The Expert's Guide to Walmart2Walmart Money Transfer Online

Q: What are Walmart2Walmart fees?

Walmart2Walmart fees2 start at USD 2.50 for sending money across the US, Puerto Rico, and Mexico. The fees also vary by sending amount and are captured in the table below. Send Amount In-store Fee App Fee $1 to $500 $2.50 $2.50 $501 to $750 $5 $4 $751 to $1,000 $5 $5 $1,001 to $1,300 $10 $7.50 As you can see, the maximum fee you will pay with Walmart2Walmart would be USD 10 for a money transfer greater than USD 1,000 done in a Walmart store ; the same money transfer done on the Walmart2Walmart mobile app would cost USD 7.50. These simple transfer fees prevent any misunderstandings and make it simpler for you to understand your cost obligations when moving money. Walmart2Walmart fees are transparent and easy to understand. Plan for transfer fees when you send money with Walmart. As a comparison, if you wanted to send money elsewhere around the globe to over 200 supported countries with Walmart2World, the transfer fees start at USD 4 per transaction and include competitive exchange rates.

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Published: Nov 01, 2022 • 14 min read

Last Updated: Mar 29, 2026

Are you looking for a fast, simple, and affordable way to send money within the U.S.? Walmart2Walmart money transfers could be exactly what you need. The Walmart2Walmart money transfer service is available at thousands of Walmart locations nationwide. Walmart2Walmart lets you send cash for pickup in minutes — often at lower fees than traditional providers.

In this guide, we will cover everything you need to know, including, how Walmart2Walmart works, transfer times and limits, fees and real cost examples and how to track or cancel a transfer. Whether you’re sending money for the first time or want to understand the service better before your next transfer, this guide will walk you through the process step by step so you can send money with confidence.

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What is Walmart2Walmart and how does it work?

The Walmart2Walmart money transfer service is a convenient way to send money from the United States to friends and family members within the United States, Puerto Rico and Mexico. To facilitate this service, Walmart partnered with Ria Money Transfer as the money transfer provider for all Walmart2Walmart money transfers.

The way this works is that you go to a Walmart store and start your money transfer transaction with the help of a Walmart associate. You then pay for your transfer amount as well as any applicable fees using your debit or credit card. Once Walmart receives your funds, it will take just a few minutes for the funds to be available for the recipient to receive.

To access the money you send via Walmart2Walmart to your recipient, they can go to more than 4500 participating Walmart locations across the United States and Puerto Rico, or more than 2500 Bodega Aurrera and Walmart locations across Mexico. They have to show their ID proof to receive the money.

Walmart2Walmart is fast, safe, and affordable, with competitive rates and no hidden fees. To send money, you can visit any Walmart location and send money in just a few minutes.

Walmart2Walmart is a convenient and safe way to send money from Walmart stores in the US to locations within the US, Puerto Rico and Mexico.

What are the Various Options to Send Money with Walmart?

Walmart is a household brand in North America with an extraordinarily strong presence in the US as well as Mexico. In addition, Walmart has also been expanding into many other countries, and is a globally recognized retail supermarket that offers numerous products and services.

One of those services is the ability to send money using Walmart. This is very convenient to millions of Walmart customers who either go to the store or shop online. Now they can also send money with Walmart on their next stop at the store to buy groceries, or when ordering something online from Walmart.com.

Below are the various money transfer services that you can use at Walmart:

Walmart2Walmart: This is Walmart's money transfer service powered by Ria Money Transfer and is a way to send money from any Walmart store in the US to those across the US, Puerto Rico and Mexico. We will provide a lot more detail on Walmart2Walmart in subsequent sections of this article.
Western Union domestic cash pickup service: You can also send money from a Walmart store for pickup at one of the thousands of Western Union agent locations throughout the United States and Puerto Rico. Money sent via this option is generally available within just a few minutes for pick up at a convenient Western Union agent location close to the recipient.
MoneyGram domestic cash pickup service: Similar to Western Union cash pickup service, you can also send money at a Walmart store for pickup at a MoneyGram location anywhere in the US as well as Puerto Rico. Funds are typically available within just a few minutes of sending money from a Walmart store.
Walmart2World: If you want to send money internationally using Walmart, you can use their Walmart2World money transfer service. This is powered by Western Union, Ria Money Transfer, or MoneyGram, and funds are available for pickup within minutes at agent locations and branches of Western Union, Ria or MoneyGram across 200 countries. Popular destinations include Mexico, India, Ghana, Nigeria, Haiti, Honduras, Indonesia, Philippines, Jamaica, El Salvador, Guatemala and Colombia. You can pay your recipient in many flexible delivery options that include cash pick up, direct bank deposit, mobile wallet credit, debit card transfers, home delivery & ATM payouts where available. Transfer fees start at USD 4 and Walmart providing you with a competitive exchange rate as well.
Western Union international money transfers: You can send money from a Walmart store for pickup at a Western Union agent location in over 200 countries internationally. In addition to cash pickup, money can be sent to bank accounts, cards and mobile wallets (delivery methods vary by destination country).
MoneyGram international money transfers: In this case, the money you send with Walmart can be picked up at any MoneyGram location across 200 countries worldwide. You can also pay your recipient via bank account deposit, mobile wallet credit and card payments where available.

