to CAD 999,999,999 per transfer.

Western Union CAD to EUR exchange rate today

• 💱 Western Union's Canadian Dollar to Euro exchange rate runs from EUR 0.6243 to EUR 0.6248 per CAD. Its best rate applies to transfers up to CAD 30,000 and is 2.11% below the mid-market rate.
• 💸 Western Union charges no fee when you pay from a Bank Account, by Debit Card or with Google Pay and 3% when you pay by Credit Card.
• 🏦 With Western Union, you pay from a Bank Account, by Credit Card, by Debit Card or with Google Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn CAD 20; Get first transfer free in Canada.

Wise CAD to EUR exchange rate today

• 💱 Wise's Canadian Dollar to Euro exchange rate is EUR 0.6371 per CAD, 0.19% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, by Interac e-transfer or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts CAD 1.58 to CAD 1,000,000 per transfer.

XE Money Transfer CAD to EUR exchange rate today

• 💱 XE Money Transfer's Canadian Dollar to Euro exchange rate runs from EUR 0.6337 to EUR 0.6369 per CAD. Its best rate applies to transfers up to CAD 500 and is 0.22% below the mid-market rate.
• 💸 XE Money Transfer charges no fee when you pay from a Bank Account, 0.9% when you pay by Credit Card and 0.3% when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn CAD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Canada to Spain

1. Compare providers. RemitFinder lists 22 providers and 61 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Interac e-transfer, by Credit Card, by Debit Card, with Apple Pay, with Google Pay, by Mobile Wallet or in Cash.
3. Choose how your recipient gets the money. Bank Account (21 providers), Cash Pickup (3 providers), SEPA (2 providers) or Debit Card (1 provider).
4. Check the limits. Published maximums start at CAD 3,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Spain.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Spain from Canada

These FAQs use data from RemitFinder's live comparison of 22 providers for Canada to Spain money transfers.

• How do I send money from Canada to Spain?

  Compare 22 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Spain from Canada?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Spain?

  13 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the CAD to EUR exchange rate today?

  The mid-market rate is EUR 0.6383 per CAD. Providers' rates run from EUR 0.6069 to EUR 0.6377.

• How can I send cash to Spain from Canada?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Spain. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Spain?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from Canada to Spain instantly?

  Yes. Three providers publish delivery within an hour on some ways to send.

• How much money can I send to Spain from Canada?

  Each provider sets its own limits. The lowest published maximum is CAD 3,000, and 10 of 22 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Spain without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Instarem, Key Currency, MoneyGram, Profee, Regency FX, Skrill Money Transfer, Taptap Send, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Canada to Spain?

  RemitFinder compares 22 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Dahabshiil, Instarem, Key Currency, KOHO, MoneyGram, OFX, Panda Remit, Profee, Regency FX, Remitly, Ria Money Transfer, Skrill Money Transfer, TalkRemit, Taptap Send, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Spain?

  It depends on your amount and how you pay. RemitFinder compares 22 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Spain?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.