As you can see, Walmart offers a full gamut of domestic as well as international money transfer services.

Walmart has been expanding into domestic as well as international money transfer services over the last few years.

For moving money overseas, you can also consider remittance companies that specialize in international money transfers. There are so many choices available that it is virtually impossible to search exchange rates and compare providers. To make this easy, RemitFinder's money transfer comparison engine compares numerous providers and presents results to you in a simple and intuitive format.

In the rest of this article, we will focus on Walmart2Walmart. Read on to know more about this useful Walmart money transfer service.

What are Walmart2Walmart fees?

Walmart2Walmart fees² start at USD 2.50 for sending money across the US, Puerto Rico, and Mexico. The fees also vary by sending amount and are captured in the table below.

Send Amount	In-store Fee	App Fee
$1 to $500	$2.50	$2.50
$501 to $750	$5	$4
$751 to $1,000	$5	$5
$1,001 to $1,300	$10	$7.50

As you can see, the maximum fee you will pay with Walmart2Walmart would be USD 10 for a money transfer greater than USD 1,000 done in a Walmart store; the same money transfer done on the Walmart2Walmart mobile app would cost USD 7.50. These simple transfer fees prevent any misunderstandings and make it simpler for you to understand your cost obligations when moving money.

Walmart2Walmart fees are transparent and easy to understand. Plan for transfer fees when you send money with Walmart.

As a comparison, if you wanted to send money elsewhere around the globe to over 200 supported countries with Walmart2World, the transfer fees start at USD 4 per transaction and include competitive exchange rates.

Is it Possible to Use Walmart2Walmart Money Transfer Online?

To send a Walmart2Walmart money transfer online, you must be registered and logged into Walmart2Walmart app^{3, 4} on your mobile device. The app is powered by Ria and is available for download on both the Google Play Store for Android devices and the Apple App Store for iOS devices.

You can use your existing Ria account, if you have one, to use the Walmart2Walmart mobile app. This way, you will not need to create a new account for the app.

You can send money with Walmart2Walmart online using either the Ria website or the Walmart2Walmart mobile app.

How can I Send Money Online Using Walmart2Walmart?

You can send money via the Walmart2Walmart app or via Walmart's Ria site with the following steps:

Register for a free account or login into your existing one: You can either create a new account or use your existing Ria credentials to login into the Walmart2Walmart mobile app.
Select a recipient to send the money to: Enter the recipient's full name, last name, country, and state or province where they reside. You can also choose an existing recipient if you are sending money to the someone who you have sent money before.
Select the delivery option: Choose how your recipient will receive the funds. The most common method is cash pickup, which is typically available within just a few minutes. Depending on the destination, additional delivery options may be available. For example, you may be able to pay to a bank account, debit card, or credit card.
Enter the transfer amount: Enter the amount you want to send. Once you do this, the total cost to send your money will be shown, along with the transfer fee.
Confirm your transfer: Make sure everything looks OK and confirm your transfer. You may have to provide some personal information for security reasons so the system can validate your identity in this last step.
Pay for your transfer: The last step is to pay for your transfer and Walmart will take care of the rest. You can either pay cash in US Dollars at a Walmart location, or pay with a PIN-based debit card.

Sending money with Walmart2Walmart is quick and easy, and only takes a few simple steps.

How can I Send Money Using Walmart2Walmart at a Walmart Store?

If you want to send money via Walmart2Walmart at a Walmart store, the process is quick and easy. Follow the below steps to send money in store:

Go to the Money Services Center in the store: Find your nearest Walmart store and go to the Customer Service Desk or Money Services Center section.
Present your Photo ID to the Walmart associate: When sending or receiving money via Walmart2Walmart at a Walmart location, you need a valid non-expired photo identification document. Make sure to carry your photo ID that is not expired with you. Following are all valid IDs accepted at Walmart:
- U.S. Driver License, including Puerto Rico
- State ID, including Puerto Rico
- United States Passport
- International Passport
- Military ID
- U.S. Permanent Resident Card
- Tribal ID
- Mexican Matricula Consular
Complete your money transfer: The Walmart associate at the store will assist you in completing your money transfer. Make sure to provide accurate recipient details like name, address, phone number, etc.
Pay for your money transfer: The final step in the process is to fund your money transfer transaction. You can pay with cash or with a debit card in US Dollars. Once the payment is done, Walmart will process your transfer. The funds will be available as early as within 10 minutes for pickup as long as the Ria system does not flag the transaction for review.

Sending money from a Walmart store can be a very convenient option if you already go to Walmart for shopping and other needs. This way, you can just stop by next time you go to send money as well.

It is very convenient to send money via Walmart2Walmart at your local Walmart store.

How Do I Track my Walmart2Walmart Money Transfer?

You can track your Walmart2Walmart money transfer in a variety of ways that include checking for tracking status at any local Walmart store, through the Walmart2Walmart mobile app, or online at the Walmart partner network site used to send the money i.e., Ria, Western Union or MoneyGram.

For Ria specifically, you can use the "Track a Transfer" section on the Ria website as shown below.

An image showing how to track Walmart2Walmart money transfers on the Ria website

This is very convenient as both the sender or the recipient can find where the money is and how long it will take to arrive. All you need is the tracking number or order number.

If you are using the Walmart2Walmart powered by Ria mobile app, simply click on the Track link at the bottom of the screen to see the latest status of your money transfer.

Additionally, you can also call the Ria customer support team to check on the status of your Walmart2Walmart money transfer on any of the below phone numbers:

Walmart2Walmart dedicated support for Ria phone number 1-855-355-2144
Ria Money Transfer support phone number 1-877-443-1399

Finally, you can also write to Ria at RiaSupportTeam@riafinancial.com to check the status of your transfer.

There are numerous easy ways to check the status of your Walmart2Walmart money transfer.

What are the Benefits of Using Walmart2Walmart Money Transfer?

Walmart2Walmart is a useful service for sending money from the US to within the US, Puerto Rico and Mexico. Below are some key advantages of money transfers done with Walmart2Walmart:

Ease of use: Sending money with Walmart2Walmart is very easy. If you send money at a Walmart store, an associate will help you with the process. Alternatively, you can self-serve by using the Walmart2Walmart mobile app. In either case, it is easy to send money using this service.
Quick money transfers: Walmart2Walmart money transfers generally finish within minutes. In most cases, your money will be transferred within 10 minutes unless the Ria payment system marks your transaction for further review. Fast money transfers make Walmart2Walmart a good choice to send money for urgent needs.
Convenience of going to the Walmart store: With more than 4500 store locations across the United States, Walmart is a household brand. If you already shop at Walmart, using Walmart2Walmart to send money is very convenient as you can go to the Money Services Center at the store.
Cash pickup at numerous locations: Your recipient can pick up their funds at more than 4500 Walmart locations across the US and Puerto Rico, or more than 2500 Bodega Aurrera and Walmart locations across Mexico. This makes it quick, convenient, and easy for your recipient to access the funds.
Security and peace of mind: Walmart2Walmart is powered by Ria, which is a veteran in money transfers within the US as well as to more than 200 countries worldwide. Given Ria's focus on remittances and money transfers, your money and private information is in safe hands.

Walmart2Walmart offers easy, convenient and quick money transfers that can be sent and received at thousands of locations.

What are the Alternatives to Walmart Money Transfer Services?

Technology has really opened up every industry in today's world, and money transfers are no exception. From established money transfer companies, to fintech startups, to neo-banks, to multi-currency accounts, and to cryptocurrency-based remittances, there are numerous ways to send money abroad.

We recommend taking a look at other options so you can compare the pros and cons of other services with Walmart2Walmart.

Give below are some money transfer companies that you could look at as potential alternatives to Walmart money transfer services:

There are many good money transfer companies available to send money overseas.

Additionally, you can also see the following resources to get more insights into remittances, and what to look for when comparing money transfer companies:

Conclusion

Walmart is a household brand in the US, Mexico, and many other countries, and provides various money transfer services. Walmart2Walmart is useful for sending money from the United States to within US, Puerto Rico and Mexico. Walmart2World can be used to send money to more than 200 destinations globally through Ria, Western Union and MoneyGram.

There are numerous other good options to send money overseas and comparing them with Walmart2World will allow you to pick the best ones for your needs.

Sources

All third party information accessed on Mar 25, 2026.

Walmart Introduces Exclusive Money Transfer Service, Cuts Fees by up to 50 Percent for Customers. Securities and Exchange Commission.
Send Money to Mexico. Walmart.
Walmart2Walmart Powered by Ria. Google Play Store.
Walmart2Walmart Money Transfer Powered by Ria. Apple App Store.

Author

RemitFinder Editorial Team

The RemitFinder Editorial Team is a collaborative group of writers, researchers, and fintech specialists dedicated to bringing you the latest insights, comparisons, news, and guides on remittances, exchange rates, eSIMs, and the financial technology shaping the global payments landscape.

We create clear, easy-to-understand content to help you compare money transfer providers and eSIM plans based on transparent data and publicly available information. Our goal is to provide independent, research-driven information to support informed decision-making. RemitFinder is an independent comparison platform and does not provide financial or telecommunications advice.